Poland: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 319 billion Polish Zloty as of June 2026, an increase compared to the previous value of 315.5 billion Polish Zloty. Historically, the average for Poland from November 2011 to June 2026 is 266.49 billion Polish Zloty. The minimum of 209.83 billion Polish Zloty was recorded in February 2012, while the maximum of 319 billion Polish Zloty was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Polish Zloty
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: National Bank of Poland
| Recent values | Poland: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 319 |
| 2026 May | 315.5 |
| 2026 Apr | 312.03 |
| 2026 Mar | 309.02 |
| 2026 Feb | 305.77 |
| 2026 Jan | 304.54 |
| 2025 Dec | 302.75 |
| 2025 Nov | 301.89 |
Download data from our database Other resources: All indicators for Poland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.8 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 3.7749 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 2,865.93 | 6/2026 | billion |
| Consumer Price Index (CPI) | 176.9650 | 8/2026 | index points |
| Inflation, monthly | 0.66 | 9/2026 | percent |
| Inflation, annual | 3.99 | 9/2026 | percent |
| Food and beverages inflation | 2.40 | 4/2026 | percent |
| Alcohol and tobacco inflation | 8.10 | 4/2026 | percent |
| Energy price inflation | 6.80 | 4/2026 | percent |
| Transport services inflation | 1.60 | 4/2026 | percent |
| Information and communication inflation | 4.80 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.20 | 4/2026 | percent |
| Health care inflation | 5.00 | 4/2026 | percent |
| Education services inflation | 6.70 | 4/2026 | percent |
| Clothing and footwear inflation | 6.70 | 4/2026 | percent |
| Housing inflation | 4.30 | 4/2026 | percent |
| Private sector credit | 1,320.99 | 6/2026 | billion |
| Business credit | 484.83 | 6/2026 | billion |
| Household credit | 836.16 | 6/2026 | billion |
| Mortgage credit | 517.16 | 6/2026 | billion |
| Consumer credit | 319.00 | 6/2026 | billion |
| Deposit interest rate | 2.81 | 6/2026 | percent |
| Business credit interest rate | 5.84 | 6/2026 | percent |
| Mortgage credit interest rate | 6.20 | 6/2026 | percent |
| Policy rate | 3.75 | 9/2026 | percent |
| Household debt to GDP | 22.10 | 3/2026 | percent |
| Debt service ratios for private non-financial sector | 6.30 | Q1/2026 | percent |