Poland: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 287.6 billion Polish Zloty as of December 2024, a decline compared to the previous value of 288.83 billion Polish Zloty. Historically, the average for Poland from November 2011 to December 2024 is 262.61 billion Polish Zloty. The minimum of 209.83 billion Polish Zloty was recorded in February 2012, while the maximum of 303.17 billion Polish Zloty was reached in August 2019.
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* indicates monthly or quarterly data series
- Measure: billion Polish Zloty
- Source: National Bank of Poland
| Recent values | Poland: Consumer credit, billion currency units |
|---|---|
| 2024 Dec | 287.6 |
| 2024 Nov | 288.83 |
| 2024 Oct | 288.58 |
| 2024 Sep | 287.89 |
| 2024 Aug | 287.64 |
| 2024 Jul | 284.88 |
| 2024 Jun | 282.55 |
| 2024 May | 281.91 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 11.5 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 3.8755 | 3/2025 | Local Currency Units per USD |
| Money supply (broad money) | 2,469.10 | 12/2024 | billion |
| Consumer Price Index (CPI) | 152.6000 | 2/2025 | index points |
| Inflation, monthly | 0.33 | 2/2025 | percent |
| Inflation, annual | 4.31 | 2/2025 | percent |
| Private sector credit | 1,185.60 | 12/2024 | billion |
| Business credit | 428.76 | 12/2024 | billion |
| Household credit | 756.84 | 12/2024 | billion |
| Mortgage credit | 469.24 | 12/2024 | billion |
| Consumer credit | 287.60 | 12/2024 | billion |
| Deposit interest rate | 3.93 | 12/2024 | percent |
| Business credit interest rate | 7.91 | 12/2024 | percent |
| Mortgage credit interest rate | 7.29 | 12/2024 | percent |
| Policy rate | 5.75 | 3/2025 | percent |
| Household debt to GDP | 23.30 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 6.70 | Q3/2024 | percent |