Poland: Household debt to GDP
* indicates monthly or quarterly data series
The most recent value is 22.5 percent as of March 2025, a decline compared to the previous value of 22.8 percent. Historically, the average for Poland from March 1999 to March 2025 is 25.51 percent. The minimum of 6.2 percent was recorded in June 1999, while the maximum of 36.8 percent was reached in June 2015.
Click on the following link to see the values of: Household debt to GDP around the world.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: The Bank for International Settlements
| Recent values | Poland: Household debt to GDP, in percent |
|---|---|
| 2025 Mar | 22.5 |
| 2024 Dec | 22.8 |
| 2024 Sep | 23.2 |
| 2024 Jun | 23.3 |
| 2024 Mar | 23.4 |
| 2023 Dec | 23.6 |
| 2023 Sep | 24 |
| 2023 Jun | 24.2 |
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Definition: The total outstanding debt of households to banks and other financial institutions as percent of GDP.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 3.6492 | 10/2025 | Local Currency Units per USD |
| Money supply (broad money) | 2,627.82 | 9/2025 | billion |
| Consumer Price Index (CPI) | 154.1000 | 9/2025 | index points |
| Inflation, monthly | 0.20 | 9/2025 | percent |
| Inflation, annual | 2.87 | 9/2025 | percent |
| Private sector credit | 1,214.20 | 6/2025 | billion |
| Business credit | 445.50 | 6/2025 | billion |
| Household credit | 768.70 | 6/2025 | billion |
| Mortgage credit | 477.05 | 6/2025 | billion |
| Consumer credit | 291.65 | 6/2025 | billion |
| Deposit interest rate | 3.51 | 9/2025 | percent |
| Business credit interest rate | 7.09 | 9/2025 | percent |
| Mortgage credit interest rate | 7.03 | 9/2025 | percent |
| Policy rate | 4.50 | 10/2025 | percent |
| Household debt to GDP | 22.50 | 3/2025 | percent |
| Debt service ratios for private non-financial sector | 6.50 | Q1/2025 | percent |