Poland: Mortgage credit
* indicates monthly or quarterly data series
The most recent value is 495.51 billion Polish Zloty as of December 2025, an increase compared to the previous value of 493.2 billion Polish Zloty. Historically, the average for Poland from March 2009 to December 2025 is 386.94 billion Polish Zloty. The minimum of 202.21 billion Polish Zloty was recorded in July 2009, while the maximum of 503.51 billion Polish Zloty was reached in November 2021.
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* indicates monthly or quarterly data series
- Measure: billion Polish Zloty
- Source: National Bank of Poland
| Recent values | Poland: Mortgage credit, billion currency units |
|---|---|
| 2025 Dec | 495.51 |
| 2025 Nov | 493.2 |
| 2025 Oct | 490.43 |
| 2025 Sep | 486.55 |
| 2025 Aug | 483.69 |
| 2025 Jul | 480.62 |
| 2025 Jun | 477.05 |
| 2025 May | 475.22 |
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Definition: Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.8 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 3.7029 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 2,725.62 | 12/2025 | billion |
| Consumer Price Index (CPI) | 103.1600 | 5/2026 | index points |
| Inflation, monthly | -0.14 | 5/2026 | percent |
| Inflation, annual | 3.33 | 5/2026 | percent |
| Food and beverages inflation | 2.40 | 4/2026 | percent |
| Alcohol and tobacco inflation | 8.10 | 4/2026 | percent |
| Energy price inflation | 6.80 | 4/2026 | percent |
| Transport services inflation | 1.60 | 4/2026 | percent |
| Information and communication inflation | 4.80 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 4.20 | 4/2026 | percent |
| Health care inflation | 5.00 | 4/2026 | percent |
| Education services inflation | 6.70 | 4/2026 | percent |
| Clothing and footwear inflation | 6.70 | 4/2026 | percent |
| Housing inflation | 4.30 | 4/2026 | percent |
| Private sector credit | 1,257.80 | 12/2025 | billion |
| Business credit | 459.54 | 12/2025 | billion |
| Household credit | 798.26 | 12/2025 | billion |
| Mortgage credit | 495.51 | 12/2025 | billion |
| Consumer credit | 302.75 | 12/2025 | billion |
| Deposit interest rate | 3.11 | 12/2025 | percent |
| Business credit interest rate | 6.51 | 12/2025 | percent |
| Mortgage credit interest rate | 6.62 | 12/2025 | percent |
| Policy rate | 3.75 | 5/2026 | percent |
| Household debt to GDP | 22.10 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 6.30 | Q4/2025 | percent |
| Bank deposits, total | 2,142.16 | 4/2026 | local currency units |
| Bank deposits, local currency | 1,868.93 | 4/2026 | local currency units |
| Bank deposits, foreign currency | 273.22 | 4/2026 | local currency units |