Poland: Household credit
* indicates monthly or quarterly data series
The most recent value is 756.84 billion Polish Zloty as of December 2024, a decline compared to the previous value of 757.19 billion Polish Zloty. Historically, the average for Poland from March 2009 to December 2024 is 633.51 billion Polish Zloty. The minimum of 391.77 billion Polish Zloty was recorded in April 2009, while the maximum of 797.23 billion Polish Zloty was reached in November 2021.
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* indicates monthly or quarterly data series
- Measure: billion Polish Zloty
- Source: National Bank of Poland
| Recent values | Poland: Household credit, billion currency units |
|---|---|
| 2024 Dec | 756.84 |
| 2024 Nov | 757.19 |
| 2024 Oct | 755.03 |
| 2024 Sep | 751.11 |
| 2024 Aug | 749.72 |
| 2024 Jul | 744.82 |
| 2024 Jun | 739.35 |
| 2024 May | 737.94 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 11.5 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 4.0112 | 2/2025 | Local Currency Units per USD |
| Money supply (broad money) | 2,469.10 | 12/2024 | billion |
| Consumer Price Index (CPI) | 152.1000 | 1/2025 | index points |
| Inflation, monthly | 0.80 | 1/2025 | percent |
| Inflation, annual | 4.32 | 1/2025 | percent |
| Private sector credit | 1,185.60 | 12/2024 | billion |
| Business credit | 428.76 | 12/2024 | billion |
| Household credit | 756.84 | 12/2024 | billion |
| Mortgage credit | 469.24 | 12/2024 | billion |
| Consumer credit | 287.60 | 12/2024 | billion |
| Deposit interest rate | 3.93 | 12/2024 | percent |
| Business credit interest rate | 7.91 | 12/2024 | percent |
| Mortgage credit interest rate | 7.29 | 12/2024 | percent |
| Policy rate | 5.75 | 1/2025 | percent |
| Household debt to GDP | 23.40 | 6/2024 | percent |
| Debt service ratios for private non-financial sector | 6.70 | Q2/2024 | percent |