Consumer credit by country: the latest data

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* indicates monthly or quarterly data series
Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.



Countries Latest value Reference Change three months Change twelve months
Albania 106.96 Mar / 2024 1.72% 9.92%
Antigua and Barbuda 0.38 Q4 / 2019 -0.23% 4.24%
Argentina 9689.56 Mar / 2024 16.93% 131.73%
Armenia 1402.15 Mar / 2024 4.64% 15.69%
Aruba 0.44 Dec / 2023 2.84% 7.69%
Australia 96.95 Mar / 2024 -0.79% -2.80%
Austria 22.02 Q4 / 2023 -1.63% -7.33%
Azerbaijan 10.71 Mar / 2024 3.21% 23.79%
Bahrain 2.92 Mar / 2024 -1.31% -5.95%
Belgium 24.56 Mar / 2024 -0.82% -2.35%
Bosnia and Herzegovina 9.27 Mar / 2024 25.93% 8.00%
Botswana 36.65 Sep / 2022 2.51% 6.08%
Bulgaria 19.14 Mar / 2024 3.48% 12.33%
Cambodia 20753.30 Jan / 2024 -1.23% 28.22%
Canada 626.25 Sep / 2020 1.09% -2.03%
Chile 20277.18 Mar / 2024 1.03% 3.20%
Colombia 203792.57 Mar / 2024 -2.14% -4.15%
Croatia 10.85 Mar / 2024 3.10% 10.29%
Cyprus 2.41 Mar / 2024 -1.15% -3.65%
Czechia 512.59 Mar / 2024 1.66% 7.60%
Denmark 24.02 Jun / 2023 0.05% -4.70%
Dominica 0.13 Q4 / 2019 91.11% 14.99%
Dominican Republic 470.05 Mar / 2024 4.70% 22.23%
El Salvador 6.31 Mar / 2024 -0.31% 4.47%
Estonia 1.08 Mar / 2024 0.68% 10.69%
Euro area 1416.50 Mar / 2024 -0.02% -0.58%
Fiji 0.29 Dec / 2023 5.42% 16.44%
Finland 36.01 Dec / 2023 -0.37% -1.04%
France 437.09 Mar / 2024 -0.44% 0.68%
Georgia 9.55 Mar / 2024 2.64% 8.59%
Germany 449.71 Mar / 2024 -0.17% -0.79%
Greece 8.88 Mar / 2024 -0.97% -0.13%
Grenada 0.55 Q4 / 2019 58.38% 61.25%
Guatemala 125.92 Mar / 2024 0.00% 15.11%
Hungary 5171.44 Mar / 2024 0.41% 4.04%
Iceland 256.93 Mar / 2024 -2.90% -4.12%
India 26134.09 Mar / 2024 3.09% 21.63%
Indonesia 2137160.91 Mar / 2024 2.00% 10.52%
Ireland 17.44 Mar / 2024 0.61% 0.66%
Israel 156.35 Jan / 2024 0.44% -0.57%
Italy 243.40 Mar / 2024 -0.97% -3.80%
Japan 16872.80 Q1 / 2024 2.03% 4.97%
Kazakhstan 13791.85 Mar / 2024 6.50% 39.10%
Kenya 417.10 Jan / 2024 1.19% 9.30%
Kuwait 2.77 Mar / 2024 0.76% 2.73%
Latvia 1.01 Mar / 2024 2.06% 10.13%
Lithuania 2.41 Mar / 2024 1.90% 9.32%
Luxembourg 6.26 Mar / 2024 24.21% 20.68%
Macao 138.44 Q1 / 2024 0.32% -3.43%
North Macedonia 144.29 Sep / 2023 1.22% 4.08%
Malaysia 477.52 Mar / 2024 0.52% 4.53%
Malta 0.89 Mar / 2024 -1.79% 7.07%
Mexico 1322.78 Mar / 2024 2.01% 17.34%
Moldova 11.65 Mar / 2024 4.06% 19.51%
Montserrat 0.00 Dec / 2019 -58.20% -52.67%
Morocco 87.24 Mar / 2024 3.73% 3.91%
Namibia 21.54 Feb / 2024 2.38% 3.50%
Netherlands 29.49 Dec / 2023 0.42% -4.80%
New Caledonia 78.42 Q4 / 2021 0.71% -3.39%
New Zealand 7.71 Mar / 2024 -1.39% 2.93%
Norway 0.01 Mar / 2024 2.87% 35.78%
Pakistan 684.14 Mar / 2024 -0.68% -6.88%
Palestine 3.59 Mar / 2024 -0.36% 12.59%
Peru 103.42 Apr / 2024 0.41% 4.13%
Philippines 1324.37 Mar / 2024 4.17% 25.36%
Poland 277.31 Mar / 2024 -0.82% 1.32%
Portugal 29.25 Mar / 2024 0.83% 1.98%
Romania 70.18 Mar / 2024 3.02% 7.60%
Russia 18059.22 Dec / 2023 -1.95% 16.59%
Saint Lucia 0.83 Q4 / 2019 64.87% 61.47%
Saint Vincent and the Grenadines 0.34 Q4 / 2019 98.26% 91.51%
Serbia 916.51 Mar / 2024 1.81% 4.82%
Singapore 87.35 Mar / 2024 0.18% -0.59%
Slovakia 13.32 Apr / 2024 0.95% 4.57%
Slovenia 4.74 Mar / 2024 2.71% 10.73%
South Korea 615486.40 Mar / 2024 -2.40% -5.69%
Spain 177.66 Mar / 2024 -0.30% 0.29%
Suriname 2.95 Mar / 2024 5.97% 25.85%
Swaziland 2.92 Apr / 2019 2.56% 5.32%
Sweden 855.86 Mar / 2024 1.90% 1.71%
Switzerland 41.68 Mar / 2024 2.31% 0.37%
Taiwan 8124.15 Mar / 2024 2.41% 9.04%
Tajikistan 7.55 Mar / 2024 7.15% 39.39%
Trinidad and Tobago 21.04 Dec / 2023 4.80% 8.87%
Turkey 2540.71 Mar / 2024 14.70% 78.91%
USA 1887.98 Apr / 2024 -1.39% 1.64%
Ukraine 222.03 Mar / 2024 5.55% 13.11%
United Kingdom 147.61 Mar / 2024 0.53% 1.59%



Consumer credit includes credit cards, auto loans, student loans and all other types of credit extended by commercial banks to households with the exception of housing loans. The table shows the level of consumer credit including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously with the latest national releases.

Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.

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