Consumer credit by country: the latest data

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* indicates monthly or quarterly data series
Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.



Countries Latest value Reference Change three months Change twelve months
Albania 112.48 Sep / 2024 2.56% 8.63%
Antigua and Barbuda 0.38 Q4 / 2019 -0.23% 4.24%
Argentina 20909.28 Sep / 2024 47.98% 234.28%
Armenia 1762.84 Dec / 2024 9.74% 31.27%
Aruba 0.46 Sep / 2024 3.58% 7.25%
Australia 93.36 Dec / 2024 0.23% -2.88%
Austria 24.26 Q3 / 2024 1.53% 2.07%
Azerbaijan 12.20 Sep / 2024 7.03% 23.71%
Bahrain 2.92 Dec / 2024 0.98% -1.17%
Belgium 22.53 Dec / 2024 -5.25% -9.00%
Bosnia and Herzegovina 9.70 Sep / 2024 1.83% 7.77%
Botswana 36.65 Sep / 2022 2.51% 6.08%
Bulgaria 20.77 Sep / 2024 4.36% 14.39%
Cambodia 22271.20 Jun / 2024 3.21% 40.37%
Canada 785.20 Sep / 2024 1.11% 3.89%
Chile 20473.08 Dec / 2024 1.63% 2.00%
Colombia 199493.53 Sep / 2024 -0.92% -5.27%
Croatia 11.54 Sep / 2024 2.59% 12.00%
Cyprus 2.39 Dec / 2024 0.04% -2.10%
Czechia 534.55 Sep / 2024 1.84% 7.57%
Denmark 23.48 Aug / 2024 1.08% 1.15%
Dominica 0.13 Q4 / 2019 91.11% 14.99%
Dominican Republic 519.78 Dec / 2024 2.12% 15.74%
El Salvador 6.63 Dec / 2024 1.02% 4.71%
Estonia 1.22 Sep / 2024 1.41% 16.56%
Euro area 1418.46 Sep / 2024 -0.52% -0.37%
Fiji 0.34 Sep / 2024 5.96% 23.71%
Finland 36.58 May / 2024 -0.24% 2.28%
France 439.54 Jun / 2024 0.58% 0.71%
Georgia 10.55 Sep / 2024 3.49% 19.47%
Germany 449.44 Sep / 2024 0.32% -0.79%
Greece 8.76 Dec / 2024 -1.86% -2.24%
Grenada 0.55 Q4 / 2019 58.38% 61.25%
Guatemala 127.35 Dec / 2024 2.37% 15.79%
Hungary 5340.31 Sep / 2024 1.78% 4.58%
Iceland 258.69 Dec / 2024 0.79% -2.73%
India 27512.14 Sep / 2024 2.37% 17.07%
Indonesia 2121594.88 Sep / 2024 1.67% 4.44%
Ireland 17.80 Dec / 2024 0.07% 2.74%
Israel 161.48 Aug / 2024 0.91% 1.68%
Italy 241.74 Sep / 2024 -0.42% -2.46%
Japan 17126.10 Q3 / 2024 1.21% 4.07%
Kazakhstan 15770.47 Sep / 2024 7.07% 32.32%
Kenya 425.80 Aug / 2024 2.04% 3.85%
Kuwait 2.80 Sep / 2024 1.29% 4.18%
Latvia 1.08 Sep / 2024 3.28% 9.53%
Lithuania 2.71 Dec / 2024 4.23% 14.60%
Luxembourg 4.92 Dec / 2024 -9.48% -2.35%
Macao 132.76 Q3 / 2024 -3.14% -5.47%
North Macedonia 144.29 Sep / 2023 1.22% 4.08%
Malaysia 488.34 Sep / 2024 1.40% 4.64%
Malta 0.95 Dec / 2024 1.84% 4.77%
Mexico 1434.77 Sep / 2024 4.11% 15.46%
Moldova 14.76 Dec / 2024 6.12% 31.80%
Montserrat 0.00 Dec / 2019 -58.20% -52.67%
Morocco 83.16 Dec / 2024 1.47% 12.69%
Namibia 22.64 Nov / 2024 2.13% 7.61%
Netherlands 28.15 Sep / 2024 -1.34% -4.73%
New Caledonia 65.91 Q4 / 2023 0.74% -1.45%
New Zealand 7.70 Dec / 2024 1.76% -1.42%
Norway 952.64 Sep / 2024 1.76% 4.41%
Pakistan 762.91 Dec / 2024 8.99% 10.76%
Palestine 3.41 Sep / 2024 -3.69% 7.41%
Peru 101.88 Dec / 2024 2.24% -1.10%
Philippines 1473.43 Sep / 2024 5.12% 23.44%
Poland 287.89 Sep / 2024 1.89% 2.36%
Portugal 30.10 Sep / 2024 1.72% 4.44%
Romania 78.39 Sep / 2024 5.51% 15.42%
Russia 20610.56 Sep / 2024 1.69% 11.90%
Saint Lucia 0.83 Q4 / 2019 64.87% 61.47%
Saint Vincent and the Grenadines 0.34 Q4 / 2019 98.26% 91.51%
Serbia 985.36 Sep / 2024 3.55% 9.80%
Singapore 92.35 Dec / 2024 2.73% 5.92%
Slovakia 13.67 Sep / 2024 1.80% 4.30%
Slovenia 5.08 Nov / 2024 2.79% 10.38%
South Korea 612048.60 Sep / 2024 -0.09% -4.03%
Spain 179.72 Sep / 2024 -5.30% 1.13%
Suriname 3.62 Sep / 2024 15.26% 36.15%
Swaziland 2.92 Apr / 2019 2.56% 5.32%
Sweden 821.28 Sep / 2024 0.30% 2.77%
Switzerland 41.11 Sep / 2024 -0.31% 0.13%
Taiwan 9036.99 Dec / 2024 3.23% 13.92%
Tajikistan 8.83 Aug / 2024 8.48% 35.36%
Trinidad and Tobago 22.49 Sep / 2024 1.99% 12.03%
Turkey 3305.60 Dec / 2024 11.32% 49.24%
USA 1969.07 Dec / 2024 2.17% 1.75%
Ukraine 258.32 Nov / 2024 5.03% 20.09%
United Kingdom 152.20 Sep / 2024 1.53% 2.29%



Consumer credit includes credit cards, auto loans, student loans and all other types of credit extended by commercial banks to households with the exception of housing loans. The table shows the level of consumer credit including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously with the latest national releases.

Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.

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