Consumer credit by country: the latest data
* indicates monthly or quarterly data series
Select indicator
* indicates monthly or quarterly data series
Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Countries | Latest value | Reference | Change three months | Change twelve months |
|---|---|---|---|---|
| Albania | 143.44 | Dec / 2025 | 9.42% | 23.65% |
| Antigua and Barbuda | 0.38 | Q4 / 2019 | -0.23% | 4.24% |
| Argentina | 51999.70 | Dec / 2025 | 9.03% | 80.89% |
| Armenia | 2242.91 | Dec / 2025 | 5.62% | 30.80% |
| Aruba | 0.57 | Dec / 2025 | 4.92% | 17.65% |
| Australia | 91.39 | Mar / 2025 | -2.10% | -3.98% |
| Austria | 24.03 | Q4 / 2025 | -1.69% | 2.63% |
| Azerbaijan | 13.46 | Jul / 2025 | 2.45% | 15.99% |
| Bahrain | 3.00 | Dec / 2025 | 0.23% | 2.62% |
| Belgium | 21.65 | Sep / 2025 | 0.65% | -8.98% |
| Bosnia and Herzegovina | 9.70 | Sep / 2024 | 1.83% | 7.77% |
| Botswana | 36.65 | Sep / 2022 | 2.51% | 6.08% |
| Bulgaria | 11.87 | Dec / 2025 | 1.46% | 12.23% |
| Cambodia | 22139.00 | Nov / 2024 | 0.28% | 6.59% |
| Canada | 825.91 | Dec / 2025 | 0.79% | 3.20% |
| Chile | 21797.65 | Jun / 2026 | 1.28% | 5.40% |
| Colombia | 199493.53 | Sep / 2024 | -0.92% | -5.27% |
| Croatia | 12.85 | Aug / 2025 | 1.87% | 12.35% |
| Cyprus | 2.13 | Jan / 2026 | -6.84% | -10.65% |
| Czechia | 594.85 | Dec / 2025 | 2.57% | 9.20% |
| Denmark | 24.42 | Dec / 2025 | 1.58% | 1.80% |
| Dominica | 0.13 | Q4 / 2019 | 91.11% | 14.99% |
| Dominican Republic | 543.46 | Jun / 2026 | 0.99% | 2.37% |
| El Salvador | 6.87 | Dec / 2025 | 1.45% | 3.75% |
| Estonia | 1.38 | Dec / 2025 | 2.51% | 10.96% |
| Euro area | 1449.79 | Dec / 2025 | 0.59% | 1.89% |
| Fiji | 0.49 | Dec / 2025 | 7.37% | 26.04% |
| Finland | 37.16 | Dec / 2025 | 0.30% | 0.39% |
| France | 249.19 | Aug / 2025 | 0.93% | 3.88% |
| Georgia | 12.03 | Sep / 2025 | 4.37% | 14.25% |
| Germany | 450.93 | Dec / 2025 | -0.43% | 0.19% |
| Greece | 8.84 | Dec / 2025 | -2.12% | 0.79% |
| Grenada | 0.55 | Q4 / 2019 | 58.38% | 61.25% |
| Guatemala | 141.19 | Mar / 2026 | 1.08% | 5.26% |
| Hungary | 5914.83 | Dec / 2025 | 1.60% | 8.57% |
| Iceland | 270.21 | Dec / 2025 | 1.95% | 4.45% |
| India | 30831.75 | Jun / 2025 | 4.80% | 14.72% |
| Indonesia | 2071652.75 | Dec / 2025 | -5.00% | -3.57% |
| Ireland | 19.00 | Dec / 2025 | -0.17% | 6.70% |
| Israel | 174.47 | Jan / 2026 | 0.86% | 6.77% |
| Italy | 242.30 | Dec / 2025 | 1.18% | 0.39% |
| Japan | 17818.90 | Q2 / 2025 | 1.05% | 5.31% |
| Kazakhstan | 20780.75 | Nov / 2025 | 3.93% | 22.96% |
| Kenya | 479.60 | Dec / 2025 | 2.37% | 11.74% |
| Kuwait | 2.75 | Dec / 2025 | 0.15% | -0.89% |
| Latvia | 1.32 | Dec / 2025 | 8.92% | 21.41% |
| Lithuania | 3.23 | Dec / 2025 | 1.93% | 19.04% |
| Luxembourg | 5.02 | Dec / 2025 | 0.80% | 2.03% |
| Macao | 123.28 | Q4 / 2025 | -0.69% | -7.72% |
| North Macedonia | 176.55 | Jun / 2026 | 3.26% | 9.32% |
| Malaysia | 506.86 | Jul / 2025 | 1.16% | 4.86% |
| Malta | 1.03 | Nov / 2025 | 2.79% | 10.69% |
| Mexico | 1679.64 | Dec / 2025 | 3.40% | 12.19% |
| Moldova | 19.24 | Dec / 2025 | 4.19% | 30.36% |
| Montserrat | 0.00 | Dec / 2019 | -58.20% | -52.67% |
| Morocco | 93.04 | Dec / 2025 | 0.58% | 11.23% |
| Namibia | 24.39 | Nov / 2025 | 2.90% | 7.76% |
| Netherlands | 24.77 | Aug / 2025 | -0.78% | -12.36% |
| New Caledonia | 65.91 | Q4 / 2023 | 0.74% | -1.45% |
| New Zealand | 7.59 | Dec / 2025 | 1.74% | -1.22% |
| Norway | 1019.41 | Jan / 2026 | 1.49% | 5.02% |
| Pakistan | 870.96 | Dec / 2025 | 4.10% | 14.16% |
| Palestine | 3.11 | Dec / 2025 | -0.92% | -8.04% |
| Peru | 107.96 | Dec / 2025 | 2.15% | 6.67% |
| Philippines | 1640.92 | Jun / 2025 | 2.57% | 21.70% |
| Poland | 302.75 | Dec / 2025 | 1.50% | 5.29% |
| Portugal | 33.81 | Dec / 2025 | 1.80% | 7.13% |
| Romania | 90.39 | Apr / 2026 | 2.66% | 9.59% |
| Russia | 19790.60 | Dec / 2025 | -0.48% | -0.07% |
| Saint Lucia | 0.83 | Q4 / 2019 | 64.87% | 61.47% |
| Saint Vincent and the Grenadines | 0.34 | Q4 / 2019 | 98.26% | 91.51% |
| Serbia | 1204.81 | Dec / 2025 | 5.00% | 19.64% |
| Singapore | 103.39 | Dec / 2025 | 3.62% | 11.95% |
| Slovakia | 14.56 | Dec / 2025 | 0.91% | 5.64% |
| Slovenia | 5.38 | Dec / 2025 | 0.34% | 5.78% |
| South Korea | 625135.10 | Sep / 2025 | 0.42% | 2.26% |
| Spain | 190.57 | Dec / 2025 | 2.23% | 4.51% |
| Suriname | 6.09 | Dec / 2025 | 8.15% | 52.47% |
| Swaziland | 2.92 | Apr / 2019 | 2.56% | 5.32% |
| Sweden | 879.93 | Dec / 2025 | -0.31% | 1.80% |
| Switzerland | 43.79 | Dec / 2025 | 2.61% | 5.43% |
| Taiwan | 9939.62 | Dec / 2025 | 2.88% | 9.99% |
| Tajikistan | 12.02 | Jul / 2025 | 8.43% | 41.36% |
| Trinidad and Tobago | 25.31 | Jan / 2026 | 2.15% | 5.47% |
| Turkey | 4989.38 | Dec / 2025 | 11.93% | 50.94% |
| USA | 1883.88 | Jan / 2026 | 2.02% | 2.86% |
| Ukraine | 322.77 | Nov / 2025 | 5.52% | 24.95% |
| United Kingdom | 159.70 | Dec / 2025 | 1.93% | 5.17% |
Consumer credit includes credit cards, auto loans, student loans and all other types of credit extended by commercial banks to households with the exception of housing loans. The table shows the level of consumer credit including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously with the latest national releases.
Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.
Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.