Consumer credit by country: the latest data

* indicates monthly or quarterly data series
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* indicates monthly or quarterly data series
Consumer credit includes credit cards, auto loans, student loans and all other types of credit extended by commercial banks to households with the exception of housing loans. The table shows the level of consumer credit including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously with the latest national releases.

Consumer credit has benefits for households as it allows them to acquire goods and services while scheduling payments over time. It's growth on the macro level, however, has been associated with consumption boom and bust cycles. It fuels household consumption during times of low interest rates and easy money and restrains it as interest rates increase and households start to deleverage.

Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.

Countries Latest available value Reference date Change three months Change twelve months
Albania 91.51 May / 2022 2.90% 9.02%
Antigua and Barbuda 0.38 Q4 / 2019 -0.23% 4.24%
Argentina 2747.58 Jun / 2022 16.52% 62.07%
Armenia 1106.26 Jun / 2022 -0.69% -2.30%
Aruba 0.41 Jun / 2022 0.37% -7.99%
Australia 102.00 Jun / 2022 -0.40% -2.00%
Austria 24.56 Q1 / 2022 0.50% 6.18%
Azerbaijan 7.17 Jun / 2022 7.58% 41.76%
Bahrain 2.96 Jun / 2022 2.10% 10.51%
Belgium 24.95 Jun / 2022 2.50% 0.43%
Bosnia and Herzegovina 8.35 Jun / 2022 2.17% 4.14%
Botswana 35.65 May / 2022 1.03% 5.88%
Bulgaria 15.96 Jun / 2022 4.45% 11.64%
Cambodia 15881.40 Feb / 2022 4.47% 14.96%
Canada 626.25 Sep / 2020 1.09% -2.03%
Chile 18653.87 Jun / 2022 3.37% 10.27%
Colombia 193525.57 Apr / 2022 6.23% 19.58%
Croatia 72.76 May / 2022 1.65% 1.41%
Cyprus 3.00 May / 2022 -7.18% -23.98%
Czechia 457.95 May / 2022 0.63% 6.43%
Denmark 218.10 May / 2022 -0.73% -1.94%
Dominica 0.13 Q4 / 2019 91.11% 14.99%
Dominican Republic 331.81 Jun / 2022 5.58% 19.86%
El Salvador 5.86 Jun / 2022 5.23% 8.79%
Estonia 0.90 May / 2022 4.24% -13.77%
Euro area 1409.88 May / 2022 0.73% 0.91%
Fiji 0.25 Mar / 2022 -3.52% -17.18%
Finland 36.37 Jun / 2022 0.24% 2.19%
France 427.16 Jun / 2022 1.28% 3.18%
Georgia 8.27 Jun / 2022 4.21% 29.34%
Germany 453.88 Jun / 2022 0.34% 0.78%
Greece 9.01 May / 2022 -3.37% -27.70%
Grenada 0.55 Q4 / 2019 58.38% 61.25%
Guatemala 93.52 Jun / 2022 5.70% 20.58%
Hungary 4742.27 Jun / 2022 3.05% 5.43%
Iceland 265.71 Jun / 2022 4.69% 13.18%
India 17589.01 May / 2022 1.76% 32.72%
Indonesia 1780706.98 May / 2022 3.34% 8.68%
Ireland 17.69 May / 2022 -0.38% -1.53%
Israel 156.00 May / 2022 4.71% 7.68%
Italy 255.35 Jun / 2022 0.23% 2.37%
Japan 15770.00 Q1 / 2022 0.59% -1.43%
Kazakhstan 8079.73 Jun / 2022 5.76% 36.01%
Kenya 349.30 Apr / 2022 2.98% 16.09%
Kuwait 5.29 Jun / 2022 1.01% 16.15%
Latvia 0.89 May / 2022 2.05% 10.72%
Lithuania 2.12 May / 2022 1.46% 9.84%
Luxembourg 4.95 Jun / 2022 0.59% 2.24%
Macao 132.26 Q2 / 2022 0.00% -0.17%
North Macedonia 137.17 Jun / 2022 2.26% 4.30%
Malaysia 444.12 Jun / 2022 1.02% 3.66%
Malta 0.79 May / 2022 1.41% -5.81%
Mexico 904.16 Jun / 2022 4.46% 12.07%
Moldova 10.80 Jun / 2022 1.39% 20.75%
Montserrat 0.00 Dec / 2019 -58.20% -52.67%
Morocco 78.80 Jun / 2022 3.81% 9.28%
Namibia 19.14 Jun / 2022 1.06% 2.42%
Netherlands 34.28 Dec / 2021 -8.96% 16.43%
New Caledonia 78.42 Q4 / 2021 0.71% -3.39%
New Zealand 7.31 Jun / 2022 -1.56% -9.86%
Norway 874.08 Jun / 2022 3.65% 7.43%
Pakistan 766.46 Jun / 2022 3.42% 16.73%
Palestine 3.42 Jun / 2022 4.40% 8.45%
Peru 89.24 Jun / 2022 6.25% 22.30%
Philippines 906.36 Jun / 2022 4.50% 10.88%
Poland 286.94 May / 2022 -0.85% -0.09%
Portugal 25.80 Dec / 2020 0.29% -1.01%
Romania 65.67 Jun / 2022 2.67% 4.63%
Russia 14427.28 Jun / 2022 -4.72% 3.78%
Saint Lucia 0.83 Q4 / 2019 64.87% 61.47%
Saint Vincent and the Grenadines 0.34 Q4 / 2019 98.26% 91.51%
Serbia 877.27 Jun / 2022 2.51% 6.77%
Singapore 95.77 Jun / 2022 0.50% 57.32%
Slovakia 8.34 May / 2022 2.95% 6.60%
Slovenia 4.11 May / 2022 1.33% 0.76%
South Korea 581733.80 Mar / 2022 -1.77% 4.34%
Spain 179.17 May / 2022 1.23% -0.43%
Suriname 1.52 Jun / 2022 20.86% 66.39%
Swaziland 2.92 Apr / 2019 2.56% 5.32%
Sweden 856.30 May / 2022 1.23% 5.23%
Switzerland 41.88 May / 2022 1.24% 3.88%
Taiwan 7210.99 Jun / 2022 1.83% 7.48%
Tajikistan 4.18 Mar / 2022 5.11% 39.39%
Trinidad and Tobago 18.25 Feb / 2022 2.28% -0.58%
Turkey 787.09 May / 2022 14.80% 39.78%
USA 1755.52 Jun / 2022 4.02% 12.43%
Ukraine 228.23 May / 2022 -4.72% 17.38%
United Kingdom 144.96 Jun / 2022 1.77% 0.84%
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