United Kingdom: Household debt to GDP
* indicates monthly or quarterly data series
The most recent value is 72.6 percent as of March 2026, a decline compared to the previous value of 73.5 percent. Historically, the average for the United Kingdom from December 1966 to March 2026 is 60.92 percent. The minimum of 29.1 percent was recorded in June 1971, while the maximum of 97.6 percent was reached in March 2010.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The total outstanding debt of households to banks and other financial institutions as percent of GDP.
- Source: The Bank for International Settlements
| Recent values | United Kingdom: Household debt to GDP, in percent |
|---|---|
| 2026 Mar | 72.6 |
| 2025 Dec | 73.5 |
| 2025 Sep | 73.6 |
| 2025 Jun | 73.7 |
| 2025 Mar | 74.3 |
| 2024 Dec | 74.9 |
| 2024 Sep | 75.8 |
| 2024 Jun | 76.1 |
Download data from our database Other resources: All indicators for the United Kingdom All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.9 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.7521 | 10/2026 | Local Currency Units per USD |
| Money supply (broad money) | 3,237.97 | 6/2026 | billion |
| Consumer Price Index (CPI) | 161.1256 | 9/2026 | index points |
| Inflation, monthly | 0.49 | 8/2026 | percent |
| Inflation, annual | 3.09 | 8/2026 | percent |
| Private sector credit | 2,272.10 | 6/2026 | billion |
| Business credit | 558.52 | 6/2026 | billion |
| Household credit | 1,713.58 | 6/2026 | billion |
| Mortgage credit | 1,549.45 | 6/2026 | billion |
| Consumer credit | 164.13 | 6/2026 | billion |
| Deposit interest rate | 4.20 | 6/2026 | percent |
| Business credit interest rate | 5.72 | 6/2026 | percent |
| Mortgage credit interest rate | 4.38 | 6/2026 | percent |
| Policy rate | 3.75 | 10/2026 | percent |
| Household debt to GDP | 72.60 | 3/2026 | percent |
| Debt service ratios for private non-financial sector | 12.90 | Q1/2026 | percent |