United Kingdom: Household credit
* indicates monthly or quarterly data series
The most recent value is 1625.72 billion U.K. Pound Sterling as of December 2024, a decline compared to the previous value of 1626.38 billion U.K. Pound Sterling. Historically, the average for the United Kingdom from September 1997 to December 2024 is 1095.88 billion U.K. Pound Sterling. The minimum of 479.98 billion U.K. Pound Sterling was recorded in September 1997, while the maximum of 1626.38 billion U.K. Pound Sterling was reached in November 2024.
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* indicates monthly or quarterly data series
- Measure: billion U.K. Pound Sterling
- Source: Bank of England
| Recent values | United Kingdom: Household credit, billion currency units |
|---|---|
| 2024 Dec | 1625.72 |
| 2024 Nov | 1626.38 |
| 2024 Oct | 1623.39 |
| 2024 Sep | 1620.91 |
| 2024 Aug | 1616.59 |
| 2024 Jul | 1611.78 |
| 2024 Jun | 1608.6 |
| 2024 May | 1604.06 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 6.8 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 0.7980 | 2/2025 | Local Currency Units per USD |
| Money supply (broad money) | 3,089.08 | 12/2024 | billion |
| Consumer Price Index (CPI) | 135.1000 | 1/2025 | index points |
| Inflation, monthly | 0.00 | 1/2025 | percent |
| Inflation, annual | 3.92 | 1/2025 | percent |
| Private sector credit | 2,125.59 | 12/2024 | billion |
| Business credit | 499.87 | 12/2024 | billion |
| Household credit | 1,625.72 | 12/2024 | billion |
| Mortgage credit | 1,473.90 | 12/2024 | billion |
| Consumer credit | 151.82 | 12/2024 | billion |
| Deposit interest rate | 3.97 | 12/2024 | percent |
| Business credit interest rate | 6.06 | 12/2024 | percent |
| Mortgage credit interest rate | 4.95 | 12/2024 | percent |
| Policy rate | 4.75 | 1/2025 | percent |
| Household debt to GDP | 77.50 | 6/2024 | percent |
| Debt service ratios for private non-financial sector | 13.60 | Q2/2024 | percent |