United Kingdom: Household credit
* indicates monthly or quarterly data series
The most recent value is 1685.09 billion U.K. Pound Sterling as of December 2025, an increase compared to the previous value of 1680.1 billion U.K. Pound Sterling. Historically, the average for the United Kingdom from September 1997 to December 2025 is 1115.7 billion U.K. Pound Sterling. The minimum of 479.98 billion U.K. Pound Sterling was recorded in September 1997, while the maximum of 1685.09 billion U.K. Pound Sterling was reached in December 2025.
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* indicates monthly or quarterly data series
- Measure: billion U.K. Pound Sterling
- Source: Bank of England
| Recent values | United Kingdom: Household credit, billion currency units |
|---|---|
| 2025 Dec | 1685.09 |
| 2025 Nov | 1680.1 |
| 2025 Oct | 1676.04 |
| 2025 Sep | 1670.68 |
| 2025 Aug | 1665.72 |
| 2025 Jul | 1660.08 |
| 2025 Jun | 1654.48 |
| 2025 May | 1646.97 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.3 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.7366 | 2/2026 | Local Currency Units per USD |
| Money supply (broad money) | 3,194.28 | 12/2025 | billion |
| Consumer Price Index (CPI) | 156.6530 | 12/2025 | index points |
| Inflation, monthly | 0.43 | 12/2025 | percent |
| Inflation, annual | 3.32 | 12/2025 | percent |
| Private sector credit | 2,218.99 | 12/2025 | billion |
| Business credit | 533.90 | 12/2025 | billion |
| Household credit | 1,685.09 | 12/2025 | billion |
| Mortgage credit | 1,525.39 | 12/2025 | billion |
| Consumer credit | 159.70 | 12/2025 | billion |
| Deposit interest rate | 3.76 | 12/2025 | percent |
| Business credit interest rate | 5.54 | 12/2025 | percent |
| Mortgage credit interest rate | 4.33 | 12/2025 | percent |
| Policy rate | 3.75 | 2/2026 | percent |
| Household debt to GDP | 74.30 | 6/2025 | percent |
| Debt service ratios for private non-financial sector | 13.00 | Q2/2025 | percent |