United Kingdom: Consumer credit

* indicates monthly or quarterly data series
The most recent value is 164.13 billion U.K. Pound Sterling as of June 2026, an increase compared to the previous value of 162.51 billion U.K. Pound Sterling. Historically, the average for the United Kingdom from August 2010 to June 2026 is 153.72 billion U.K. Pound Sterling. The minimum of 141.64 billion U.K. Pound Sterling was recorded in January 2022, while the maximum of 181.58 billion U.K. Pound Sterling was reached in August 2010. Click on the following link to see the values of: Consumer credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion U.K. Pound Sterling
  • Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
  • Source: Bank of England

Recent values United Kingdom: Consumer credit, billion currency units
2026  Jun 164.13
2026  May 162.51
2026  Apr 161.6
2026  Mar 160.37
2026  Feb 159.34
2026  Jan 159.58
2025  Dec 159.7
2025  Nov 158.37


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Other resources:

All indicators for the United Kingdom

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Article: Are trade deficits bad for the economy?

Article: Sources of economic growth

Article: Currency values and investment returns

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 Related indicators Latest Reference Measure
 Inflation 3.9 2025 percent
 Exchange rate regimes 7 2023 index points
 USD exchange rate 0.7386 8/2026 Local Currency Units per USD
 Money supply (broad money) 3,237.97 6/2026 billion
 Consumer Price Index (CPI) 159.7838 7/2026 index points
 Inflation, monthly 0.07 6/2026 percent
 Inflation, annual 2.59 6/2026 percent
 Private sector credit 2,272.10 6/2026 billion
 Business credit 558.52 6/2026 billion
 Household credit 1,713.58 6/2026 billion
 Mortgage credit 1,549.45 6/2026 billion
 Consumer credit 164.13 6/2026 billion
 Deposit interest rate 4.20 6/2026 percent
 Business credit interest rate 5.72 6/2026 percent
 Mortgage credit interest rate 4.38 6/2026 percent
 Policy rate 3.75 7/2026 percent
 Household debt to GDP 73.60 12/2025 percent
 Debt service ratios for private non-financial sector 13.10 Q4/2025 percent
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