Italy: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 242.3 billion Euro as of December 2025, an increase compared to the previous value of 241.16 billion Euro. Historically, the average for Italy from January 1999 to December 2025 is 215.01 billion Euro. The minimum of 131.19 billion Euro was recorded in January 1999, while the maximum of 258.48 billion Euro was reached in May 2017.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Bank of Italy
| Recent values | Italy: Consumer credit, billion currency units |
|---|---|
| 2025 Dec | 242.3 |
| 2025 Nov | 241.16 |
| 2025 Oct | 240.27 |
| 2025 Sep | 239.47 |
| 2025 Aug | 243.64 |
| 2025 Jul | 239.68 |
| 2025 Jun | 240.59 |
| 2025 May | 239.79 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.0 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8560 | 4/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,956.11 | 12/2025 | billion |
| Consumer Price Index (CPI) | 124.9000 | 12/2025 | index points |
| Inflation, monthly | 0.16 | 12/2025 | percent |
| Inflation, annual | 1.22 | 12/2025 | percent |
| Private sector credit | 1,288.89 | 12/2025 | billion |
| Business credit | 606.06 | 12/2025 | billion |
| Household credit | 683.86 | 12/2025 | billion |
| Mortgage credit | 440.52 | 12/2025 | billion |
| Consumer credit | 242.30 | 12/2025 | billion |
| Deposit interest rate | 2.22 | 12/2025 | percent |
| Business credit interest rate | 3.89 | 12/2025 | percent |
| Mortgage credit interest rate | 2.70 | 12/2025 | percent |
| Household debt to GDP | 35.90 | 9/2025 | percent |
| Debt service ratios for private non-financial sector | 9.10 | Q3/2025 | percent |