Italy: Household credit
* indicates monthly or quarterly data series
The most recent value is 677.83 billion Euro as of September 2025, an increase compared to the previous value of 675.24 billion Euro. Historically, the average for Italy from January 1999 to September 2025 is 511.2 billion Euro. The minimum of 195.34 billion Euro was recorded in January 1999, while the maximum of 681.76 billion Euro was reached in November 2022.
Click on the following link to see the values of: Household credit around the world.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Source: Bank of Italy
| Recent values | Italy: Household credit, billion currency units |
|---|---|
| 2025 Sep | 677.83 |
| 2025 Aug | 675.24 |
| 2025 Jul | 677.85 |
| 2025 Jun | 674.84 |
| 2025 May | 673.35 |
| 2025 Apr | 671.26 |
| 2025 Mar | 670.2 |
| 2025 Feb | 667.61 |
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Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 1.0 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8522 | 1/2026 | Local Currency Units per USD |
| Money supply (broad money) | 1,919.30 | 9/2025 | billion |
| Consumer Price Index (CPI) | 124.9000 | 12/2025 | index points |
| Inflation, monthly | 0.16 | 12/2025 | percent |
| Inflation, annual | 1.22 | 12/2025 | percent |
| Private sector credit | 1,277.13 | 9/2025 | billion |
| Business credit | 601.90 | 9/2025 | billion |
| Household credit | 677.83 | 9/2025 | billion |
| Mortgage credit | 435.76 | 9/2025 | billion |
| Consumer credit | 239.47 | 9/2025 | billion |
| Deposit interest rate | 2.26 | 9/2025 | percent |
| Business credit interest rate | 3.89 | 9/2025 | percent |
| Mortgage credit interest rate | 2.68 | 9/2025 | percent |
| Household debt to GDP | 35.90 | 6/2025 | percent |
| Debt service ratios for private non-financial sector | 9.20 | Q2/2025 | percent |