India: Non-performing loans

The latest value from 2025 is 2.06 percent, a decline from 2.5 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for India from 2005 to 2025 is 5.42 percent. The minimum value, 2.06 percent, was reached in 2025 while the maximum of 9.98 percent was recorded in 2017. See the global rankings for that indicator or use the country comparator to compare trends over time.

The percent non-performing loans in India reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in India and, possibly, bank closures.