India: Bank credit to deposits

* indicates monthly or quarterly data series
 India

Bank credit as percent of bank deposits

 Latest value 71.96
 Year 2021
 Measure percent
 Data availability 1960 - 2021
 Average 76.76
 Min - Max 59.93 - 90.92
 Source The International Monetary Fund
For that indicator, we provide data for India from 1960 to 2021. The average value for India during that period was 76.76 percent with a minimum of 59.93 percent in 1998 and a maximum of 90.92 percent in 1970. The latest value from 2021 is 71.96 percent. For comparison, the world average in 2021 based on 138 countries is 86.91 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
India - Bank credit to deposits - recent values

Historical chart
India - Bank credit to deposits - historical chart - 1960-2021




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.


 Related indicators Latest value Reference Measure
 Bank cost to income ratio 47.82 2021 percent
 Non-performing loans 6.54 2021 percent
 Bank overhead cost 1.85 2021 percent
 Net interest margin 3.18 2021 percent
 Bank credit to deposits 71.96 2021 percent
 Regulatory capital to risk-weighted assets 15.59 2020 percent
 Return on assets 1.16 2021 percent
 Return on equity 13.91 2021 percent
 Banking system z-scores 19.44 2021 index points
 Liquid assets to deposits 14.03 2021 percent
 Banking system capital to assets 8.10 2020 percent
 Non-interest income to total income 27.11 2021 percent
 Lending interest rate 8.57 2022 percent
 Real interest rate 0.32 2022 percent
 Legal rights 9.00 2020 points
 Credit information sharing 7.00 2019 points
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