India: Banking system capital to assets

* indicates monthly or quarterly data series
 India

Banking system capital, percent of assets

 Latest value 8.1
 Year 2020
 Measure percent
 Data availability 1998 - 2020
 Average 6.7
 Min - Max 5.3 - 8.11
 Source The International Monetary Fund
For that indicator, we provide data for India from 1998 to 2020. The average value for India during that period was 6.7 percent with a minimum of 5.3 percent in 2001 and a maximum of 8.11 percent in 2019. The latest value from 2020 is 8.1 percent. For comparison, the world average in 2020 based on 105 countries is 10.50 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
India - Banking system capital to assets - recent values

Historical chart
India - Banking system capital to assets - historical chart - 1998-2020




Definition: Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.


 Related indicators Latest value Reference Measure
 Bank cost to income ratio 47.82 2021 percent
 Non-performing loans 6.54 2021 percent
 Bank overhead cost 1.85 2021 percent
 Net interest margin 3.18 2021 percent
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 Regulatory capital to risk-weighted assets 15.59 2020 percent
 Return on assets 1.16 2021 percent
 Return on equity 13.91 2021 percent
 Banking system z-scores 19.44 2021 index points
 Liquid assets to deposits 14.03 2021 percent
 Banking system capital to assets 8.10 2020 percent
 Non-interest income to total income 27.11 2021 percent
 Lending interest rate 8.57 2022 percent
 Real interest rate 0.32 2022 percent
 Legal rights 9.00 2020 points
 Credit information sharing 7.00 2019 points
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