Guatemala: Bank cost to income ratio

* indicates monthly or quarterly data series
 Guatemala

Bank cost to income ratio, in percent

 Latest value 54.99
 Year 2021
 Measure percent
 Data availability 2000 - 2021
 Average 65.79
 Min - Max 52.28 - 84.23
 Source Bankscope
 Available for Data download
The latest value from 2021 is 54.99 percent, an increase from 52.28 percent in 2020. In comparison, the world average is 54.80 percent, based on data from 133 countries. Historically, the average for Guatemala from 2000 to 2021 is 65.79 percent. The minimum value, 52.28 percent, was reached in 2020 while the maximum of 84.23 percent was recorded in 2000. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Guatemala: Bank cost to income ratio
 2021 54.99
 2020 52.28
 2019 55.96
 2018 58.98
 2017 59.86
 2016 60.15
 2015 59.40
 2014 61.47




Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 7.90 2020 interest rate points
 Bank cost to income ratio 54.99 2021 percent
 Non-performing loans 2.35 2025 percent
 Bank overhead cost 3.42 2021 percent
 Net interest margin 5.75 2021 percent
 Bank credit to deposits 70.43 2021 percent
 Regulatory capital to risk-weighted assets 16.24 2020 percent
 Return on assets 1.85 2021 percent
 Return on equity 19.85 2021 percent
 Banking system z-scores 30.72 2021 index points
 Liquid assets to deposits 12.04 2021 percent
 Banking system capital to assets 6.48 2020 percent
 Non-interest income to total income 24.09 2021 percent
 Lending interest rate 12.85 2025 percent
 Real interest rate 9.16 2025 percent
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