Guatemala: Real interest rate
* indicates monthly or quarterly data series
| Guatemala |
Real interest rate: Bank lending rate minus inflation |
|---|---|
| Latest value | 8.43 |
| Year | 2024 |
| Measure | percent |
| Data availability | 1997 - 2024 |
| Average | 9.39 |
| Min - Max | 3.64 - 26.03 |
| Source | The International Monetary Fund |
The latest value from 2024 is 8.43 percent, an increase from 5.09 percent in 2023. In comparison, the world average is 4.61 percent, based on data from 82 countries. Historically, the average for Guatemala from 1997 to 2024 is 9.39 percent. The minimum value, 3.64 percent, was reached in 2008 while the maximum of 26.03 percent was recorded in 2001.
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* indicates monthly or quarterly data series
Recent data
Historical series
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 7.90 | 2020 | interest rate points |
| Bank cost to income ratio | 54.99 | 2021 | percent |
| Non-performing loans | 2.35 | 2025 | percent |
| Bank overhead cost | 3.42 | 2021 | percent |
| Net interest margin | 5.75 | 2021 | percent |
| Bank credit to deposits | 70.43 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 16.24 | 2020 | percent |
| Return on assets | 1.85 | 2021 | percent |
| Return on equity | 19.85 | 2021 | percent |
| Banking system z-scores | 30.72 | 2021 | index points |
| Liquid assets to deposits | 12.04 | 2021 | percent |
| Banking system capital to assets | 6.48 | 2020 | percent |
| Non-interest income to total income | 24.09 | 2021 | percent |
| Lending interest rate | 12.85 | 2025 | percent |
| Real interest rate | 8.43 | 2024 | percent |
| Legal rights | 9.00 | 2019 | points |
| Credit information sharing | 8.00 | 2019 | points |