Azerbaijan: Net interest margin
* indicates monthly or quarterly data series
| Azerbaijan |
Bank interest revenue, percent of interest-bearing assets |
|---|---|
| Latest value | 6.10 |
| Year | 2021 |
| Measure | percent |
| Data availability | 2001 - 2021 |
| Average | 6.90 |
| Min - Max | 3.47 - 12.49 |
| Source | Bankscope |
The latest value from 2021 is 6.1 percent, a decline from 6.26 percent in 2020. In comparison, the world average is 3.61 percent, based on data from 135 countries. Historically, the average for Azerbaijan from 2001 to 2021 is 6.9 percent. The minimum value, 3.47 percent, was reached in 2015 while the maximum of 12.49 percent was recorded in 2002.
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Definition: Accounting value of bank's net interest revenue as a share of its average interest-bearing (total earning) assets. The numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
Selected articles from our guide:
What factors determine the exchange rates
International lending and sovereign debt
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 8.49 | 2020 | interest rate points |
| Bank cost to income ratio | 59.50 | 2021 | percent |
| Non-performing loans | 2.56 | 2022 | percent |
| Bank overhead cost | 3.60 | 2021 | percent |
| Net interest margin | 6.10 | 2021 | percent |
| Bank credit to deposits | 86.36 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 18.08 | 2015 | percent |
| Return on assets | 2.33 | 2021 | percent |
| Return on equity | 16.27 | 2021 | percent |
| Banking system z-scores | 4.74 | 2021 | index points |
| Liquid assets to deposits | 56.23 | 2021 | percent |
| Banking system capital to assets | 14.79 | 2015 | percent |
| Non-interest income to total income | 27.44 | 2021 | percent |
| Lending interest rate | 13.96 | 2023 | percent |
| Real interest rate | 25.52 | 2023 | percent |
| Legal rights | 12.00 | 2019 | points |
| Credit information sharing | 8.00 | 2019 | points |