Net interest margin - Country rankings

* indicates monthly or quarterly data series

Bank interest revenue, percent of interest-bearing assets, 2021 - Country rankings:

The average for 2021 based on 135 countries was 3.61 percent.The highest value was in Zimbabwe: 12.83 percent and the lowest value was in Iraq: 0.17 percent. The indicator is available from 2000 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: Bankscope

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* indicates monthly or quarterly data series

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Economic outlook around the world

Countries	Net interest margin, 2021	Global rank	Available data
Zimbabwe	12.83	1	2001 - 2021
Tajikistan	12.57	2	2006 - 2021
Argentina	10.44	3	2000 - 2021
Uganda	9.68	4	2000 - 2021
Rwanda	9.51	5	2002 - 2021
Mozambique	9.43	6	2000 - 2021
Zambia	9.42	7	2000 - 2021
Ghana	9.35	8	2006 - 2021
Liberia	8.15	9	2015 - 2021
Tanzania	8.04	10	2005 - 2021
Lebanon	7.85	11	2000 - 2021
Angola	7.53	12	2002 - 2021
Malawi	7.26	13	2000 - 2021
Burundi	7.19	14	2000 - 2021
Domin. Rep.	7.09	15	2000 - 2021
Nicaragua	6.56	16	2000 - 2021
Kyrgyzstan	6.49	17	2001 - 2021
Honduras	6.16	18	2000 - 2021
Kenya	6.14	19	2000 - 2021
Azerbaijan	6.1	20	2001 - 2021
Ecuador	6.05	21	2001 - 2021
El Salvador	6	22	2000 - 2021
Guatemala	5.75	23	2000 - 2021
Mexico	5.67	24	2000 - 2021
Guyana	5.52	25	2000 - 2021
Kazakhstan	5.5	26	2000 - 2021
Georgia	5.43	27	2000 - 2021
Mongolia	5.43	28	2001 - 2021
Cambodia	5.35	29	2003 - 2021
Costa Rica	5.18	30	2000 - 2021
Indonesia	5.06	31	2000 - 2021
Paraguay	4.85	32	2000 - 2021
Moldova	4.79	33	2000 - 2021
Barbados	4.68	34	2000 - 2021
Uruguay	4.62	35	2000 - 2021
Lesotho	4.5	36	2001 - 2021
Brazil	4.42	37	2000 - 2021
Uzbekistan	4.41	38	2000 - 2021
Armenia	4.36	39	2000 - 2021
Cape Verde	4.35	40	2009 - 2021
Peru	4.35	41	2000 - 2021
Namibia	4.32	42	2006 - 2021
Tr.&Tobago	4.04	43	2000 - 2021
Botswana	4.03	44	2000 - 2021
Haiti	3.95	45	2004 - 2021
Egypt	3.85	46	2000 - 2021
Bolivia	3.81	47	2000 - 2021
Montenegro	3.74	48	2004 - 2021
Jamaica	3.72	49	2003 - 2021
Bahamas	3.62	50	2000 - 2021
Ethiopia	3.62	51	2000 - 2021
Nigeria	3.61	52	2000 - 2021
Sri Lanka	3.59	53	2012 - 2021
Philippines	3.56	54	2003 - 2021
Ukraine	3.51	55	2000 - 2021
Jordan	3.38	56	2000 - 2021
Vietnam	3.35	57	2000 - 2021
Ivory Coast	3.3	58	2000 - 2021
Turkey	3.29	59	2000 - 2021
Bosnia & Herz.	3.27	60	2000 - 2021
Pakistan	3.25	61	2000 - 2021
Nepal	3.21	62	2000 - 2021
India	3.18	63	2000 - 2021
Panama	3.17	64	2000 - 2021
Belarus	3.12	65	2000 - 2021
South Africa	3.05	66	2000 - 2021
Romania	3.04	67	2000 - 2021
Serbia	3	68	2000 - 2021
Albania	2.99	69	2000 - 2021
Fiji	2.98	70	2016 - 2021
Chile	2.92	71	2000 - 2021
Colombia	2.9	72	2000 - 2021
Tunisia	2.85	73	2000 - 2021
USA	2.77	74	2000 - 2021
Saudi Arabia	2.72	75	2000 - 2021
Iceland	2.62	76	2001 - 2021
Bhutan	2.61	77	2014 - 2021
Bulgaria	2.56	78	2000 - 2021
Croatia	2.56	79	2000 - 2021
Thailand	2.48	80	2000 - 2021
Israel	2.45	81	2000 - 2021
Oman	2.45	82	2000 - 2021
Venezuela	2.44	83	2000 - 2021
Qatar	2.41	84	2000 - 2021
Estonia	2.4	85	2000 - 2021
Poland	2.31	86	2000 - 2021
Morocco	2.2	87	2000 - 2021
China	2.16	88	2000 - 2021
Cyprus	2.16	89	2000 - 2021
Bahrain	2.14	90	2000 - 2021
Bermuda	2.12	91	2010 - 2021
New Zealand	2.11	92	2007 - 2021
Kuwait	2.1	93	2000 - 2021
Greece	2.08	94	2005 - 2021
Hungary	2.07	95	2000 - 2021
North Macedonia	2.05	96	2000 - 2021
UA Emirates	2.02	97	2000 - 2021
Mauritius	1.97	98	2000 - 2021
Malaysia	1.96	99	2000 - 2021
Bangladesh	1.92	100	2000 - 2021
Czechia	1.9	101	2000 - 2021
Malta	1.85	102	2000 - 2021
UK	1.84	103	2000 - 2021
Norway	1.81	104	2000 - 2021
Latvia	1.78	105	2000 - 2021
Afghanistan	1.72	106	2007 - 2021
Slovenia	1.71	107	2000 - 2021
Slovakia	1.68	108	2000 - 2021
Australia	1.67	109	2000 - 2021
Canada	1.59	110	2000 - 2021
South Korea	1.59	111	2000 - 2021
Lithuania	1.52	112	2000 - 2021
Syria	1.46	113	2005 - 2021
Macao	1.3	114	2000 - 2021
Portugal	1.25	115	2000 - 2021
Singapore	1.21	116	2000 - 2021
Sweden	1.12	117	2000 - 2021
Belgium	1.11	118	2000 - 2021
Austria	1.1	119	2000 - 2021
Hong Kong	1.1	120	2000 - 2021
Burma	1.09	121	2012 - 2021
Italy	1.07	122	2000 - 2021
Netherlands	1.06	123	2000 - 2021
Taiwan	1	124	2000 - 2021
Germany	0.96	125	2000 - 2021
Spain	0.91	126	2000 - 2021
Luxembourg	0.9	127	2000 - 2021
Denmark	0.85	128	2000 - 2021
Finland	0.79	129	2000 - 2021
Switzerland	0.79	130	2000 - 2021
Laos	0.77	131	2009 - 2021
Japan	0.54	132	2000 - 2021
France	0.52	133	2000 - 2021
Russia	0.52	134	2000 - 2021
Iraq	0.17	135	2006 - 2021

Economic outlook around the world

Definition: Accounting value of bank's net interest revenue as a share of its average interest-bearing (total earning) assets. The numerator and denominator are aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

1. Zimbabwe

2. Tajikistan

3. Argentina

4. Uganda

5. Rwanda

6. Mozambique

7. Zambia

8. Ghana

9. Liberia

10. Tanzania

11. Lebanon

12. Angola

13. Malawi

14. Burundi

15. Domin. Rep.

16. Nicaragua

17. Kyrgyzstan

18. Honduras

19. Kenya

20. Azerbaijan

21. Ecuador

22. El Salvador

23. Guatemala

24. Mexico

25. Guyana

26. Kazakhstan

27. Georgia

28. Mongolia

29. Cambodia

30. Costa Rica

31. Indonesia

32. Paraguay

33. Moldova

34. Barbados

35. Uruguay

36. Lesotho

37. Brazil

38. Uzbekistan

39. Armenia

40. Cape Verde

41. Peru

42. Namibia

43. Tr.&Tobago

44. Botswana

45. Haiti

46. Egypt

47. Bolivia

48. Montenegro

49. Jamaica

50. Bahamas

51. Ethiopia

52. Nigeria

53. Sri Lanka

54. Philippines

55. Ukraine

56. Jordan

57. Vietnam

58. Ivory Coast

59. Turkey

60. Bosnia & Herz.

61. Pakistan

62. Nepal

63. India

64. Panama

65. Belarus

66. South Africa

67. Romania

68. Serbia

69. Albania

70. Fiji

71. Chile

72. Colombia

73. Tunisia

74. USA

75. Saudi Arabia

76. Iceland

77. Bhutan

78. Bulgaria

79. Croatia

80. Thailand

81. Israel

82. Oman

83. Venezuela

84. Qatar

85. Estonia

86. Poland

87. Morocco

88. China

89. Cyprus

90. Bahrain

91. Bermuda

92. New Zealand

93. Kuwait

94. Greece

95. Hungary

96. North Macedonia

97. UA Emirates

98. Mauritius

99. Malaysia

100. Bangladesh

101. Czechia

102. Malta

103. UK

104. Norway

105. Latvia

106. Afghanistan

107. Slovenia

108. Slovakia

109. Australia

110. Canada

111. South Korea

112. Lithuania

113. Syria

114. Macao

115. Portugal

116. Singapore

117. Sweden

118. Belgium

119. Austria

120. Hong Kong

121. Burma

122. Italy

123. Netherlands

124. Taiwan

125. Germany

126. Spain

127. Luxembourg

128. Denmark

129. Finland

130. Switzerland

131. Laos

132. Japan

133. France

134. Russia

135. Iraq

12.83

12.57

10.44

9.68

9.51

9.43

9.42

9.35

8.15

8.04

7.85

7.53

7.26

7.19

7.09

6.56

6.49

6.16

6.14

6.10

6.05

6.00

5.75

5.67

5.52

5.50

5.43

5.35

5.18

5.06

4.85

4.79

4.68

4.62

4.50

4.42

4.41

4.36

4.35

4.32

4.04

4.03

3.95

3.85

3.81

3.74

3.72

3.62

3.61

3.59

3.56

3.51

3.38

3.35

3.30

3.29

3.27

3.25

3.21

3.18

3.17

3.12

3.05

3.04

3.00

2.99

2.98

2.92

2.90

2.85

2.77

2.72

2.62

2.61

2.56

2.48

2.45

2.44

2.41

2.40

2.31

2.20

2.16

2.14

2.12

2.11

2.10

2.08

2.07

2.05

2.02

1.97

1.96

1.92

1.90

1.85

1.84

1.81

1.78

1.72

1.71

1.68

1.67

1.59

1.52

1.46

1.30

1.25

1.21

1.12

1.11

1.10

1.09

1.07

1.06

1.00

0.96

0.91

0.90

0.85

0.79

0.77

0.54

0.52

0.17

3.2

6.4

9.6

12.83

Net interest margin in Europe
Net interest margin in Asia
Net interest margin in Africa
Net interest margin in North America
Net interest margin in South America
Net interest margin in Australia
Net interest margin in the European union
Net interest margin in Sub Sahara Africa
Net interest margin in MENA
Net interest margin in South East Asia
Net interest margin in Latin America

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