Azerbaijan: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Azerbaijan

Bank lending-deposit interest rate spread

 Latest value 8.49
 Year 2020
 Measure interest rate points
 Data availability 1998 - 2020
 Average 7.94
 Min - Max 5.91 - 11.25
 Source The International Monetary Fund
The latest value from 2020 is 8.49 interest rate points, an increase from 7.59 interest rate points in 2019. In comparison, the world average is 6.59 interest rate points, based on data from 93 countries. Historically, the average for Azerbaijan from 1998 to 2020 is 7.94 interest rate points. The minimum value, 5.91 interest rate points, was reached in 2003 while the maximum of 11.25 interest rate points was recorded in 2001. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent data
Azerbaijan - Lending-deposit interest rate spread - Recent values chart

Historical series
Azerbaijan - Lending-deposit interest rate spread - historical chart - 1998-2020




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

All articles



 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 8.49 2020 interest rate points
 Bank cost to income ratio 59.50 2021 percent
 Non-performing loans 2.56 2022 percent
 Bank overhead cost 3.60 2021 percent
 Net interest margin 6.10 2021 percent
 Bank credit to deposits 86.36 2021 percent
 Regulatory capital to risk-weighted assets 18.08 2015 percent
 Return on assets 2.33 2021 percent
 Return on equity 16.27 2021 percent
 Banking system z-scores 4.74 2021 index points
 Liquid assets to deposits 56.23 2021 percent
 Banking system capital to assets 14.79 2015 percent
 Non-interest income to total income 27.44 2021 percent
 Lending interest rate 13.96 2023 percent
 Real interest rate 25.52 2023 percent
 Legal rights 12.00 2019 points
 Credit information sharing 8.00 2019 points
This site uses cookies.
Learn more here


OK