Uganda: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Uganda

Bank lending-deposit interest rate spread

 Latest value 10.46
 Year 2018
 Measure interest rate points
 Data availability 1984 - 2018
 Average 9.99
 Min - Max 1.92 - 14.67
 Source The International Monetary Fund
The latest value from 2018 is 10.46 interest rate points, a decline from 11.58 interest rate points in 2017. In comparison, the world average is 7.15 interest rate points, based on data from 102 countries. Historically, the average for Uganda from 1984 to 2018 is 9.99 interest rate points. The minimum value, 1.92 interest rate points, was reached in 1984 while the maximum of 14.67 interest rate points was recorded in 1987. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Uganda - Lending-deposit interest rate spread - Recent values chart

Historical series
Uganda - Lending-deposit interest rate spread - historical chart - 1984-2018




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 10.46 2018 interest rate points
 Bank cost to income ratio 55.01 2021 percent
 Non-performing loans 5.14 2022 percent
 Bank overhead cost 5.08 2021 percent
 Net interest margin 9.68 2021 percent
 Bank credit to deposits 71.45 2021 percent
 Regulatory capital to risk-weighted assets 22.15 2020 percent
 Return on assets 2.89 2021 percent
 Return on equity 15.10 2021 percent
 Banking system z-scores 16.68 2021 index points
 Liquid assets to deposits 45.34 2021 percent
 Banking system capital to assets 13.37 2020 percent
 Non-interest income to total income 22.76 2021 percent
 Lending interest rate 19.85 2018 percent
 Real interest rate 14.75 2018 percent
 Legal rights 5.00 2019 points
 Credit information sharing 7.00 2019 points
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