Uganda: Non-performing loans

* indicates monthly or quarterly data series
 Uganda

Non-performing loans as percent of all bank loans

 Latest value 3.86
 Year 2024
 Measure percent
 Data availability 2005 - 2024
 Average 4.12
 Min - Max 1.51 - 10.40
 Source The World Bank
 Available for Data download
The latest value from 2024 is 3.86 percent, a decline from 4.5 percent in 2023. In comparison, the world average is 4.54 percent, based on data from 126 countries. Historically, the average for Uganda from 2005 to 2024 is 4.12 percent. The minimum value, 1.51 percent, was reached in 2005 while the maximum of 10.4 percent was recorded in 2016. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Uganda: Non-performing loans
 2024 3.86
 2023 4.50
 2022 5.10
 2021 5.32
 2020 5.34
 2019 4.56
 2018 3.32
 2017 5.45




The percent non-performing loans in Uganda reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Uganda and, possibly, bank closures.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 10.46 2018 interest rate points
 Bank cost to income ratio 55.01 2021 percent
 Non-performing loans 3.86 2024 percent
 Bank overhead cost 5.08 2021 percent
 Net interest margin 9.68 2021 percent
 Bank credit to deposits 71.45 2021 percent
 Regulatory capital to risk-weighted assets 22.15 2020 percent
 Return on assets 2.89 2021 percent
 Return on equity 15.10 2021 percent
 Banking system z-scores 16.68 2021 index points
 Liquid assets to deposits 45.34 2021 percent
 Banking system capital to assets 13.37 2020 percent
 Non-interest income to total income 22.76 2021 percent
 Lending interest rate 19.85 2018 percent
 Real interest rate 14.75 2018 percent
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