Italy: Non-performing loans

* indicates monthly or quarterly data series
 Italy

Non-performing loans as percent of all bank loans

 Latest value 3.35
 Year 2021
 Measure percent
 Data availability 2005 - 2021
 Average 10.45
 Min - Max 3.35 - 18.06
 Source The World Bank
For that indicator, we provide data for Italy from 2005 to 2021. The average value for Italy during that period was 10.45 percent with a minimum of 3.35 percent in 2021 and a maximum of 18.06 percent in 2015. The latest value from 2021 is 3.35 percent. For comparison, the world average in 2021 based on 122 countries is 5.92 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent values chart
Italy - Non-performing loans - Recent values chart

Historical chart
Italy - Non-performing loans - historical chart - 2005-2021




The percent non-performing loans in Italy reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Italy and, possibly, bank closures.
Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.


 Related indicators Latest value Reference Measure
 Bank cost to income ratio 59.04 2021 percent
 Non-performing loans 3.35 2021 percent
 Bank overhead cost 1.51 2021 percent
 Net interest margin 1.07 2021 percent
 Bank credit to deposits 75.42 2021 percent
 Regulatory capital to risk-weighted assets 19.29 2020 percent
 Return on assets 0.79 2021 percent
 Return on equity 10.14 2021 percent
 Banking system z-scores 13.17 2021 index points
 Liquid assets to deposits 32.16 2021 percent
 Banking system capital to assets 6.60 2020 percent
 Non-interest income to total income 65.31 2021 percent
 Lending interest rate 2.26 2022 percent
 Real interest rate -0.69 2022 percent
 Legal rights 2.00 2020 points
 Credit information sharing 7.00 2019 points
This site uses cookies.
Learn more here


OK