Italy: Real interest rate
* indicates monthly or quarterly data series
| Italy |
Real interest rate: Bank lending rate minus inflation |
|---|---|
| Latest value | -0.36 |
| Year | 2023 |
| Measure | percent |
| Data availability | 1989 - 2023 |
| Average | 4.27 |
| Min - Max | -1.29 - 11.65 |
| Source | The International Monetary Fund |
The latest value from 2023 is -0.36 percent, an increase from -1.29 percent in 2022. In comparison, the world average is 4.25 percent, based on data from 81 countries. Historically, the average for Italy from 1989 to 2023 is 4.27 percent. The minimum value, -1.29 percent, was reached in 2022 while the maximum of 11.65 percent was recorded in 1992.
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Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.
Selected articles from our guide:
What factors determine the exchange rates
International lending and sovereign debt
All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Bank cost to income ratio | 59.04 | 2021 | percent |
| Non-performing loans | 3.35 | 2021 | percent |
| Bank overhead cost | 1.51 | 2021 | percent |
| Net interest margin | 1.07 | 2021 | percent |
| Bank credit to deposits | 75.42 | 2021 | percent |
| Regulatory capital to risk-weighted assets | 19.29 | 2020 | percent |
| Return on assets | 0.79 | 2021 | percent |
| Return on equity | 10.14 | 2021 | percent |
| Banking system z-scores | 13.17 | 2021 | index points |
| Liquid assets to deposits | 32.16 | 2021 | percent |
| Banking system capital to assets | 6.60 | 2020 | percent |
| Non-interest income to total income | 65.31 | 2021 | percent |
| Lending interest rate | 4.89 | 2023 | percent |
| Real interest rate | -0.36 | 2023 | percent |
| Legal rights | 2.00 | 2019 | points |
| Credit information sharing | 7.00 | 2019 | points |