Indonesia: Bank credit to deposits

* indicates monthly or quarterly data series
 Indonesia

Bank credit as percent of bank deposits

 Latest value 77.46
 Year 2021
 Measure percent
 Data availability 1980 - 2021
 Average 90.02
 Min - Max 38.64 - 131.03
 Source The International Monetary Fund
The latest value from 2021 is 77.46 percent, a decline from 83.66 percent in 2020. In comparison, the world average is 86.91 percent, based on data from 138 countries. Historically, the average for Indonesia from 1980 to 2021 is 90.02 percent. The minimum value, 38.64 percent, was reached in 1999 while the maximum of 131.03 percent was recorded in 1990. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Indonesia - Bank credit to deposits - Recent values chart

Historical series
Indonesia - Bank credit to deposits - historical chart - 1980-2021




Definition: The financial resources provided to the private sector by domestic money banks as a share of total deposits. Domestic money banks comprise commercial banks and other financial institutions that accept transferable deposits, such as demand deposits. Total deposits include demand, time and saving deposits in deposit money banks.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 4.04 2020 interest rate points
 Bank cost to income ratio 47.22 2021 percent
 Non-performing loans 2.15 2022 percent
 Bank overhead cost 2.79 2021 percent
 Net interest margin 5.06 2021 percent
 Bank credit to deposits 77.46 2021 percent
 Regulatory capital to risk-weighted assets 23.81 2020 percent
 Return on assets 1.84 2021 percent
 Return on equity 12.25 2021 percent
 Banking system z-scores 5.27 2021 index points
 Liquid assets to deposits 28.41 2021 percent
 Banking system capital to assets 14.80 2020 percent
 Non-interest income to total income 26.71 2021 percent
 Lending interest rate 8.93 2023 percent
 Real interest rate 7.28 2023 percent
 Legal rights 6.00 2019 points
 Credit information sharing 8.00 2019 points
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