Chile: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 3.97 percent as of June 2026, an increase compared to the previous value of 3.96 percent. Historically, the average for Chile from January 2002 to June 2026 is 4.19 percent. The minimum of 1.99 percent was recorded in October 2019, while the maximum of 7.51 percent was reached in January 2002.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Central Bank of Chile
| Recent values | Chile: Mortgage credit interest rate, percent |
|---|---|
| 2026 Jun | 3.97 |
| 2026 May | 3.96 |
| 2026 Apr | 3.98 |
| 2026 Mar | 4.06 |
| 2026 Feb | 4.11 |
| 2026 Jan | 4.12 |
| 2025 Dec | 4.14 |
| 2025 Nov | 4.13 |
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Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.3 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 908.3303 | 6/2026 | Local Currency Units per USD |
| Money supply (broad money) | 204,815.59 | 6/2026 | billion |
| Consumer Price Index (CPI) | 192.3842 | 5/2026 | index points |
| Inflation, monthly | 0.17 | 5/2026 | percent |
| Inflation, annual | 3.93 | 5/2026 | percent |
| Food and beverages inflation | 3.59 | 4/2026 | percent |
| Energy price inflation | 13.05 | 4/2026 | percent |
| Private sector credit | 248,972.19 | 6/2026 | billion |
| Business credit | 134,271.50 | 6/2026 | billion |
| Household credit | 114,700.69 | 6/2026 | billion |
| Mortgage credit | 92,903.04 | 6/2026 | billion |
| Consumer credit | 21,797.65 | 6/2026 | billion |
| Deposit interest rate | 4.55 | 6/2026 | percent |
| Business credit interest rate | 8.00 | 6/2026 | percent |
| Mortgage credit interest rate | 3.97 | 6/2026 | percent |
| Policy rate | 4.50 | 6/2026 | percent |
| Household debt to GDP | 43.80 | 12/2025 | percent |
| Private credit in local currency | 207,250.77 | 2/2026 | billion local currency units |
| Private credit in foreign currency | 21,755.29 | 2/2026 | billion local currency units |
| Bank deposits, total | 255,420.19 | 4/2026 | billion local currency units |
| Bank deposits, local currency | 211,509.64 | 4/2026 | billion local currency units |
| Bank deposits, foreign currency | 43,910.55 | 4/2026 | billion local currency units |