Mortgage credit interest rate by country: the latest data

* indicates monthly or quarterly data series
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* indicates monthly or quarterly data series
The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate. The table shows the latest available data from the national authorities as well as the values from three months ago and one year ago. The data are updated continuously.

Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.

Countries Latest available value Reference date Value 3 months ago Value 12 months ago
Albania 3.77 May / 2022 3.45 3.44
Antigua and Barbuda 8.00 Dec / 2019 8.00 8.00
Argentina 32.10 Jun / 2022 29.11 24.07
Armenia 11.51 Jun / 2022 11.10 10.69
Aruba 5.50 Q1 / 2022 5.50 5.40
Australia 5.76 Jul / 2022 4.33 3.68
Austria 1.64 Jun / 2022 1.27 1.21
Bahamas 5.24 Q1 / 2022 5.08 5.18
Bahrain 5.07 Jun / 2022 4.90 5.06
Bangladesh 8.85 May / 2022 8.34 8.86
Belgium 1.78 Jun / 2022 1.75 1.77
Benin 6.79 Jun / 2022 6.25 4.80
Bhutan 10.54 Mar / 2022 10.54 13.24
Bosnia and Herzegovina 3.55 Jun / 2022 3.70 4.13
Brazil 8.13 Feb / 2022 7.78 6.99
Bulgaria 2.89 Jun / 2022 2.94 3.12
Burkina Faso 7.56 Jun / 2022 7.96 8.80
Canada 2.60 May / 2022 2.32 2.49
Chile 4.32 Jun / 2022 4.45 2.51
Costa Rica 6.21 Dec / 2021 6.61 8.54
Croatia 3.08 May / 2022 3.10 3.28
Cyprus 1.81 Jun / 2022 1.75 1.96
Czechia 2.50 May / 2022 2.43 2.42
Denmark 2.62 May / 2022 2.67 2.80
Dominica 7.75 Dec / 2019 7.75 7.75
Dominican Republic 11.06 Jun / 2022 10.23 9.28
El Salvador 7.08 Jun / 2022 6.94 7.09
Estonia 2.06 May / 2022 2.03 2.21
Euro area 1.63 Jun / 2022 1.62 1.70
Finland 0.92 Jun / 2022 0.80 0.80
France 1.35 Jun / 2022 1.14 1.13
Georgia 12.49 Jun / 2022 12.27 12.00
Germany 2.57 Jun / 2022 1.65 1.29
Greece 3.09 Jun / 2022 2.81 2.78
Grenada 7.00 Dec / 2019 7.00 7.25
Guinea-Bissau 8.79 Jun / 2022 6.06 8.50
Hungary 4.62 Jun / 2022 4.54 4.38
Ireland 2.66 Jun / 2022 2.39 2.67
Italy 1.63 Jun / 2022 1.59 1.63
Ivory Coast 5.20 Jun / 2022 5.21 7.00
Jamaica 7.00 Jun / 2022 6.96 7.19
Kazakhstan 8.29 Jun / 2022 8.55 8.50
Latvia 4.96 May / 2022 4.95 5.00
Liberia 13.22 Q4 / 2021 13.22 13.22
Lithuania 1.97 May / 2022 1.95 1.91
Luxembourg 1.58 May / 2022 1.57 1.62
North Macedonia 3.52 May / 2022 3.52 3.58
Mali 8.33 Jun / 2022 8.20 7.20
Malta 2.77 Jun / 2022 2.78 2.90
Moldova 9.93 Jun / 2022 8.15 6.39
Montenegro 4.53 Jun / 2022 4.54 4.65
Montserrat 6.88 Dec / 2019 6.88 6.88
Nepal 11.65 May / 2022 9.75 9.47
Netherlands 2.34 Dec / 2021 2.41 2.61
New Zealand 6.06 Jun / 2022 5.07 3.70
Niger 8.98 Jun / 2022 7.61 5.40
Norway 2.41 May / 2022 2.19 1.85
Paraguay 10.24 Jun / 2022 10.46 12.55
Peru 6.65 Jun / 2022 6.60 6.91
Poland 6.26 May / 2022 4.31 2.28
Portugal 1.00 Dec / 2020 1.05 1.05
Romania 5.71 May / 2022 4.83 4.39
Russia 9.20 Nov / 2019 9.90 0.00
Saint Lucia 10.00 Dec / 2019 10.00 10.00
Saint Vincent and the Grenadines 8.00 Dec / 2019 8.00 8.00
Saudi Arabia 8810.03 May / 2022 0.00 0.00
Senegal 6.34 Jun / 2022 7.72 6.60
Serbia 6.65 Jun / 2022 6.13 5.55
Slovakia 1.58 May / 2022 1.06 1.09
Slovenia 1.97 Jun / 2022 1.99 2.19
South Africa 8.25 May / 2022 7.50 7.00
South Korea 4.04 Jun / 2022 3.84 2.69
Spain 1.24 Jun / 2022 1.12 1.11
Suriname 13.27 Jun / 2022 13.16 12.77
Sweden 1.50 May / 2022 1.40 1.46
Switzerland 2.29 May / 2022 1.65 1.38
Togo 6.97 Jun / 2022 6.94 7.80
Tonga 8.10 Q4 / 2021 8.10 8.06
Trinidad and Tobago 9.72 Q4 / 2019 9.72 9.72
Turkey 18.24 Jun / 2022 18.13 18.00
USA 5.27 Jun / 2022 4.25 2.61
Ukraine 10.26 Jun / 2022 0.03 12.05
United Kingdom 2.29 Jun / 2022 1.81 1.95
Vanuatu 16.25 Q4 / 2021 16.25 15.00
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