Mortgage credit interest rate by country: the latest data

* indicates monthly or quarterly data series
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* indicates monthly or quarterly data series
The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.



Countries Latest value Reference Three months ago One year ago
Albania 4.53 Dec / 2022 4.37 3.42
Antigua and Barbuda 8.00 Dec / 2019 8.00 8.00
Argentina 97.09 Mar / 2024 130.60 65.51
Armenia 12.57 Mar / 2024 12.54 12.50
Aruba 5.20 Q1 / 2024 5.20 5.20
Australia 7.74 Apr / 2024 7.81 7.01
Austria 4.09 Mar / 2024 4.15 3.60
Bahamas 5.14 Q4 / 2023 5.23 5.16
Bahrain 5.54 Mar / 2024 5.47 5.72
Bangladesh 11.74 Mar / 2024 10.50 8.74
Belgium 3.32 Mar / 2024 3.22 2.43
Benin 6.93 Dec / 2023 8.32 6.50
Bhutan 10.54 Jan / 2024 10.54 10.54
Bosnia and Herzegovina 4.46 Mar / 2024 4.06 4.17
Brazil 9.16 Dec / 2023 10.20 10.65
Bulgaria 2.79 Mar / 2024 2.79 2.82
Burkina Faso 7.67 Dec / 2023 7.65 9.03
Canada 4.79 Mar / 2024 4.73 4.27
Chile 4.90 Mar / 2024 5.21 4.31
Costa Rica 8.28 Mar / 2024 8.92 9.31
Croatia 2.95 Mar / 2024 2.91 2.87
Cyprus 3.94 Mar / 2024 3.85 3.32
Czechia 3.29 Mar / 2024 3.20 2.81
Denmark 5.53 Mar / 2024 5.57 4.37
Dominica 7.75 Dec / 2019 7.75 7.75
Dominican Republic 11.64 Mar / 2024 10.93 12.24
El Salvador 7.68 Mar / 2024 7.69 7.48
Estonia 5.62 Mar / 2024 5.68 4.84
Euro area 2.44 Mar / 2024 2.41 2.09
Finland 4.08 Dec / 2023 3.86 1.97
France 3.50 Mar / 2024 3.60 2.54
Georgia 11.46 Mar / 2024 11.26 12.98
Germany 3.83 Mar / 2024 4.05 3.88
Greece 4.25 Mar / 2024 4.37 3.78
Grenada 7.00 Dec / 2019 7.00 7.25
Guinea-Bissau 9.60 Oct / 2023 9.68 8.56
Hungary 5.61 Mar / 2024 5.56 4.94
Ireland 4.01 Mar / 2024 3.89 3.45
Italy 3.13 Mar / 2024 3.14 2.66
Ivory Coast 6.61 Dec / 2023 7.74 6.96
Jamaica 7.43 Apr / 2024 7.41 7.15
Kazakhstan 8.66 Dec / 2022 8.16 8.57
Latvia 7.90 Dec / 2023 7.75 6.19
Liberia 13.38 Q3 / 2022 13.38 13.22
Lithuania 5.93 Mar / 2024 5.96 4.52
Luxembourg 2.89 Mar / 2024 2.86 2.40
North Macedonia 3.85 Mar / 2024 3.77 3.56
Mali 5.59 Dec / 2023 7.36 7.22
Malta 2.67 Mar / 2024 2.69 2.64
Moldova 7.74 Mar / 2024 8.72 12.32
Montenegro 5.14 Mar / 2024 5.14 4.88
Montserrat 6.88 Dec / 2019 6.88 6.88
Nepal 11.61 Feb / 2024 12.31 13.21
Netherlands 2.58 Mar / 2024 2.55 2.40
New Zealand 7.48 Apr / 2024 7.59 7.14
Niger 5.59 Dec / 2023 10.95 6.46
Norway 5.73 Mar / 2024 5.57 4.22
Paraguay 10.23 Mar / 2024 9.96 10.92
Peru 7.32 Apr / 2024 7.27 7.02
Poland 7.58 Mar / 2024 6.50 7.44
Portugal 3.99 Jun / 2023 3.25 1.07
Romania 7.30 Mar / 2024 7.44 8.08
Russia 9.20 Nov / 2019 9.90 0.00
Saint Lucia 10.00 Dec / 2019 10.00 10.00
Saint Vincent and the Grenadines 8.00 Dec / 2019 8.00 8.00
Senegal 8.36 Oct / 2023 8.50 6.08
Serbia 9.73 Mar / 2024 9.63 10.07
Slovakia 4.37 Mar / 2024 4.16 3.69
Slovenia 3.86 Dec / 2023 3.83 2.52
South Africa 11.75 Feb / 2024 11.75 10.75
South Korea 3.94 Mar / 2024 4.16 4.40
Spain 3.70 Mar / 2024 3.71 2.70
Suriname 14.88 Mar / 2024 14.69 13.29
Sweden 4.19 Mar / 2024 4.08 3.02
Switzerland 7.58 Mar / 2024 2.42 3.11
Togo 7.21 Dec / 2023 7.56 7.02
Tonga 8.13 Q4 / 2022 8.12 8.10
Trinidad and Tobago 7.25 Q3 / 2023 7.25 9.50
Turkey 43.53 Mar / 2024 41.50 17.79
USA 6.45 Mar / 2024 6.27 5.94
Ukraine 7.86 Mar / 2024 8.19 13.37
United Kingdom 5.29 Mar / 2024 5.47 4.57
Vanuatu 16.25 Q3 / 2023 16.25 13.25



The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate. The table shows the latest available data from the national authorities as well as the values from three months ago and one year ago. The data are updated continuously.

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