Australia: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 93.36 billion Australian Dollar as of December 2024, an increase compared to the previous value of 93.14 billion Australian Dollar. Historically, the average for Australia from January 1990 to December 2024 is 75.28 billion Australian Dollar. The minimum of 26.04 billion Australian Dollar was recorded in August 1994, while the maximum of 127.78 billion Australian Dollar was reached in July 2019.
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* indicates monthly or quarterly data series
- Measure: billion Australian Dollar
- Source: Reserve Bank of Australia
| Recent values | Australia: Consumer credit, billion currency units |
|---|---|
| 2024 Dec | 93.36 |
| 2024 Nov | 93.14 |
| 2024 Oct | 92.77 |
| 2024 Sep | 93.14 |
| 2024 Aug | 93.21 |
| 2024 Jul | 93.62 |
| 2024 Jun | 94.53 |
| 2024 May | 94.19 |
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Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 5.6 | 2023 | percent |
| Exchange rate regimes | 7 | 2022 | index points |
| USD exchange rate | 1.5881 | 3/2025 | Local Currency Units per USD |
| Money supply (broad money) | 3,124.80 | 12/2024 | billion |
| Consumer Price Index (CPI) | 139.4000 | Q4/2024 | index points |
| Inflation, monthly | 0.22 | Q4/2024 | percent |
| Inflation, annual | 2.42 | Q4/2024 | percent |
| Private sector credit | 3,437.24 | 12/2024 | billion |
| Business credit | 1,096.72 | 12/2024 | billion |
| Household credit | 2,340.53 | 12/2024 | billion |
| Mortgage credit | 2,247.17 | 12/2024 | billion |
| Consumer credit | 93.36 | 12/2024 | billion |
| Deposit interest rate | 4.20 | 12/2024 | percent |
| Business credit interest rate | 9.90 | 12/2024 | percent |
| Mortgage credit interest rate | 7.51 | 12/2024 | percent |
| Policy rate | 4.10 | 2/2025 | percent |
| Household debt to GDP | 111.50 | 9/2024 | percent |
| Debt service ratios for private non-financial sector | 21.50 | Q3/2024 | percent |