Australia: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 94.61 billion Australian Dollar as of June 2026, an increase compared to the previous value of 93.32 billion Australian Dollar. Historically, the average for Australia from January 1990 to June 2026 is 75.96 billion Australian Dollar. The minimum of 26.04 billion Australian Dollar was recorded in August 1994, while the maximum of 127.78 billion Australian Dollar was reached in July 2019.
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* indicates monthly or quarterly data series
- Measure: billion Australian Dollar
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: Reserve Bank of Australia
| Recent values | Australia: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 94.61 |
| 2026 May | 93.32 |
| 2026 Apr | 92.93 |
| 2026 Mar | 93.2 |
| 2026 Feb | 92.56 |
| 2026 Jan | 91.73 |
| 2025 Dec | 92.28 |
| 2025 Nov | 92.01 |
Download data from our database Other resources: All indicators for Australia All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 2.9 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 1.4082 | 8/2026 | Local Currency Units per USD |
| Money supply (broad money) | 3,481.28 | 6/2026 | billion |
| Consumer Price Index (CPI) | 153.3308 | 6/2026 | index points |
| Inflation, monthly | 0.00 | Q1/2026 | percent |
| Inflation, annual | 4.04 | Q1/2026 | percent |
| Private sector credit | 3,834.60 | 6/2026 | billion |
| Business credit | 1,266.17 | 6/2026 | billion |
| Household credit | 2,568.43 | 6/2026 | billion |
| Mortgage credit | 2,473.82 | 6/2026 | billion |
| Consumer credit | 94.61 | 6/2026 | billion |
| Deposit interest rate | 5.05 | 6/2026 | percent |
| Business credit interest rate | 9.88 | 6/2026 | percent |
| Mortgage credit interest rate | 7.60 | 6/2026 | percent |
| Policy rate | 4.35 | 7/2026 | percent |
| Household debt to GDP | 114.00 | 12/2025 | percent |
| Debt service ratios for private non-financial sector | 20.10 | Q4/2025 | percent |