Swaziland: Non-performing loans

* indicates monthly or quarterly data series
 Swaziland

Non-performing loans as percent of all bank loans

 Latest value 6.74
 Year 2025
 Measure percent
 Data availability 2009 - 2025
 Average 7.49
 Min - Max 3.53 - 10.67
 Source The World Bank
The latest value from 2025 is 6.74 percent, a decline from 7.59 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for Swaziland from 2009 to 2025 is 7.49 percent. The minimum value, 3.53 percent, was reached in 2011 while the maximum of 10.67 percent was recorded in 2012. See the global rankings or world map for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent data
Swaziland - Non-performing loans - Recent values chart

Historical series
Swaziland - Non-performing loans - historical chart - 2009-2025




The percent non-performing loans in Swaziland reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Swaziland and, possibly, bank closures.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 5.49 2020 interest rate points
 Bank cost to income ratio 57.62 2019 percent
 Non-performing loans 6.74 2025 percent
 Bank overhead cost 6.35 2019 percent
 Net interest margin 7.96 2019 percent
 Bank credit to deposits 71.17 2021 percent
 Regulatory capital to risk-weighted assets 16.97 2020 percent
 Return on assets 4.16 2019 percent
 Return on equity 29.64 2019 percent
 Banking system z-scores 24.42 2019 index points
 Liquid assets to deposits 25.41 2019 percent
 Banking system capital to assets 13.21 2020 percent
 Non-interest income to total income 44.75 2019 percent
 Lending interest rate 10.88 2024 percent
 Real interest rate 9.39 2024 percent
 Legal rights 4.00 2019 points
 Credit information sharing 7.00 2019 points
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