Moldova: Non-performing loans

* indicates monthly or quarterly data series
 Moldova

Non-performing loans as percent of all bank loans

 Latest value 6.44
 Year 2022
 Measure percent
 Data availability 2009 - 2022
 Average 11.70
 Min - Max 6.13 - 18.25
 Source The World Bank
For that indicator, we provide data for Moldova from 2009 to 2022. The average value for Moldova during that period was 11.7 percent with a minimum of 6.13 percent in 2021 and a maximum of 18.25 percent in 2017. The latest value from 2022 is 6.44 percent. For comparison, the world average in 2022 based on 76 countries is 5.50 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Moldova - Non-performing loans - Recent values chart

Historical chart
Moldova - Non-performing loans - historical chart - 2009-2022




The percent non-performing loans in Moldova reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Moldova and, possibly, bank closures.
Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.

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 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 4.35 2020 interest rate points
 Bank cost to income ratio 57.56 2021 percent
 Non-performing loans 6.44 2022 percent
 Bank overhead cost 3.34 2021 percent
 Net interest margin 4.79 2021 percent
 Bank credit to deposits 64.28 2021 percent
 Regulatory capital to risk-weighted assets 27.07 2020 percent
 Return on assets 2.34 2021 percent
 Return on equity 14.06 2021 percent
 Banking system z-scores 8.72 2021 index points
 Liquid assets to deposits 34.74 2021 percent
 Banking system capital to assets 12.92 2020 percent
 Non-interest income to total income 42.03 2021 percent
 Lending interest rate 11.80 2022 percent
 Real interest rate -6.25 2022 percent
 Legal rights 8.00 2019 points
 Credit information sharing 6.00 2019 points
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