Botswana: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Botswana

Bank lending-deposit interest rate spread

 Latest value 4.19
 Year 2020
 Measure interest rate points
 Data availability 1980 - 2020
 Average 4.76
 Min - Max 0.43 - 13.46
 Source The International Monetary Fund
The latest value from 2020 is 4.19 interest rate points, a decline from 4.8 interest rate points in 2019. In comparison, the world average is 6.59 interest rate points, based on data from 93 countries. Historically, the average for Botswana from 1980 to 2020 is 4.76 interest rate points. The minimum value, 0.43 interest rate points, was reached in 1991 while the maximum of 13.46 interest rate points was recorded in 1982. See the global rankings for that indicator or use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series


Recent data
Botswana - Lending-deposit interest rate spread - Recent values chart

Historical series
Botswana - Lending-deposit interest rate spread - historical chart - 1980-2020




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

Selected articles from our guide:

What factors determine the exchange rates

International lending and sovereign debt

All articles



 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 4.19 2020 interest rate points
 Bank cost to income ratio 58.45 2021 percent
 Non-performing loans 3.75 2022 percent
 Bank overhead cost 3.66 2021 percent
 Net interest margin 4.03 2021 percent
 Bank credit to deposits 77.97 2021 percent
 Regulatory capital to risk-weighted assets 20.02 2020 percent
 Return on assets 2.09 2021 percent
 Return on equity 20.07 2021 percent
 Banking system z-scores 9.00 2021 index points
 Liquid assets to deposits 31.85 2021 percent
 Banking system capital to assets 11.81 2020 percent
 Non-interest income to total income 41.38 2021 percent
 Lending interest rate 6.74 2023 percent
 Real interest rate 4.52 2023 percent
 Legal rights 5.00 2019 points
 Credit information sharing 7.00 2019 points
This site uses cookies.
Learn more here


OK