* indicates monthly or quarterly data series

People with bank accounts, percent of the population over 14 years of age, 2021:

The average for 2021 based on 26 countries was 95.29 percent. The highest value was in Denmark: 100 percent and the lowest value was in Romania: 69.12 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Percent people with bank accounts , 2021 Global rank Available data
Denmark 100 1 2011 - 2021
Germany 99.98 2 2011 - 2021
Austria 99.95 3 2011 - 2021
Netherlands 99.73 4 2011 - 2021
Sweden 99.69 5 2011 - 2021
Ireland 99.66 6 2011 - 2021
Finland 99.53 7 2011 - 2021
Estonia 99.38 8 2011 - 2021
France 99.24 9 2011 - 2021
Slovenia 99.05 10 2011 - 2021
Belgium 99.01 11 2011 - 2021
Spain 98.3 12 2011 - 2021
Italy 97.29 13 2011 - 2021
Latvia 96.62 14 2011 - 2021
Malta 96.45 15 2011 - 2021
Poland 95.72 16 2011 - 2021
Slovakia 95.62 17 2011 - 2021
Czechia 94.94 18 2011 - 2021
Greece 94.88 19 2011 - 2021
Lithuania 93.53 20 2011 - 2021
Cyprus 93.13 21 2011 - 2021
Portugal 92.65 22 2011 - 2021
Croatia 91.8 23 2011 - 2021
Hungary 88.22 24 2011 - 2021
Bulgaria 83.97 25 2011 - 2021
Romania 69.12 26 2011 - 2021



Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).
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