Percent people with bank accounts - Country rankings
* indicates monthly or quarterly data series
People with bank accounts, percent of the population over 14 years of age, 2021:
The average for 2021 based on 26 countries was 95.29 percent. The highest value was in Denmark: 100 percent and the lowest value was in Romania: 69.12 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series
| Countries | Percent people with bank accounts , 2021 | Global rank | Available data |
|---|---|---|---|
| Denmark | 100 | 1 | 2011 - 2021 |
| Germany | 99.98 | 2 | 2011 - 2021 |
| Austria | 99.95 | 3 | 2011 - 2021 |
| Netherlands | 99.73 | 4 | 2011 - 2021 |
| Sweden | 99.69 | 5 | 2011 - 2021 |
| Ireland | 99.66 | 6 | 2011 - 2021 |
| Finland | 99.53 | 7 | 2011 - 2021 |
| Estonia | 99.38 | 8 | 2011 - 2021 |
| France | 99.24 | 9 | 2011 - 2021 |
| Slovenia | 99.05 | 10 | 2011 - 2021 |
| Belgium | 99.01 | 11 | 2011 - 2021 |
| Spain | 98.3 | 12 | 2011 - 2021 |
| Italy | 97.29 | 13 | 2011 - 2021 |
| Latvia | 96.62 | 14 | 2011 - 2021 |
| Malta | 96.45 | 15 | 2011 - 2021 |
| Poland | 95.72 | 16 | 2011 - 2021 |
| Slovakia | 95.62 | 17 | 2011 - 2021 |
| Czechia | 94.94 | 18 | 2011 - 2021 |
| Greece | 94.88 | 19 | 2011 - 2021 |
| Lithuania | 93.53 | 20 | 2011 - 2021 |
| Cyprus | 93.13 | 21 | 2011 - 2021 |
| Portugal | 92.65 | 22 | 2011 - 2021 |
| Croatia | 91.8 | 23 | 2011 - 2021 |
| Hungary | 88.22 | 24 | 2011 - 2021 |
| Bulgaria | 83.97 | 25 | 2011 - 2021 |
| Romania | 69.12 | 26 | 2011 - 2021 |
Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).
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100.00
99.98
99.95
99.73
99.69
99.66
99.53
99.38
99.24
99.05
99.01
98.30
97.29
96.62
96.45
95.72
95.62
94.94
94.88
93.53
93.13
92.65
91.80
88.22
83.97
69.12
0
25
50
75
100
Percent people with bank accounts around the world Percent people with bank accounts in Europe Percent people with bank accounts in Asia Percent people with bank accounts in Africa Percent people with bank accounts in North America Percent people with bank accounts in South America Percent people with bank accounts in Australia/Oceania Percent people with bank accounts in Sub Sahara Africa Percent people with bank accounts in MENA Percent people with bank accounts in South East Asia Percent people with bank accounts in Latin America