* indicates monthly or quarterly data series

People with bank accounts, percent of the population over 14 years of age, 2021:

The average for 2021 based on 38 countries was 91.69 percent. The highest value was in Denmark: 100 percent and the lowest value was in Albania: 44.17 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Percent people with bank accounts , 2021 Global rank Available data
Denmark 100 1 2011 - 2021
Iceland 100 2 2021 - 2021
Germany 99.98 3 2011 - 2021
Austria 99.95 4 2011 - 2021
UK 99.76 5 2011 - 2021
Netherlands 99.73 6 2011 - 2021
Sweden 99.69 7 2011 - 2021
Ireland 99.66 8 2011 - 2021
Finland 99.53 9 2011 - 2021
Switzerland 99.49 10 2014 - 2021
Norway 99.48 11 2014 - 2021
Estonia 99.38 12 2011 - 2021
France 99.24 13 2011 - 2021
Slovenia 99.05 14 2011 - 2021
Belgium 99.01 15 2011 - 2021
Spain 98.3 16 2011 - 2021
Italy 97.29 17 2011 - 2021
Latvia 96.62 18 2011 - 2021
Malta 96.45 19 2011 - 2021
Poland 95.72 20 2011 - 2021
Slovakia 95.62 21 2011 - 2021
Czechia 94.94 22 2011 - 2021
Greece 94.88 23 2011 - 2021
Lithuania 93.53 24 2011 - 2021
Cyprus 93.13 25 2011 - 2021
Portugal 92.65 26 2011 - 2021
Croatia 91.8 27 2011 - 2021
Serbia 89.42 28 2011 - 2021
Russia 88.71 29 2011 - 2021
Hungary 88.22 30 2011 - 2021
North Macedonia 85.29 31 2011 - 2021
Bulgaria 83.97 32 2011 - 2021
Ukraine 83.56 33 2011 - 2021
Bosnia & Herz. 79.34 34 2011 - 2021
Turkey 73.37 35 2011 - 2021
Romania 69.12 36 2011 - 2021
Moldova 64.25 37 2011 - 2021
Albania 44.17 38 2011 - 2021



Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).
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