* indicates monthly or quarterly data series

People with bank accounts, percent of the population over 14 years of age, 2021:

The average for 2021 based on 121 countries was 65.76 percent. The highest value was in Denmark: 100 percent and the lowest value was in Afghanistan: 9.65 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Percent people with bank accounts , 2021 Global rank Available data
Denmark 100 1 2011 - 2021
Iceland 100 2 2021 - 2021
Germany 99.98 3 2011 - 2021
Austria 99.95 4 2011 - 2021
UK 99.76 5 2011 - 2021
Netherlands 99.73 6 2011 - 2021
Sweden 99.69 7 2011 - 2021
Ireland 99.66 8 2011 - 2021
Canada 99.63 9 2011 - 2021
Finland 99.53 10 2011 - 2021
Switzerland 99.49 11 2014 - 2021
Norway 99.48 12 2014 - 2021
Estonia 99.38 13 2011 - 2021
Australia 99.32 14 2011 - 2021
France 99.24 15 2011 - 2021
Slovenia 99.05 16 2011 - 2021
Belgium 99.01 17 2011 - 2021
New Zealand 98.75 18 2011 - 2021
South Korea 98.67 19 2011 - 2021
Japan 98.49 20 2011 - 2021
Spain 98.3 21 2011 - 2021
Mongolia 98.17 22 2011 - 2021
Hong Kong 97.8 23 2011 - 2021
Italy 97.29 24 2011 - 2021
Singapore 97.19 25 2011 - 2021
Latvia 96.62 26 2011 - 2021
Malta 96.45 27 2011 - 2021
Poland 95.72 28 2011 - 2021
Slovakia 95.62 29 2011 - 2021
USA 94.95 30 2011 - 2021
Czechia 94.94 31 2011 - 2021
Greece 94.88 32 2011 - 2021
Taiwan 94.71 33 2011 - 2021
Thailand 94.15 34 2011 - 2021
Lithuania 93.53 35 2011 - 2021
Cyprus 93.13 36 2011 - 2021
Israel 92.93 37 2011 - 2021
Portugal 92.65 38 2011 - 2021
Croatia 91.8 39 2011 - 2021
Mauritius 89.96 40 2011 - 2021
Iran 89.62 41 2011 - 2021
Serbia 89.42 42 2011 - 2021
Sri Lanka 88.93 43 2011 - 2021
China 88.71 44 2011 - 2021
Russia 88.71 45 2011 - 2021
Hungary 88.22 46 2011 - 2021
Malaysia 88.17 47 2011 - 2021
Chile 87.06 48 2011 - 2021
North Macedonia 85.29 49 2011 - 2021
UA Emirates 84.56 50 2011 - 2021
South Africa 84.11 51 2011 - 2021
Venezuela 84.03 52 2011 - 2021
Bulgaria 83.97 53 2011 - 2021
Brazil 83.56 54 2011 - 2021
Ukraine 83.56 55 2011 - 2021
Kazakhstan 81.11 56 2011 - 2021
Bosnia & Herz. 79.34 57 2011 - 2021
India 77.3 58 2011 - 2021
Saudi Arabia 74.32 59 2011 - 2021
Uruguay 74.13 60 2011 - 2021
Turkey 73.37 61 2011 - 2021
Jamaica 72.67 62 2011 - 2021
Georgia 70.47 63 2011 - 2021
Romania 69.12 64 2011 - 2021
Costa Rica 68.49 65 2011 - 2021
Bolivia 67.96 66 2011 - 2021
Argentina 66.33 67 2011 - 2021
Namibia 65.57 68 2014 - 2021
Moldova 64.25 69 2011 - 2021
Ecuador 64.18 70 2011 - 2021
Peru 56.26 71 2011 - 2021
Colombia 55.94 72 2011 - 2021
Nepal 52.8 73 2011 - 2021
Armenia 52.25 74 2011 - 2021
Kenya 50.57 75 2011 - 2021
Indonesia 50.51 76 2011 - 2021
Domin. Rep. 49.55 77 2011 - 2021
Philippines 45.98 78 2011 - 2021
Nigeria 45.14 79 2011 - 2021
Panama 44.97 80 2011 - 2021
Albania 44.17 81 2011 - 2021
Uzbekistan 44.13 82 2011 - 2021
Algeria 44.1 83 2011 - 2021
Jordan 43.35 84 2011 - 2021
Morocco 42.24 85 2017 - 2021
Kyrgyzstan 40.97 86 2011 - 2021
Ghana 39.2 87 2011 - 2021
Tajikistan 38.9 88 2011 - 2021
Mozambique 38.63 89 2017 - 2021
Bangladesh 37.69 90 2011 - 2021
Laos 37.32 91 2011 - 2021
Uganda 36.56 92 2011 - 2021
Burma 36.14 93 2014 - 2021
Tunisia 35.71 94 2014 - 2021
Honduras 33.88 95 2011 - 2021
Palestine 33.18 96 2011 - 2021
Cambodia 32.6 97 2011 - 2021
El Salvador 30.71 98 2011 - 2021
Zimbabwe 29.25 99 2011 - 2021
Liberia 28.59 100 2011 - 2021
Mali 28.44 101 2011 - 2021
Senegal 28.13 102 2011 - 2021
Gabon 27.55 103 2011 - 2021
Paraguay 27.08 104 2011 - 2021
Egypt 26.1 105 2011 - 2021
Togo 24.9 106 2011 - 2021
Zambia 23.84 107 2011 - 2021
Benin 23.79 108 2011 - 2021
Cameroon 23.53 109 2011 - 2021
Tanzania 23.32 110 2011 - 2021
Nicaragua 23.19 111 2011 - 2021
Burkina Faso 21.05 112 2011 - 2021
Lebanon 20.7 113 2011 - 2021
Ivory Coast 20.57 114 2014 - 2021
Malawi 20.22 115 2011 - 2021
R. of Congo 18.12 116 2011 - 2021
Pakistan 16.29 117 2011 - 2021
Iraq 15.76 118 2011 - 2021
Sierra Leone 13.78 119 2011 - 2021
Guinea 13.77 120 2011 - 2021
Afghanistan 9.65 121 2011 - 2021



Definition: The percentage of respondents with an account (self or together with someone else) at a bank, credit union, another financial institution (e.g., cooperative, microfinance institution), or the post office (if applicable) including respondents who reported having a debit card (% age 15+).

Related articles

Types of financial institutions

Financial development and economic development

100.00
100.00
99.98
99.95
99.76
99.73
99.69
99.66
99.63
99.53
99.49
99.48
99.38
99.32
99.24
99.05
99.01
98.75
98.67
98.49
98.30
98.17
97.80
97.29
97.19
96.62
96.45
95.72
95.62
94.95
94.94
94.88
94.71
94.15
93.53
93.13
92.93
92.65
91.80
89.96
89.62
89.42
88.93
88.71
88.71
88.22
88.17
87.06
85.29
84.56
84.11
84.03
83.97
83.56
83.56
81.11
79.34
77.30
74.32
74.13
73.37
72.67
70.47
69.12
68.49
67.96
66.33
65.57
64.25
64.18
56.26
55.94
52.80
52.25
50.57
50.51
49.55
45.98
45.14
44.97
44.17
44.13
44.10
43.35
42.24
40.97
39.20
38.90
38.63
37.69
37.32
36.56
36.14
35.71
33.88
33.18
32.60
30.71
29.25
28.59
28.44
28.13
27.55
27.08
26.10
24.90
23.84
23.79
23.53
23.32
23.19
21.05
20.70
20.57
20.22
18.12
16.29
15.76
13.78
13.77
9.65
0
25
50
75
100
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