Percent people with debit cards - Country rankings

* indicates monthly or quarterly data series

Percent of people aged 15+ who have a debit card, 2021:

The average for 2021 based on 121 countries was 51.23 percent. The highest value was in Denmark: 99.02 percent and the lowest value was in Sierra Leone: 1.43 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Percent people with debit cards, 2021 Global rank Available data
Denmark 99.02 1 2011 - 2021
Netherlands 98.31 2 2011 - 2021
Sweden 98.17 3 2011 - 2021
Norway 97.76 4 2014 - 2021
Finland 97.42 5 2011 - 2021
Estonia 96.73 6 2011 - 2021
Slovenia 96.64 7 2011 - 2021
New Zealand 96.41 8 2011 - 2021
Belgium 96.18 9 2011 - 2021
Canada 96.17 10 2011 - 2021
Australia 95.94 11 2011 - 2021
Austria 95.54 12 2011 - 2021
UK 95.46 13 2011 - 2021
Iceland 94.14 14 2021 - 2021
Germany 94.01 15 2011 - 2021
Singapore 93.5 16 2011 - 2021
Ireland 93.48 17 2011 - 2021
Slovakia 89.16 18 2011 - 2021
Malta 89.13 19 2011 - 2021
Czechia 89.05 20 2011 - 2021
Latvia 88.53 21 2011 - 2021
Japan 88.33 22 2011 - 2021
Hong Kong 88.06 23 2011 - 2021
Mongolia 87.21 24 2011 - 2021
France 86.34 25 2011 - 2021
Portugal 85.49 26 2011 - 2021
Switzerland 85.37 27 2014 - 2021
South Korea 84.01 28 2011 - 2021
Poland 83.93 29 2011 - 2021
Spain 83.28 30 2011 - 2021
Malaysia 83.25 31 2011 - 2021
Greece 82.98 32 2011 - 2021
USA 82.8 33 2011 - 2021
Iran 82.53 34 2011 - 2021
Italy 82.26 35 2011 - 2021
Cyprus 81.82 36 2011 - 2021
Taiwan 81.45 37 2011 - 2021
Mauritius 80.52 38 2011 - 2021
Hungary 79.02 39 2011 - 2021
Chile 78.8 40 2011 - 2021
China 75.76 41 2011 - 2021
Venezuela 75.58 42 2011 - 2021
Lithuania 74.42 43 2011 - 2021
Saudi Arabia 71.9 44 2011 - 2021
Bulgaria 71.29 45 2011 - 2021
Ukraine 69.58 46 2011 - 2021
UA Emirates 68.84 47 2011 - 2021
Croatia 67.53 48 2011 - 2021
Uruguay 66.28 49 2011 - 2021
Brazil 65.95 50 2011 - 2021
Russia 65.3 51 2011 - 2021
Thailand 63.2 52 2011 - 2021
Serbia 61.5 53 2011 - 2021
Bosnia & Herz. 61.44 54 2011 - 2021
Kazakhstan 59.98 55 2011 - 2021
South Africa 58.87 56 2011 - 2021
Turkey 58.87 57 2011 - 2021
Argentina 54.89 58 2011 - 2021
Romania 52.65 59 2011 - 2021
North Macedonia 52.63 60 2011 - 2021
Sri Lanka 52.61 61 2011 - 2021
Costa Rica 52.58 62 2011 - 2021
Jamaica 46.7 63 2011 - 2021
Namibia 46.63 64 2014 - 2021
Moldova 46.09 65 2011 - 2021
Bolivia 44.21 66 2011 - 2021
Georgia 42.28 67 2011 - 2021
Ecuador 38.27 68 2011 - 2021
Uzbekistan 36.26 69 2011 - 2021
Peru 35.66 70 2011 - 2021
Nigeria 35.33 71 2011 - 2021
Indonesia 35.1 72 2011 - 2021
Jordan 32.43 73 2011 - 2021
Morocco 31.72 74 2017 - 2021
Panama 31.53 75 2011 - 2021
Israel 30.6 76 2011 - 2021
Philippines 29.82 77 2011 - 2021
Domin. Rep. 29.32 78 2011 - 2021
Colombia 28.94 79 2011 - 2021
Kyrgyzstan 28.04 80 2011 - 2021
India 27.07 81 2011 - 2021
Albania 26.98 82 2011 - 2021
Burma 25.85 83 2014 - 2021
Laos 23.45 84 2011 - 2021
Algeria 22.87 85 2011 - 2021
Kenya 22.42 86 2011 - 2021
Egypt 22.09 87 2011 - 2021
Palestine 21.35 88 2011 - 2021
Tunisia 20.45 89 2014 - 2021
Armenia 19.42 90 2011 - 2021
Uganda 17.98 91 2011 - 2021
Mozambique 17.95 92 2017 - 2021
Zimbabwe 17.71 93 2011 - 2021
Ghana 17.39 94 2011 - 2021
Lebanon 15.92 95 2011 - 2021
Paraguay 15.55 96 2011 - 2021
Tajikistan 15.4 97 2011 - 2021
Cambodia 14.68 98 2011 - 2021
El Salvador 14 99 2011 - 2021
Nepal 13.81 100 2011 - 2021
Gabon 13.79 101 2011 - 2021
Honduras 13.53 102 2011 - 2021
Mali 13.44 103 2011 - 2021
Tanzania 13.1 104 2011 - 2021
Nicaragua 11.92 105 2011 - 2021
Senegal 11.6 106 2011 - 2021
Zambia 10.13 107 2011 - 2021
Iraq 9.76 108 2011 - 2021
Burkina Faso 8.86 109 2011 - 2021
R. of Congo 8.58 110 2011 - 2021
Ivory Coast 7.9 111 2014 - 2021
Malawi 7.88 112 2011 - 2021
Pakistan 7.74 113 2011 - 2021
Liberia 7.64 114 2011 - 2021
Cameroon 7.35 115 2011 - 2021
Togo 7 116 2011 - 2021
Benin 5.41 117 2011 - 2021
Bangladesh 4.86 118 2011 - 2021
Guinea 3.69 119 2011 - 2021
Afghanistan 2.6 120 2011 - 2021
Sierra Leone 1.43 121 2011 - 2021



Definition: The percentage of respondents with a debit card (% age 15+). Data are from the World Bank Global Financial Inclusion survey.

Selected articles from our guide:

The unholy trinity of international finance

Most commonly used measures of corruption

All articles

1. Denmark
2. Netherlands
3. Sweden
4. Norway
5. Finland
6. Estonia
7. Slovenia
8. New Zealand
9. Belgium
10. Canada
11. Australia
12. Austria
13. UK
14. Iceland
15. Germany
16. Singapore
17. Ireland
18. Slovakia
19. Malta
20. Czechia
21. Latvia
22. Japan
23. Hong Kong
24. Mongolia
25. France
26. Portugal
27. Switzerland
28. South Korea
29. Poland
30. Spain
31. Malaysia
32. Greece
33. USA
34. Iran
35. Italy
36. Cyprus
37. Taiwan
38. Mauritius
39. Hungary
40. Chile
41. China
42. Venezuela
43. Lithuania
44. Saudi Arabia
45. Bulgaria
46. Ukraine
47. UA Emirates
48. Croatia
49. Uruguay
50. Brazil
51. Russia
52. Thailand
53. Serbia
54. Bosnia & Herz.
55. Kazakhstan
56. South Africa
57. Turkey
58. Argentina
59. Romania
60. North Macedonia
61. Sri Lanka
62. Costa Rica
63. Jamaica
64. Namibia
65. Moldova
66. Bolivia
67. Georgia
68. Ecuador
69. Uzbekistan
70. Peru
71. Nigeria
72. Indonesia
73. Jordan
74. Morocco
75. Panama
76. Israel
77. Philippines
78. Domin. Rep.
79. Colombia
80. Kyrgyzstan
81. India
82. Albania
83. Burma
84. Laos
85. Algeria
86. Kenya
87. Egypt
88. Palestine
89. Tunisia
90. Armenia
91. Uganda
92. Mozambique
93. Zimbabwe
94. Ghana
95. Lebanon
96. Paraguay
97. Tajikistan
98. Cambodia
99. El Salvador
100. Nepal
101. Gabon
102. Honduras
103. Mali
104. Tanzania
105. Nicaragua
106. Senegal
107. Zambia
108. Iraq
109. Burkina Faso
110. R. of Congo
111. Ivory Coast
112. Malawi
113. Pakistan
114. Liberia
115. Cameroon
116. Togo
117. Benin
118. Bangladesh
119. Guinea
120. Afghanistan
121. Sierra Leone
99.02
98.31
98.17
97.76
97.42
96.73
96.64
96.41
96.18
96.17
95.94
95.54
95.46
94.14
94.01
93.50
93.48
89.16
89.13
89.05
88.53
88.33
88.06
87.21
86.34
85.49
85.37
84.01
83.93
83.28
83.25
82.98
82.80
82.53
82.26
81.82
81.45
80.52
79.02
78.80
75.76
75.58
74.42
71.90
71.29
69.58
68.84
67.53
66.28
65.95
65.30
63.20
61.50
61.44
59.98
58.87
58.87
54.89
52.65
52.63
52.61
52.58
46.70
46.63
46.09
44.21
42.28
38.27
36.26
35.66
35.33
35.10
32.43
31.72
31.53
30.60
29.82
29.32
28.94
28.04
27.07
26.98
25.85
23.45
22.87
22.42
22.09
21.35
20.45
19.42
17.98
17.95
17.71
17.39
15.92
15.55
15.40
14.68
14.00
13.81
13.79
13.53
13.44
13.10
11.92
11.60
10.13
9.76
8.86
8.58
7.90
7.88
7.74
7.64
7.35
7.00
5.41
4.86
3.69
2.60
1.43
0
24.8
49.5
74.3
99.02


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