Percent people with credit cards - Country rankings

* indicates monthly or quarterly data series

Percent of people aged 15+ who have a credit card, 2021:

The average for 2021 based on 121 countries was 22.26 percent. The highest value was in Canada: 82.74 percent and the lowest value was in Afghanistan: 0 percent. The indicator is available from 2011 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Percent people with credit cards, 2021 Global rank Available data
Canada 82.74 1 2011 - 2021
Israel 79.05 2 2011 - 2021
Iceland 74 3 2021 - 2021
Hong Kong 71.63 4 2011 - 2021
Japan 69.66 5 2011 - 2021
Switzerland 69.21 6 2014 - 2021
South Korea 68.44 7 2011 - 2021
Norway 66.74 8 2014 - 2021
USA 66.7 9 2011 - 2021
Finland 65.29 10 2011 - 2021
Taiwan 63.77 11 2011 - 2021
UK 62.11 12 2011 - 2021
Austria 58.99 13 2011 - 2021
Denmark 58.5 14 2011 - 2021
Italy 57.88 15 2011 - 2021
New Zealand 57.21 16 2011 - 2021
Spain 56.61 17 2011 - 2021
Germany 56.52 18 2011 - 2021
Ireland 54.96 19 2011 - 2021
Australia 51.41 20 2011 - 2021
Belgium 49.82 21 2011 - 2021
Sweden 48.35 22 2011 - 2021
Slovenia 45.05 23 2011 - 2021
Malta 42.48 24 2011 - 2021
Singapore 41.74 25 2011 - 2021
Brazil 40.43 26 2011 - 2021
France 39.76 27 2011 - 2021
Portugal 38.54 28 2011 - 2021
China 37.95 29 2011 - 2021
Netherlands 37.43 30 2011 - 2021
Ukraine 37.02 31 2011 - 2021
Uruguay 36.55 32 2011 - 2021
Croatia 35.75 33 2011 - 2021
Estonia 34.86 34 2011 - 2021
Turkey 32.61 35 2011 - 2021
Cyprus 32.48 36 2011 - 2021
Slovakia 30.94 37 2011 - 2021
Czechia 29.85 38 2011 - 2021
Argentina 28.89 39 2011 - 2021
UA Emirates 26.84 40 2011 - 2021
Saudi Arabia 25.42 41 2011 - 2021
Russia 25.08 42 2011 - 2021
Poland 24.44 43 2011 - 2021
Chile 24.28 44 2011 - 2021
Bulgaria 23.27 45 2011 - 2021
Greece 23.17 46 2011 - 2021
Thailand 22.61 47 2011 - 2021
North Macedonia 22.2 48 2011 - 2021
Kazakhstan 20.86 49 2011 - 2021
Mauritius 20.06 50 2011 - 2021
Venezuela 18.54 51 2011 - 2021
Bosnia & Herz. 18.03 52 2011 - 2021
Romania 17.78 53 2011 - 2021
Latvia 17.08 54 2011 - 2021
Serbia 16.16 55 2011 - 2021
Hungary 15.92 56 2011 - 2021
Ecuador 14.8 57 2011 - 2021
Costa Rica 14.12 58 2011 - 2021
Namibia 13.25 59 2014 - 2021
Colombia 13.2 60 2011 - 2021
Georgia 12.92 61 2011 - 2021
Peru 12.9 62 2011 - 2021
Bolivia 12.64 63 2011 - 2021
Lithuania 11.89 64 2011 - 2021
Jamaica 11.81 65 2011 - 2021
Mozambique 10.87 66 2017 - 2021
Domin. Rep. 10.65 67 2011 - 2021
Sri Lanka 10.03 68 2011 - 2021
South Africa 10.01 69 2011 - 2021
Armenia 9.22 70 2011 - 2021
Moldova 8.09 71 2011 - 2021
Philippines 8.09 72 2011 - 2021
Malaysia 7.89 73 2011 - 2021
Iran 7.47 74 2011 - 2021
Panama 7.2 75 2011 - 2021
Mongolia 6.96 76 2011 - 2021
Kenya 6.35 77 2011 - 2021
Mali 5.98 78 2011 - 2021
Albania 4.94 79 2011 - 2021
Senegal 4.81 80 2011 - 2021
India 4.62 81 2011 - 2021
Uzbekistan 3.78 82 2011 - 2021
El Salvador 3.64 83 2011 - 2021
Palestine 3.58 84 2011 - 2021
Uganda 3.51 85 2011 - 2021
Liberia 3.47 86 2011 - 2021
Honduras 3.32 87 2011 - 2021
Gabon 3.24 88 2011 - 2021
Paraguay 3.24 89 2011 - 2021
Kyrgyzstan 3.13 90 2011 - 2021
Lebanon 2.99 91 2011 - 2021
Nicaragua 2.89 92 2011 - 2021
Jordan 2.82 93 2011 - 2021
Egypt 2.8 94 2011 - 2021
Algeria 2.77 95 2011 - 2021
Burkina Faso 2.7 96 2011 - 2021
Tunisia 2.38 97 2014 - 2021
Ivory Coast 2.33 98 2014 - 2021
Tajikistan 2.19 99 2011 - 2021
Zambia 2.03 100 2011 - 2021
Burma 2 101 2014 - 2021
R. of Congo 1.9 102 2011 - 2021
Nepal 1.87 103 2011 - 2021
Cameroon 1.64 104 2011 - 2021
Nigeria 1.61 105 2011 - 2021
Indonesia 1.6 106 2011 - 2021
Iraq 1.56 107 2011 - 2021
Togo 1.52 108 2011 - 2021
Benin 1.41 109 2011 - 2021
Morocco 1.05 110 2017 - 2021
Laos 1 111 2011 - 2021
Malawi 0.97 112 2011 - 2021
Guinea 0.9 113 2011 - 2021
Ghana 0.87 114 2011 - 2021
Bangladesh 0.62 115 2011 - 2021
Sierra Leone 0.5 116 2011 - 2021
Zimbabwe 0.49 117 2011 - 2021
Tanzania 0.31 118 2011 - 2021
Cambodia 0.24 119 2011 - 2021
Pakistan 0.22 120 2011 - 2021
Afghanistan 0 121 2011 - 2021



Definition: The percentage of respondents with a credit card (% age 15+). The data are from the World bank Global Financial Inclusion survey.

Selected articles from our guide:

The unholy trinity of international finance

Most commonly used measures of corruption

All articles

1. Canada
2. Israel
3. Iceland
4. Hong Kong
5. Japan
6. Switzerland
7. South Korea
8. Norway
9. USA
10. Finland
11. Taiwan
12. UK
13. Austria
14. Denmark
15. Italy
16. New Zealand
17. Spain
18. Germany
19. Ireland
20. Australia
21. Belgium
22. Sweden
23. Slovenia
24. Malta
25. Singapore
26. Brazil
27. France
28. Portugal
29. China
30. Netherlands
31. Ukraine
32. Uruguay
33. Croatia
34. Estonia
35. Turkey
36. Cyprus
37. Slovakia
38. Czechia
39. Argentina
40. UA Emirates
41. Saudi Arabia
42. Russia
43. Poland
44. Chile
45. Bulgaria
46. Greece
47. Thailand
48. North Macedonia
49. Kazakhstan
50. Mauritius
51. Venezuela
52. Bosnia & Herz.
53. Romania
54. Latvia
55. Serbia
56. Hungary
57. Ecuador
58. Costa Rica
59. Namibia
60. Colombia
61. Georgia
62. Peru
63. Bolivia
64. Lithuania
65. Jamaica
66. Mozambique
67. Domin. Rep.
68. Sri Lanka
69. South Africa
70. Armenia
71. Moldova
72. Philippines
73. Malaysia
74. Iran
75. Panama
76. Mongolia
77. Kenya
78. Mali
79. Albania
80. Senegal
81. India
82. Uzbekistan
83. El Salvador
84. Palestine
85. Uganda
86. Liberia
87. Honduras
88. Gabon
89. Paraguay
90. Kyrgyzstan
91. Lebanon
92. Nicaragua
93. Jordan
94. Egypt
95. Algeria
96. Burkina Faso
97. Tunisia
98. Ivory Coast
99. Tajikistan
100. Zambia
101. Burma
102. R. of Congo
103. Nepal
104. Cameroon
105. Nigeria
106. Indonesia
107. Iraq
108. Togo
109. Benin
110. Morocco
111. Laos
112. Malawi
113. Guinea
114. Ghana
115. Bangladesh
116. Sierra Leone
117. Zimbabwe
118. Tanzania
119. Cambodia
120. Pakistan
121. Afghanistan
82.74
79.05
74.00
71.63
69.66
69.21
68.44
66.74
66.70
65.29
63.77
62.11
58.99
58.50
57.88
57.21
56.61
56.52
54.96
51.41
49.82
48.35
45.05
42.48
41.74
40.43
39.76
38.54
37.95
37.43
37.02
36.55
35.75
34.86
32.61
32.48
30.94
29.85
28.89
26.84
25.42
25.08
24.44
24.28
23.27
23.17
22.61
22.20
20.86
20.06
18.54
18.03
17.78
17.08
16.16
15.92
14.80
14.12
13.25
13.20
12.92
12.90
12.64
11.89
11.81
10.87
10.65
10.03
10.01
9.22
8.09
8.09
7.89
7.47
7.20
6.96
6.35
5.98
4.94
4.81
4.62
3.78
3.64
3.58
3.51
3.47
3.32
3.24
3.24
3.13
2.99
2.89
2.82
2.80
2.77
2.70
2.38
2.33
2.19
2.03
2.00
1.90
1.87
1.64
1.61
1.60
1.56
1.52
1.41
1.05
1.00
0.97
0.90
0.87
0.62
0.50
0.49
0.31
0.24
0.22
0.00
0
20.7
41.4
62.1
82.74


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