Mortgage credit by country: the latest data
* indicates monthly or quarterly data series
Select indicator
* indicates monthly or quarterly data series
Loans provided by commercial banks for the purchase of non-commercial real estate. In billion local currency units.
| Countries | Latest value | Reference | Change three months | Change twelve months |
|---|---|---|---|---|
| Albania | 243.61 | Dec / 2025 | 3.20% | 16.73% |
| Antigua and Barbuda | 0.87 | Q4 / 2019 | 1.81% | 2.32% |
| Argentina | 5774.13 | Dec / 2025 | 25.38% | 346.15% |
| Armenia | 1665.55 | Dec / 2025 | 5.26% | 13.20% |
| Aruba | 1.83 | Dec / 2025 | 1.87% | 7.20% |
| Australia | 2273.50 | Mar / 2025 | 1.15% | 5.57% |
| Austria | 157.02 | Q4 / 2025 | 0.51% | 0.94% |
| Azerbaijan | 4.51 | Jul / 2025 | 1.56% | 11.98% |
| Bahrain | 3.19 | Dec / 2025 | 1.88% | 5.40% |
| Belgium | 239.75 | Sep / 2025 | 1.08% | 2.79% |
| Bosnia and Herzegovina | 3.00 | Sep / 2024 | 3.94% | 12.99% |
| Botswana | 10.60 | Sep / 2022 | 0.53% | 3.08% |
| Bulgaria | 16.84 | Dec / 2025 | 6.91% | 28.17% |
| Burma (Myanmar) | 1781.31 | Q1 / 2024 | -7.29% | 30.99% |
| Cambodia | 27303.00 | Nov / 2024 | -2.00% | -4.69% |
| Canada | 2397.11 | Dec / 2025 | 1.05% | 4.61% |
| Chile | 89201.59 | Dec / 2025 | 0.67% | 4.50% |
| Colombia | 107052.10 | Sep / 2024 | 1.80% | 7.65% |
| Croatia | 13.69 | Aug / 2025 | 4.88% | 14.79% |
| Cyprus | 8.77 | Jan / 2026 | -0.44% | -0.13% |
| Czechia | 1987.78 | Dec / 2025 | 2.20% | 8.23% |
| Denmark | 324.15 | Dec / 2025 | 0.76% | 2.70% |
| Dominica | 0.28 | Q4 / 2019 | -17.92% | -8.58% |
| Dominican Republic | 292.32 | Dec / 2025 | 3.02% | 14.65% |
| El Salvador | 3.16 | Dec / 2025 | 2.35% | 4.39% |
| Estonia | 13.17 | Dec / 2025 | 2.52% | 10.05% |
| Euro area | 5411.71 | Dec / 2025 | 0.68% | 2.81% |
| Fiji | 2.68 | Dec / 2025 | 4.01% | 14.75% |
| Finland | 106.27 | Dec / 2025 | 0.06% | 0.04% |
| France | 1284.69 | Dec / 2025 | -0.15% | 0.12% |
| Georgia | 23.22 | Sep / 2025 | 3.33% | 15.90% |
| Germany | 1634.54 | Dec / 2025 | 0.62% | 2.42% |
| Greece | 25.27 | Dec / 2025 | 0.71% | -3.24% |
| Grenada | 0.49 | Q4 / 2019 | -29.38% | -31.41% |
| Guatemala | 77.48 | Mar / 2026 | 3.04% | 15.36% |
| Hungary | 6790.83 | Dec / 2025 | 8.62% | 19.88% |
| Iceland | 1987.95 | Dec / 2025 | 0.03% | 2.45% |
| India | 30671.20 | Jun / 2025 | 1.88% | 9.60% |
| Indonesia | 1567218.22 | Dec / 2025 | 9.32% | 13.21% |
| Ireland | 94.09 | Dec / 2025 | 1.69% | 9.41% |
| Israel | 628.42 | Jan / 2026 | 1.75% | 7.35% |
| Italy | 440.52 | Dec / 2025 | 1.09% | 3.35% |
| Japan | 171799.80 | Q2 / 2025 | 0.68% | 3.22% |
| Kazakhstan | 6843.62 | Nov / 2025 | 3.56% | 14.69% |
| Kenya | 104.50 | Dec / 2025 | 2.15% | -26.97% |
| Kuwait | 17.28 | Dec / 2025 | 0.81% | 4.42% |
| Latvia | 5.53 | Dec / 2025 | 2.02% | 9.44% |
| Libya | 3.24 | Q3 / 2025 | -1.03% | 19.79% |
| Lithuania | 15.12 | Dec / 2025 | 3.76% | 14.59% |
| Luxembourg | 42.74 | Dec / 2025 | 0.39% | 3.07% |
| Macao | 184.27 | Q4 / 2025 | -0.58% | -3.80% |
| North Macedonia | 109.34 | Dec / 2025 | 4.43% | 15.83% |
| Malaysia | 874.65 | Jul / 2025 | 1.56% | 6.41% |
| Malta | 9.15 | Nov / 2025 | 2.68% | 9.56% |
| Mexico | 1536.50 | Dec / 2025 | 1.50% | 5.48% |
| Moldova | 26.82 | Dec / 2025 | 6.65% | 38.67% |
| Montserrat | 0.08 | Dec / 2019 | 1.79% | 14.17% |
| Morocco | 321.48 | Dec / 2025 | 0.99% | 3.40% |
| Namibia | 45.79 | Nov / 2025 | -0.48% | -0.03% |
| Netherlands | 613.98 | Aug / 2025 | 1.51% | 5.74% |
| New Caledonia | 421.08 | Q4 / 2023 | 0.32% | 3.56% |
| New Zealand | 284.90 | Dec / 2025 | 1.52% | 5.27% |
| Norway | 3091.18 | Jan / 2026 | 0.79% | 4.93% |
| Pakistan | 507.17 | Dec / 2025 | 5.92% | 5.71% |
| Palestine | 1.08 | Dec / 2025 | -0.47% | -0.12% |
| Peru | 74.63 | Dec / 2025 | 1.78% | 7.15% |
| Philippines | 1105.21 | Q4 / 2025 | 1.42% | 8.84% |
| Poland | 495.51 | Dec / 2025 | 1.84% | 5.71% |
| Portugal | 110.96 | Dec / 2025 | 2.65% | 9.63% |
| Romania | 119.19 | Apr / 2026 | 1.57% | 6.45% |
| Russia | 20839.42 | Dec / 2025 | 4.60% | 8.55% |
| Saint Lucia | 1.04 | Q4 / 2019 | -22.90% | -21.26% |
| Saint Vincent and the Grenadines | 0.56 | Q4 / 2019 | -22.80% | -22.16% |
| Saudi Arabia | 5.55 | Dec / 2025 | -4.69% | -53.54% |
| Serbia | 737.69 | Dec / 2025 | 5.25% | 19.33% |
| Singapore | 244.06 | Dec / 2025 | 1.71% | 5.32% |
| Slovakia | 43.76 | Dec / 2025 | 2.17% | 7.46% |
| Slovenia | 9.33 | Dec / 2025 | 2.27% | 8.47% |
| South Korea | 771084.90 | Dec / 2025 | 0.63% | 5.94% |
| Spain | 511.67 | Dec / 2025 | 0.97% | 3.54% |
| Suriname | 3.30 | Dec / 2025 | 9.62% | 30.93% |
| Swaziland | 3.25 | Apr / 2019 | 4.91% | 1.00% |
| Sweden | 4293.85 | Dec / 2025 | 0.85% | 2.77% |
| Switzerland | 901.51 | Dec / 2025 | 0.73% | 3.14% |
| Taiwan | 11610.04 | Dec / 2025 | 1.11% | 4.42% |
| Tajikistan | 0.45 | Jul / 2025 | 4.36% | 23.55% |
| Trinidad and Tobago | 20.14 | Dec / 2024 | 2.31% | 6.71% |
| Turkey | 623.78 | Jan / 2026 | 8.06% | 31.75% |
| USA | 2682.77 | Jan / 2026 | 0.48% | 2.30% |
| Ukraine | 45.28 | Nov / 2025 | 7.80% | 22.34% |
| United Kingdom | 1525.39 | Dec / 2025 | 0.75% | 3.49% |
The table shows the level of mortgage credit extended by banks around the world including the most recent value and recent changes. This is the level of outstanding housing credit at a given point in time. The numbers are in billion local currency units and are updated right after the new data are released by the national authorities.
Mortgage credit is by far the main component of household credit which also includes consumer credit. In many countries it exceeds the level of business credit.
Greater access to mortgage credit makes it easier for households to buy real estate which is very beneficial but it does not contribute to long-term economic growth. In fact, if its growth is excessive it could lead to banking crises.
Mortgage credit is by far the main component of household credit which also includes consumer credit. In many countries it exceeds the level of business credit.
Greater access to mortgage credit makes it easier for households to buy real estate which is very beneficial but it does not contribute to long-term economic growth. In fact, if its growth is excessive it could lead to banking crises.