Household credit by country: the latest data

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* indicates monthly or quarterly data series
The table shows the level of bank credit to households (both mortgage credit and consumer credit) around the world including the most recent value and recent changes. The numbers are in billion local currency units and are updated continuously as the national authorities release the new data.

Household credit carries benefits and risks to the economy. On the positive side, it allows households to purchase real estate, cars, and other items by spreading the cost over time. This makes household consumption more even over time and not so dependent on fluctuations in incomes. On the negative side, many financial crises are associated with a massive build up in household credit. Easy money pushes up property values and raises the debt levels. Then, an increase in interest rates or a drop in incomes can put significant strain on the household budgets. Households cut their spending in order to deleverage (reduce their debt) and the economy enters a recession.

Household credit is now a major component of bank credit in the advanced economies and is rapidly catching up with the levels of business credit in the developing world.

Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.

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Countries
Latest data
from:
Latest
value
Change
3 months
Change
12 months
Jun / 2020
201.39
-0.76%
5.67%
Jun / 2020
736.25
0.39%
16.37%
Dec / 2019
1.26
1.18%
2.90%
May / 2020
1311.96
0.38%
17.25%
Jun / 2020
1733.09
1.37%
22.79%
May / 2020
1.93
0.15%
2.00%
Jun / 2020
1842.32
0.59%
3.08%
Q1 / 2020
166.77
0.68%
4.79%
Jun / 2020
6.54
-6.05%
12.72%
May / 2020
4.46
2.45%
3.88%
May / 2020
2128.20
0.16%
5.62%
May / 2020
3.75
-1.50%
-0.97%
Jun / 2020
15.30
1.46%
19.94%
Jun / 2020
205.74
1.12%
9.63%
May / 2020
422.50
-1.05%
-4.00%
Jun / 2020
9.87
-0.55%
1.89%
Apr / 2020
40.66
0.87%
14.48%
Jun / 2020
2042.22
-0.38%
8.49%
Jun / 2020
24.56
0.81%
7.99%
May / 2020
1291.60
2.97%
2.85%
Apr / 2020
23732.90
4.59%
36.48%
May / 2020
2291.64
0.25%
3.62%
Jun / 2020
74706.96
-0.42%
6.02%
Jun / 2020
58207.02
4.20%
14.12%
Jun / 2020
224825.41
-1.72%
8.74%
Apr / 2020
11052.71
-1.47%
-0.28%
Jun / 2020
134.63
-0.55%
4.18%
Jun / 2020
13.37
-5.36%
-6.88%
Jun / 2020
1796.26
1.44%
6.09%
Jun / 2020
2489.81
0.84%
0.16%
Q4 / 2019
23.95
3.65%
22.02%
Dec / 2019
0.41
-0.21%
-2.35%
Jul / 2020
411.72
0.75%
6.44%
Apr / 2020
433.05
7.46%
26.56%
Jun / 2020
7.96
-0.29%
3.46%
Jun / 2020
9.38
0.66%
5.03%
Jun / 2020
6001.22
0.73%
2.92%
Mar / 2020
2.15
0.36%
3.28%
Jun / 2020
136.07
0.71%
2.75%
Jun / 2020
1506.40
0.94%
5.05%
Apr / 2019
0.58
43.34%
54.75%
Jun / 2020
16.71
-1.61%
12.13%
Jun / 2020
1782.69
0.85%
4.20%
Jun / 2020
65.35
-1.07%
-11.79%
Dec / 2019
1.04
-0.15%
-1.51%
Jun / 2020
99.39
0.14%
6.00%
May / 2020
63.70
-5.49%
49.53%
Jun / 2020
38.78
-0.58%
-1.18%
May / 2020
200.45
0.25%
6.58%
May / 2020
7489.76
3.26%
18.18%
Jun / 2020
1258.99
4.17%
6.38%
May / 2020
24788.63
-2.10%
10.59%
May / 2020
2628664.95
-1.39%
2.03%
Jun / 2020
87.14
-0.44%
-2.96%
Apr / 2020
517.47
0.01%
3.97%
May / 2020
629.20
-0.34%
-0.06%
May / 2020
1651.40
-0.68%
4.20%
May / 2020
420.62
-0.11%
10.35%
Jun / 2020
166766.60
0.07%
1.70%
Jun / 2020
6786.13
-1.20%
16.29%
Mar / 2020
439.50
0.27%
3.44%
May / 2020
16.30
-0.75%
2.60%
Jun / 2020
4.98
-0.49%
-0.41%
Q1 / 2020
5.27
1.51%
10.05%
Jun / 2020
10.71
1.29%
7.33%
Jun / 2020
39.04
1.42%
7.00%
Q2 / 2020
314.64
0.16%
7.37%
Jun / 2020
178.38
2.15%
8.80%
Dec / 2019
1940.12
5.34%
16.07%
Jun / 2020
1039.44
0.90%
3.54%
May / 2020
922.00
-7.74%
7.85%
Jun / 2020
6.44
-0.00%
6.18%
Jun / 2020
159.01
-0.65%
-3.31%
Jun / 2020
1730.84
-0.50%
4.82%
Jun / 2020
14.70
1.66%
23.17%
Jun / 2020
8181.88
1.71%
-9.61%
Jun / 2020
1.40
1.49%
7.52%
Jun / 2020
347.35
-0.07%
2.22%
May / 2020
82.27
8.70%
19.98%
May / 2020
58.78
-0.58%
5.23%
Jun / 2020
522.32
0.11%
1.68%
Q4 / 2019
516.09
1.45%
2.99%
Jun / 2020
214.45
0.37%
5.13%
Mar / 2020
72.49
-2.94%
8.66%
May / 2020
441.20
0.82%
3.01%
Jun / 2020
3254.51
1.61%
4.47%
Jun / 2020
695.09
-4.32%
0.34%
Jun / 2020
3.76
2.85%
2.00%
Jun / 2020
129.35
-3.17%
2.83%
Q1 / 2020
1499.90
7.73%
32.26%
May / 2020
754.39
0.52%
4.14%
May / 2020
118.82
-0.24%
3.13%
Jun / 2020
145.50
0.18%
6.11%
Jun / 2020
19909.84
0.50%
12.05%
Q4 / 2019
0.31
2.24%
13.02%
May / 2020
1499.40
3.09%
13.96%
Jun / 2020
1184.45
4.76%
12.45%
Apr / 2020
1.70
-2.81%
6.74%
Jun / 2020
254.51
-1.44%
-3.44%
Jun / 2020
40.51
1.21%
6.97%
May / 2020
10.89
-1.04%
2.47%
May / 2020
1737.50
-1.09%
3.76%
May / 2020
1161581.60
1.35%
4.93%
Jun / 2020
695.87
0.83%
-1.36%
May / 2020
2.24
0.28%
11.58%
May / 2020
6.61
1.35%
10.85%
Jun / 2020
4341.60
1.51%
5.41%
May / 2020
818.38
0.54%
2.65%
Jun / 2020
13868.49
2.41%
7.28%
Apr / 2020
2.77
4.29%
20.38%
Q1 / 2020
6498.65
5.81%
15.92%
Jun / 2020
11798.72
1.18%
3.97%
May / 2020
553.10
0.29%
3.52%
Mar / 2020
43.31
0.15%
7.67%
Jun / 2020
670.97
11.58%
35.54%
Jun / 2020
3794.17
-2.23%
-0.19%
Jun / 2020
2661.63
-3.91%
5.70%
Jun / 2020
218.66
-2.74%
4.81%
Apr / 2020
326.20
-1.97%
-1.91%
Jun / 2020
1452.44
-0.26%
1.78%
Apr / 2020
33.20
-2.35%
-4.41%
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