Financial institutions development, access - Country rankings

* indicates monthly or quarterly data series

Financial institutions development, access, 2021:

The average for 2021 based on 175 countries was 0.363 index points. The highest value was in Macao: 0.965 index points and the lowest value was in Democratic Republic of the Congo: 0.007 index points. The indicator is available from 1980 to 2021. Below is a chart for all countries where data are available.

Measure: index points; Source: International Monetary Fund
Select indicator
* indicates monthly or quarterly data series


Countries Financial institutions development, access, 2021 Global rank Available data
Macao 0.965 1 1984 - 2021
Luxembourg 0.935 2 1980 - 2021
Japan 0.899 3 1980 - 2021
Bulgaria 0.891 4 1988 - 2021
Seychelles 0.873 5 1980 - 2021
Spain 0.864 6 1980 - 2021
Portugal 0.862 7 1980 - 2021
USA 0.833 8 1980 - 2021
Switzerland 0.831 9 1980 - 2021
Croatia 0.816 10 1992 - 2021
France 0.802 11 1980 - 2021
Italy 0.794 12 1980 - 2021
Bahamas 0.79 13 1980 - 2021
Russia 0.79 14 1990 - 2021
Georgia 0.787 15 1994 - 2021
Australia 0.783 16 1980 - 2021
Iran 0.755 17 1980 - 2021
Canada 0.744 18 1980 - 2021
Uzbekistan 0.728 19 1993 - 2021
Cape Verde 0.72 20 1980 - 2021
Mongolia 0.701 21 1991 - 2021
Bolivia 0.69 22 1980 - 2021
Israel 0.679 23 1980 - 2021
South Korea 0.661 24 1980 - 2021
Aruba 0.646 25 1986 - 2021
Austria 0.645 26 1980 - 2021
Iceland 0.622 27 1980 - 2021
Brazil 0.616 28 1980 - 2021
Slovenia 0.616 29 1992 - 2021
Uruguay 0.614 30 1980 - 2021
Bosnia & Herz. 0.607 31 1995 - 2021
Belgium 0.604 32 1980 - 2021
Thailand 0.588 33 1980 - 2021
Moldova 0.585 34 1992 - 2021
Armenia 0.58 35 1993 - 2021
Samoa 0.571 36 1980 - 2021
Poland 0.567 37 1980 - 2021
Tonga 0.567 38 1980 - 2021
Peru 0.563 39 1980 - 2021
Kazakhstan 0.56 40 1993 - 2021
Panama 0.548 41 1980 - 2021
Serbia 0.546 42 1994 - 2021
Romania 0.53 43 1980 - 2021
Turkey 0.53 44 1985 - 2021
Hungary 0.524 45 1982 - 2021
Slovakia 0.524 46 1991 - 2021
North Macedonia 0.513 47 1992 - 2021
Brunei 0.512 48 1994 - 2021
Kuwait 0.51 49 1980 - 2021
Cyprus 0.505 50 1980 - 2021
Vanuatu 0.497 51 1980 - 2021
Greece 0.479 52 1982 - 2021
Costa Rica 0.477 53 1980 - 2021
Malta 0.476 54 1980 - 2021
Ant.& Barb. 0.467 55 1980 - 2021
Czechia 0.463 56 1990 - 2021
China 0.461 57 1982 - 2021
Germany 0.459 58 1980 - 2021
Hong Kong 0.458 59 1980 - 2021
Bhutan 0.445 60 1982 - 2021
Guatemala 0.445 61 1980 - 2021
New Zealand 0.445 62 1980 - 2021
Grenada 0.438 63 1980 - 2021
Argentina 0.431 64 1980 - 2021
Namibia 0.43 65 1990 - 2021
UK 0.429 66 1980 - 2021
Belize 0.422 67 1980 - 2021
Mexico 0.414 68 1980 - 2021
Tunisia 0.408 69 1980 - 2021
Venezuela 0.407 70 1980 - 2021
Ukraine 0.405 71 1992 - 2021
Indonesia 0.397 72 1980 - 2021
Morocco 0.388 73 1980 - 2021
Denmark 0.386 74 1980 - 2021
Ireland 0.386 75 1980 - 2021
Albania 0.373 76 1992 - 2021
Lebanon 0.364 77 1980 - 2021
Mauritius 0.364 78 1980 - 2021
Estonia 0.363 79 1992 - 2021
Saudi Arabia 0.359 80 1980 - 2021
S.T.&Principe 0.358 81 1993 - 2021
Nepal 0.351 82 1980 - 2021
Oman 0.349 83 1980 - 2021
Fiji 0.346 84 1980 - 2021
Chile 0.345 85 1980 - 2021
Saint Lucia 0.343 86 1980 - 2021
Malaysia 0.341 87 1980 - 2021
St. Vincent & ... 0.341 88 1980 - 2021
Maldives 0.338 89 1980 - 2021
Latvia 0.332 90 1993 - 2021
Qatar 0.33 91 1980 - 2021
Colombia 0.326 92 1980 - 2021
Tr.&Tobago 0.323 93 1980 - 2021
Singapore 0.321 94 1980 - 2021
Suriname 0.316 95 1980 - 2021
UA Emirates 0.316 96 1980 - 2021
Jordan 0.301 97 1980 - 2021
Domin. Rep. 0.299 98 1980 - 2021
Barbados 0.293 99 1980 - 2021
Honduras 0.293 100 1980 - 2021
Cambodia 0.285 101 1993 - 2021
South Africa 0.285 102 1980 - 2021
Ecuador 0.28 103 1980 - 2021
Kyrgyzstan 0.273 104 1995 - 2021
El Salvador 0.266 105 1980 - 2021
India 0.266 106 1980 - 2021
Lithuania 0.263 107 1993 - 2021
Swaziland 0.259 108 1980 - 2021
Sweden 0.259 109 1980 - 2021
Belarus 0.256 110 1993 - 2021
Dominica 0.252 111 1980 - 2021
Jamaica 0.248 112 1980 - 2021
Botswana 0.247 113 1980 - 2021
Azerbaijan 0.241 114 1992 - 2021
Philippines 0.235 115 1980 - 2021
Finland 0.234 116 1980 - 2021
Paraguay 0.227 117 1980 - 2021
Netherlands 0.21 118 1980 - 2021
Sri Lanka 0.204 119 1980 - 2021
Egypt 0.201 120 1980 - 2021
Micronesia 0.196 121 1995 - 2021
Nicaragua 0.189 122 1980 - 2021
Ghana 0.185 123 1980 - 2021
Guyana 0.185 124 1980 - 2021
Mauritania 0.181 125 1980 - 2021
Djibouti 0.178 126 1987 - 2021
Angola 0.175 127 1995 - 2021
Pakistan 0.171 128 1980 - 2021
Gabon 0.166 129 1980 - 2021
Laos 0.16 130 1989 - 2021
Bangladesh 0.156 131 1980 - 2021
Vietnam 0.153 132 1992 - 2021
Libya 0.15 133 1980 - 2021
Tajikistan 0.142 134 1998 - 2021
Eq. Guinea 0.132 135 1985 - 2021
Kiribati 0.131 136 1997 - 2021
Norway 0.13 137 1980 - 2021
Gambia 0.125 138 1980 - 2021
Nigeria 0.121 139 1980 - 2021
Solomon Isl. 0.107 140 1980 - 2021
Lesotho 0.104 141 1980 - 2021
Algeria 0.103 142 1980 - 2021
Burma 0.096 143 1980 - 2021
Togo 0.095 144 1980 - 2021
Senegal 0.09 145 1980 - 2021
Ivory Coast 0.088 146 1982 - 2021
Syria 0.088 147 1980 - 2021
R. of Congo 0.085 148 1980 - 2021
Mozambique 0.083 149 1990 - 2021
Kenya 0.082 150 1980 - 2021
Comoros 0.08 151 1982 - 2021
G.-Bissau 0.077 152 1990 - 2021
Zambia 0.073 153 1980 - 2021
Mali 0.07 154 1980 - 2021
Sudan 0.068 155 1980 - 2021
Benin 0.059 156 1980 - 2021
Rwanda 0.058 157 1980 - 2021
Tanzania 0.056 158 1980 - 2021
Burkina Faso 0.054 159 1980 - 2021
Liberia 0.053 160 1981 - 2021
Papua N.G. 0.053 161 1980 - 2021
Madagascar 0.049 162 1980 - 2021
Haiti 0.048 163 1980 - 2021
Cameroon 0.047 164 1980 - 2021
Yemen 0.047 165 1988 - 2021
Burundi 0.044 166 1980 - 2021
Guinea 0.043 167 1989 - 2021
Malawi 0.043 168 1980 - 2021
Uganda 0.043 169 1980 - 2021
Ethiopia 0.037 170 1980 - 2021
Sierra Leone 0.033 171 1980 - 2021
Niger 0.027 172 1980 - 2021
Chad 0.02 173 1980 - 2021
C.A. Republic 0.014 174 1980 - 2021
DR Congo 0.007 175 1993 - 2021



Definition: Measures access to financial services as a principal component of the following two variables: Bank branches per 100,000 adults and ATMs per 100,000 adults. See Svirydzenka, Katsiaryna (IMF, 2016) for more detail.

Selected articles from our guide:

The unholy trinity of international finance

Most commonly used measures of corruption

All articles

1. Macao
2. Luxembourg
3. Japan
4. Bulgaria
5. Seychelles
6. Spain
7. Portugal
8. USA
9. Switzerland
10. Croatia
11. France
12. Italy
13. Bahamas
14. Russia
15. Georgia
16. Australia
17. Iran
18. Canada
19. Uzbekistan
20. Cape Verde
21. Mongolia
22. Bolivia
23. Israel
24. South Korea
25. Aruba
26. Austria
27. Iceland
28. Brazil
29. Slovenia
30. Uruguay
31. Bosnia & Herz.
32. Belgium
33. Thailand
34. Moldova
35. Armenia
36. Samoa
37. Poland
38. Tonga
39. Peru
40. Kazakhstan
41. Panama
42. Serbia
43. Romania
44. Turkey
45. Hungary
46. Slovakia
47. North Macedonia
48. Brunei
49. Kuwait
50. Cyprus
51. Vanuatu
52. Greece
53. Costa Rica
54. Malta
55. Ant.& Barb.
56. Czechia
57. China
58. Germany
59. Hong Kong
60. Bhutan
61. Guatemala
62. New Zealand
63. Grenada
64. Argentina
65. Namibia
66. UK
67. Belize
68. Mexico
69. Tunisia
70. Venezuela
71. Ukraine
72. Indonesia
73. Morocco
74. Denmark
75. Ireland
76. Albania
77. Lebanon
78. Mauritius
79. Estonia
80. Saudi Arabia
81. S.T.&Principe
82. Nepal
83. Oman
84. Fiji
85. Chile
86. Saint Lucia
87. Malaysia
88. St. Vincent & ...
89. Maldives
90. Latvia
91. Qatar
92. Colombia
93. Tr.&Tobago
94. Singapore
95. Suriname
96. UA Emirates
97. Jordan
98. Domin. Rep.
99. Barbados
100. Honduras
101. Cambodia
102. South Africa
103. Ecuador
104. Kyrgyzstan
105. El Salvador
106. India
107. Lithuania
108. Swaziland
109. Sweden
110. Belarus
111. Dominica
112. Jamaica
113. Botswana
114. Azerbaijan
115. Philippines
116. Finland
117. Paraguay
118. Netherlands
119. Sri Lanka
120. Egypt
121. Micronesia
122. Nicaragua
123. Ghana
124. Guyana
125. Mauritania
126. Djibouti
127. Angola
128. Pakistan
129. Gabon
130. Laos
131. Bangladesh
132. Vietnam
133. Libya
134. Tajikistan
135. Eq. Guinea
136. Kiribati
137. Norway
138. Gambia
139. Nigeria
140. Solomon Isl.
141. Lesotho
142. Algeria
143. Burma
144. Togo
145. Senegal
146. Ivory Coast
147. Syria
148. R. of Congo
149. Mozambique
150. Kenya
151. Comoros
152. G.-Bissau
153. Zambia
154. Mali
155. Sudan
156. Benin
157. Rwanda
158. Tanzania
159. Burkina Faso
160. Liberia
161. Papua N.G.
162. Madagascar
163. Haiti
164. Cameroon
165. Yemen
166. Burundi
167. Guinea
168. Malawi
169. Uganda
170. Ethiopia
171. Sierra Leone
172. Niger
173. Chad
174. C.A. Republic
175. DR Congo
0.965
0.935
0.899
0.891
0.873
0.864
0.862
0.833
0.831
0.816
0.802
0.794
0.790
0.790
0.787
0.783
0.755
0.744
0.728
0.720
0.701
0.690
0.679
0.661
0.646
0.645
0.622
0.616
0.616
0.614
0.607
0.604
0.588
0.585
0.580
0.571
0.567
0.567
0.563
0.560
0.548
0.546
0.530
0.530
0.524
0.524
0.513
0.512
0.510
0.505
0.497
0.479
0.477
0.476
0.467
0.463
0.461
0.459
0.458
0.445
0.445
0.445
0.438
0.431
0.430
0.429
0.422
0.414
0.408
0.407
0.405
0.397
0.388
0.386
0.386
0.373
0.364
0.364
0.363
0.359
0.358
0.351
0.349
0.346
0.345
0.343
0.341
0.341
0.338
0.332
0.330
0.326
0.323
0.321
0.316
0.316
0.301
0.299
0.293
0.293
0.285
0.285
0.280
0.273
0.266
0.266
0.263
0.259
0.259
0.256
0.252
0.248
0.247
0.241
0.235
0.234
0.227
0.210
0.204
0.201
0.196
0.189
0.185
0.185
0.181
0.178
0.175
0.171
0.166
0.160
0.156
0.153
0.150
0.142
0.132
0.131
0.130
0.125
0.121
0.107
0.104
0.103
0.096
0.095
0.090
0.088
0.088
0.085
0.083
0.082
0.080
0.077
0.073
0.070
0.068
0.059
0.058
0.056
0.054
0.053
0.053
0.049
0.048
0.047
0.047
0.044
0.043
0.043
0.043
0.037
0.033
0.027
0.020
0.014
0.007
0
0.2
0.5
0.7
0.97


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