Business credit interest rate by country: the latest data

* indicates monthly or quarterly data series
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* indicates monthly or quarterly data series
The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate.



Countries Latest value Reference Three months ago One year ago
Albania 6.79 Dec / 2022 6.44 5.57
Angola 17.74 Dec / 2024 17.60 14.23
Antigua and Barbuda 11.63 Dec / 2020 11.63 10.88
Argentina 40.86 Mar / 2025 44.01 95.69
Armenia 12.55 Dec / 2024 12.80 11.77
Aruba 6.00 Q3 / 2024 6.50 6.00
Australia 9.90 Dec / 2024 9.90 9.90
Austria 4.32 Dec / 2024 4.73 5.13
Azerbaijan 10.81 Jan / 2025 10.56 10.14
Bahrain 4.52 Dec / 2024 6.98 9.01
Bangladesh 11.84 Dec / 2024 11.70 9.36
Belarus 13.04 Jan / 2022 13.26 11.15
Belgium 3.69 Dec / 2024 3.94 3.98
Benin 7.15 Dec / 2023 7.22 7.25
Bosnia and Herzegovina 5.04 Sep / 2024 4.60 4.81
Botswana 6.76 Sep / 2022 6.26 5.25
Brazil 19.61 Dec / 2024 17.65 18.37
Bulgaria 3.85 Dec / 2024 3.97 3.90
Burkina Faso 8.25 Dec / 2023 7.55 7.39
Canada 5.48 Dec / 2024 6.12 6.36
Chile 9.64 Mar / 2025 8.65 12.39
Croatia 4.36 Sep / 2024 4.40 3.98
Cyprus 5.25 Dec / 2024 5.63 5.98
Czechia 5.47 Dec / 2024 5.72 7.34
Denmark 4.80 Jan / 2025 5.20 5.89
Dominica 11.00 Dec / 2020 11.00 10.88
Egypt 26.70 Dec / 2024 25.40 19.50
El Salvador 8.79 Dec / 2024 9.57 8.93
Estonia 5.34 Dec / 2024 6.52 6.84
Euro area 3.67 Jan / 2025 3.90 4.00
Finland 4.73 May / 2024 4.77 3.86
France 4.65 Jun / 2024 4.68 4.33
Germany 4.14 Dec / 2024 4.35 4.35
Greece 5.20 Dec / 2024 5.83 6.38
Grenada 9.88 Dec / 2020 9.88 10.25
Guinea-Bissau 7.50 Dec / 2023 10.31 9.65
Hungary 8.83 Dec / 2024 8.77 9.79
Indonesia 8.67 Dec / 2024 8.81 8.84
Ireland 4.77 Dec / 2024 5.09 5.42
Italy 4.76 Dec / 2024 5.18 5.31
Ivory Coast 6.70 Dec / 2023 6.03 6.40
Jamaica 11.31 Jan / 2025 11.16 9.90
Kazakhstan 17.81 Dec / 2024 17.59 18.73
Latvia 6.21 Sep / 2024 6.44 6.35
Lithuania 5.49 Dec / 2024 6.06 6.48
Luxembourg 4.10 Dec / 2024 4.41 4.57
North Macedonia 5.03 Nov / 2024 5.10 5.04
Mali 7.20 Dec / 2023 6.92 7.84
Malta 3.89 Dec / 2024 4.02 4.60
Moldova 7.83 Dec / 2024 7.84 9.80
Montenegro 5.07 Dec / 2024 5.18 5.19
Montserrat 9.88 Dec / 2020 9.88 10.75
Namibia 11.00 Nov / 2024 11.25 11.50
Netherlands 3.75 Dec / 2024 3.87 3.97
New Zealand 6.63 Feb / 2025 7.12 7.85
Niger 7.57 Dec / 2023 9.56 9.80
Nigeria 16.75 Sep / 2024 15.85 14.32
Norway 6.85 Dec / 2024 6.89 6.84
Peru 7.06 Dec / 2024 8.21 9.11
Poland 7.91 Dec / 2024 7.94 8.05
Portugal 5.01 Jun / 2023 4.22 2.18
Romania 8.44 Sep / 2024 8.65 9.06
Russia 19.28 Nov / 2024 17.10 13.86
Saint Lucia 10.00 Dec / 2020 10.00 10.00
Saint Vincent and the Grenadines 11.00 Dec / 2020 11.00 11.50
Senegal 8.15 Dec / 2023 9.24 9.35
Serbia 7.62 Dec / 2024 8.04 8.51
Seychelles 8.54 Jan / 2025 8.54 8.61
Slovakia 4.70 Dec / 2024 5.20 5.48
Slovenia 4.60 Dec / 2024 5.02 5.29
South Korea 4.62 Dec / 2024 4.77 5.29
Spain 4.00 Dec / 2024 4.53 5.13
Swaziland 10.50 Jan / 2025 10.75 11.00
Sweden 5.07 Sep / 2024 5.43 5.61
Togo 7.43 Dec / 2023 6.36 6.90
Tonga 6.97 Q2 / 2024 7.01 6.93
Turkey 60.40 Mar / 2025 59.63 66.29
USA 7.50 Mar / 2025 7.65 8.50
Ukraine 17.57 Dec / 2024 17.95 17.35
United Kingdom 6.06 Dec / 2024 6.40 6.51
Uruguay 12.89 Jan / 2025 12.07 12.87
Vanuatu 15.18 Q2 / 2024 14.76 15.95
Zimbabwe 39.91 Dec / 2024 23.92 93.77



The business credit interest rate is the average interest rate on the loan products offered by commercial banks to non-financial corporations. The business credit is a credit specifically intended for business purposes including secured and unsecured business loans to small or large business with variable or fixed interest rate. The table shows the latest available data from the national authorities as well as the values from three months ago and one year ago. The data are updated continuously.

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