* indicates monthly or quarterly data series

Banking system capital, percent of assets, 2020:

The average for 2020 based on 37 countries was 9.25 percent. The highest value was in Iceland: 15.74 percent and the lowest value was in the Netherlands: 5.88 percent. The indicator is available from 1998 to 2020. Below is a chart for all countries where data are available.

Measure: percent; Source: The International Monetary Fund
Select indicator
* indicates monthly or quarterly data series


Countries Banking system capital to assets, 2020 Global rank Available data
Iceland 15.74 1 1998 - 2020
Belarus 14.19 2 2001 - 2020
Croatia 13.37 3 1998 - 2020
Moldova 12.92 4 2000 - 2020
Bosnia & Herz. 12.52 5 2001 - 2020
Bulgaria 11.88 6 1998 - 2020
Ukraine 11.66 7 1999 - 2020
North Macedonia 11.64 8 2004 - 2020
Ireland 11.36 9 1998 - 2020
Turkey 10.55 10 1998 - 2020
Albania 10.39 11 2003 - 2020
Romania 10.33 12 2000 - 2020
Estonia 10.32 13 1998 - 2020
Slovakia 10.24 14 1998 - 2020
Latvia 10.02 15 1998 - 2020
Russia 9.97 16 1998 - 2020
Slovenia 9.52 17 2000 - 2020
Poland 9.4 18 1998 - 2020
Greece 8.83 19 1999 - 2020
Luxembourg 8.64 20 1998 - 2020
Malta 8.47 21 1999 - 2020
Cyprus 8.38 22 2008 - 2020
Switzerland 8.13 23 1998 - 2020
Austria 7.6 24 1998 - 2020
Portugal 7.47 25 1998 - 2020
Czechia 7.38 26 1999 - 2020
Belgium 7.06 27 1998 - 2020
UK 6.87 28 1998 - 2020
Finland 6.7 29 1998 - 2020
Denmark 6.64 30 1998 - 2020
Lithuania 6.63 31 1998 - 2020
Italy 6.6 32 1998 - 2020
Spain 6.5 33 1998 - 2020
Sweden 6.26 34 1998 - 2020
France 6.18 35 1998 - 2020
Germany 5.93 36 1998 - 2020
Netherlands 5.88 37 1998 - 2020



Definition: Ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.

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