Return on assets - Country rankings

* indicates monthly or quarterly data series

Bank return on assets, in percent, 2021:

The average for 2021 based on 136 countries was 1.57 percent. The highest value was in Syria: 8.83 percent and the lowest value was in Greece: -1.82 percent. The indicator is available from 1999 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: Bankscope
Select indicator
* indicates monthly or quarterly data series


Countries Return on assets, 2021 Global rank Available data
Syria 8.83 1 2005 - 2021
Zimbabwe 5.23 2 2001 - 2021
Ghana 4.9 3 2006 - 2021
Malawi 4.56 4 2000 - 2021
Burundi 4.4 5 2000 - 2021
Kazakhstan 4.37 6 2000 - 2021
Zambia 4.28 7 2000 - 2021
Angola 4.2 8 2002 - 2021
Tajikistan 4.18 9 2006 - 2021
Mozambique 4 10 2000 - 2021
Rwanda 3.89 11 2002 - 2021
Kenya 3.79 12 2000 - 2021
Georgia 3.59 13 2000 - 2021
Tanzania 3.47 14 2005 - 2021
Liberia 3.17 15 2015 - 2021
Uganda 2.89 16 2000 - 2021
Guyana 2.86 17 2000 - 2021
Namibia 2.78 18 2006 - 2021
Nicaragua 2.43 19 2000 - 2021
Egypt 2.36 20 2000 - 2021
Moldova 2.34 21 2000 - 2021
Azerbaijan 2.33 22 2000 - 2021
Iceland 2.33 23 2001 - 2021
Cambodia 2.27 24 2003 - 2021
Domin. Rep. 2.26 25 2000 - 2021
Mexico 2.1 26 2000 - 2021
Botswana 2.09 27 2000 - 2021
Argentina 2.05 28 2000 - 2021
Uruguay 2.02 29 2000 - 2021
Nepal 1.91 30 2000 - 2021
Brazil 1.86 31 2000 - 2021
Mongolia 1.86 32 2001 - 2021
Guatemala 1.85 33 2000 - 2021
Indonesia 1.84 34 2000 - 2021
Vietnam 1.82 35 2000 - 2021
Haiti 1.8 36 2004 - 2021
Paraguay 1.79 37 2000 - 2021
Jamaica 1.78 38 2003 - 2021
Ivory Coast 1.77 39 2000 - 2021
Peru 1.77 40 2000 - 2021
Bahamas 1.74 41 2000 - 2021
Kyrgyzstan 1.7 42 2001 - 2021
Saudi Arabia 1.69 43 2000 - 2021
Tr.&Tobago 1.64 44 2000 - 2021
Romania 1.63 45 2000 - 2021
Tunisia 1.62 46 2000 - 2021
Honduras 1.61 47 2000 - 2021
Pakistan 1.59 48 2000 - 2021
USA 1.59 49 2000 - 2021
Ukraine 1.54 50 2000 - 2021
Ethiopia 1.53 51 2000 - 2021
Cape Verde 1.47 52 2009 - 2021
Belarus 1.44 53 2000 - 2021
Israel 1.43 54 2000 - 2021
Philippines 1.43 55 2000 - 2021
Nigeria 1.41 56 2000 - 2021
Chile 1.38 57 2000 - 2021
New Zealand 1.38 58 2007 - 2021
Afghanistan 1.37 59 2007 - 2021
Croatia 1.37 60 2000 - 2021
Costa Rica 1.36 61 2000 - 2021
Sri Lanka 1.36 62 2012 - 2021
Albania 1.35 63 2000 - 2021
Venezuela 1.34 64 2000 - 2021
Qatar 1.32 65 2000 - 2021
Panama 1.31 66 2000 - 2021
South Africa 1.29 67 2000 - 2021
Norway 1.23 68 2000 - 2021
Slovenia 1.23 69 2000 - 2021
UA Emirates 1.22 70 2000 - 2021
Bulgaria 1.21 71 2000 - 2021
Malaysia 1.21 72 2000 - 2021
Bhutan 1.19 73 2014 - 2021
Barbados 1.18 74 2000 - 2021
Bosnia & Herz. 1.18 75 2000 - 2021
Hungary 1.18 76 2000 - 2021
Oman 1.17 77 2000 - 2021
El Salvador 1.16 78 2000 - 2021
India 1.16 79 2000 - 2021
Jordan 1.15 80 2000 - 2021
Canada 1.14 81 2000 - 2021
Ecuador 1.12 82 2000 - 2021
Kuwait 1.12 83 2000 - 2021
Mauritius 1.12 84 2000 - 2021
Turkey 1.1 85 2000 - 2021
Estonia 1.09 86 2000 - 2021
Czechia 1.07 87 2000 - 2021
Serbia 1.06 88 2000 - 2021
China 1.02 89 2000 - 2021
Morocco 1.01 90 2000 - 2021
Singapore 1.01 91 2000 - 2021
Ireland 1 92 2000 - 2021
Lithuania 1 93 2000 - 2021
North Macedonia 1 94 2000 - 2021
Fiji 0.98 95 2016 - 2021
Bangladesh 0.96 96 2000 - 2021
Bahrain 0.95 97 2000 - 2021
Lesotho 0.95 98 2001 - 2021
Sweden 0.95 99 2000 - 2021
Bolivia 0.9 100 2000 - 2021
Thailand 0.9 101 2000 - 2021
Armenia 0.89 102 2000 - 2021
Slovakia 0.89 103 2000 - 2021
Australia 0.87 104 2000 - 2021
Bermuda 0.87 105 2010 - 2021
Denmark 0.86 106 2000 - 2021
Austria 0.83 107 2000 - 2021
Uzbekistan 0.81 108 2000 - 2021
Finland 0.8 109 2000 - 2021
Hong Kong 0.8 110 2000 - 2021
Italy 0.79 111 2000 - 2021
Macao 0.78 112 2000 - 2021
UK 0.77 113 2000 - 2021
Latvia 0.75 114 2000 - 2021
Poland 0.74 115 2000 - 2021
South Korea 0.67 116 2000 - 2021
Netherlands 0.64 117 2000 - 2021
Luxembourg 0.63 118 2000 - 2021
Belgium 0.62 119 2000 - 2021
Portugal 0.6 120 2000 - 2021
Colombia 0.59 121 2000 - 2021
Taiwan 0.59 122 2000 - 2021
Montenegro 0.54 123 2004 - 2021
Malta 0.53 124 2000 - 2021
Spain 0.44 125 2000 - 2021
Laos 0.31 126 2009 - 2021
France 0.3 127 2000 - 2021
Russia 0.29 128 2000 - 2021
Burma 0.22 129 2006 - 2021
Japan 0.21 130 2000 - 2021
Cyprus 0.13 131 2000 - 2021
Germany 0.12 132 2000 - 2021
Switzerland 0.1 133 2000 - 2021
Lebanon 0.03 134 2000 - 2021
Iraq -0.01 135 2006 - 2021
Greece -1.82 136 2005 - 2021



Definition: Commercial banks’ pre-tax income to yearly averaged total assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
What explains the differences between countries

As one can see from the rankings, many of the banking systems with a high level of return on assets are not in the most advanced economies. The reason is that these financial systems are generally small and are usually dominated by a handful of banks. Competition between banks is not very strong. The banks also often fulfill state mandates on lending and receive support. Such institutions can be profitable despite being not very efficient. Therefore, while the overall economy may be underdeveloped, the few banks that serve it may actually have a decent ROA. In larger, more competitive banking systems, profits decline as banks compete for clients on the deposit and the lending side of the market.


Selected articles from our guide:

The unholy trinity of international finance

Most commonly used measures of corruption

All articles

1. Syria
2. Zimbabwe
3. Ghana
4. Malawi
5. Burundi
6. Kazakhstan
7. Zambia
8. Angola
9. Tajikistan
10. Mozambique
11. Rwanda
12. Kenya
13. Georgia
14. Tanzania
15. Liberia
16. Uganda
17. Guyana
18. Namibia
19. Nicaragua
20. Egypt
21. Moldova
22. Azerbaijan
23. Iceland
24. Cambodia
25. Domin. Rep.
26. Mexico
27. Botswana
28. Argentina
29. Uruguay
30. Nepal
31. Brazil
32. Mongolia
33. Guatemala
34. Indonesia
35. Vietnam
36. Haiti
37. Paraguay
38. Jamaica
39. Ivory Coast
40. Peru
41. Bahamas
42. Kyrgyzstan
43. Saudi Arabia
44. Tr.&Tobago
45. Romania
46. Tunisia
47. Honduras
48. Pakistan
49. USA
50. Ukraine
51. Ethiopia
52. Cape Verde
53. Belarus
54. Israel
55. Philippines
56. Nigeria
57. Chile
58. New Zealand
59. Afghanistan
60. Croatia
61. Costa Rica
62. Sri Lanka
63. Albania
64. Venezuela
65. Qatar
66. Panama
67. South Africa
68. Norway
69. Slovenia
70. UA Emirates
71. Bulgaria
72. Malaysia
73. Bhutan
74. Barbados
75. Bosnia & Herz.
76. Hungary
77. Oman
78. El Salvador
79. India
80. Jordan
81. Canada
82. Ecuador
83. Kuwait
84. Mauritius
85. Turkey
86. Estonia
87. Czechia
88. Serbia
89. China
90. Morocco
91. Singapore
92. Ireland
93. Lithuania
94. North Macedonia
95. Fiji
96. Bangladesh
97. Bahrain
98. Lesotho
99. Sweden
100. Bolivia
101. Thailand
102. Armenia
103. Slovakia
104. Australia
105. Bermuda
106. Denmark
107. Austria
108. Uzbekistan
109. Finland
110. Hong Kong
111. Italy
112. Macao
113. UK
114. Latvia
115. Poland
116. South Korea
117. Netherlands
118. Luxembourg
119. Belgium
120. Portugal
121. Colombia
122. Taiwan
123. Montenegro
124. Malta
125. Spain
126. Laos
127. France
128. Russia
129. Burma
130. Japan
131. Cyprus
132. Germany
133. Switzerland
134. Lebanon
135. Iraq
136. Greece
8.83
5.23
4.90
4.56
4.40
4.37
4.28
4.20
4.18
4.00
3.89
3.79
3.59
3.47
3.17
2.89
2.86
2.78
2.43
2.36
2.34
2.33
2.33
2.27
2.26
2.10
2.09
2.05
2.02
1.91
1.86
1.86
1.85
1.84
1.82
1.80
1.79
1.78
1.77
1.77
1.74
1.70
1.69
1.64
1.63
1.62
1.61
1.59
1.59
1.54
1.53
1.47
1.44
1.43
1.43
1.41
1.38
1.38
1.37
1.37
1.36
1.36
1.35
1.34
1.32
1.31
1.29
1.23
1.23
1.22
1.21
1.21
1.19
1.18
1.18
1.18
1.17
1.16
1.16
1.15
1.14
1.12
1.12
1.12
1.10
1.09
1.07
1.06
1.02
1.01
1.01
1.00
1.00
1.00
0.98
0.96
0.95
0.95
0.95
0.90
0.90
0.89
0.89
0.87
0.87
0.86
0.83
0.81
0.80
0.80
0.79
0.78
0.77
0.75
0.74
0.67
0.64
0.63
0.62
0.60
0.59
0.59
0.54
0.53
0.44
0.31
0.30
0.29
0.22
0.21
0.13
0.12
0.10
0.03
-0.01
-1.82
-1.82
0.8
3.5
6.2
8.83


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