Bank overhead cost - Country rankings

* indicates monthly or quarterly data series

Bank overhead costs, percent of total assets, 2021:

The average for 2021 based on 136 countries was 2.44 percent. The highest value was in Zimbabwe: 7.96 percent and the lowest value was in Japan: 0.44 percent. The indicator is available from 1999 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: Bankscope
Select indicator
* indicates monthly or quarterly data series


Countries Bank overhead cost, 2021 Global rank Available data
Zimbabwe 7.96 1 2001 - 2021
Argentina 7.2 2 2000 - 2021
Venezuela 6.68 3 2000 - 2021
Zambia 6 4 2000 - 2021
Mozambique 5.82 5 2000 - 2021
Cyprus 5.7 6 2000 - 2021
Malawi 5.6 7 2000 - 2021
Liberia 5.55 8 2015 - 2021
Tajikistan 5.54 9 2006 - 2021
Domin. Rep. 5.49 10 2000 - 2021
Uganda 5.08 11 2000 - 2021
Tanzania 5.07 12 2005 - 2021
Kyrgyzstan 5.03 13 2002 - 2021
Ghana 4.77 14 2006 - 2021
Angola 4.71 15 2002 - 2021
Ecuador 4.61 16 2000 - 2021
Honduras 4.61 17 2000 - 2021
Nicaragua 4.43 18 2000 - 2021
Rwanda 4.34 19 2002 - 2021
Lesotho 4.28 20 2001 - 2021
Namibia 4.09 21 2006 - 2021
Jamaica 4.06 22 2003 - 2021
Costa Rica 3.88 23 2000 - 2021
El Salvador 3.83 24 2000 - 2021
Burundi 3.79 25 2000 - 2021
Botswana 3.66 26 2000 - 2021
Azerbaijan 3.6 27 2000 - 2021
Mexico 3.57 28 2000 - 2021
Kenya 3.48 29 2000 - 2021
Guatemala 3.42 30 2000 - 2021
Moldova 3.34 31 2000 - 2021
Bolivia 3.27 32 2000 - 2021
Colombia 3.22 33 2000 - 2021
Belarus 3.19 34 2000 - 2021
Paraguay 3.15 35 2000 - 2021
Brazil 3.14 36 2000 - 2021
Montenegro 3.09 37 2004 - 2021
South Africa 2.88 38 2000 - 2021
Uruguay 2.8 39 2000 - 2021
Indonesia 2.79 40 2000 - 2021
Haiti 2.72 41 2004 - 2021
Nigeria 2.71 42 2000 - 2021
Afghanistan 2.68 43 2007 - 2021
Tr.&Tobago 2.66 44 2000 - 2021
Peru 2.64 45 2000 - 2021
Uzbekistan 2.63 46 2000 - 2021
Guyana 2.6 47 2000 - 2021
Hungary 2.55 48 2000 - 2021
Bosnia & Herz. 2.49 49 2000 - 2021
Serbia 2.48 50 2000 - 2021
Ukraine 2.44 51 2000 - 2021
Ethiopia 2.42 52 2000 - 2021
USA 2.41 53 2000 - 2021
Bahamas 2.39 54 2000 - 2021
Ivory Coast 2.37 55 2000 - 2021
Mongolia 2.32 56 2001 - 2021
Panama 2.3 57 2000 - 2021
Georgia 2.27 58 2000 - 2021
Tunisia 2.24 59 2000 - 2021
Armenia 2.21 60 2000 - 2021
Barbados 2.14 61 2008 - 2021
Romania 2.11 62 2000 - 2021
Bermuda 2.07 63 2010 - 2021
Switzerland 2.05 64 2000 - 2021
Kazakhstan 1.98 65 2000 - 2021
Cape Verde 1.97 66 2009 - 2021
Philippines 1.96 67 2003 - 2021
Pakistan 1.92 68 2000 - 2021
Sri Lanka 1.89 69 2012 - 2021
Poland 1.88 70 2000 - 2021
Cambodia 1.87 71 2003 - 2021
India 1.85 72 2000 - 2021
Albania 1.84 73 2000 - 2021
Bangladesh 1.82 74 2000 - 2021
Jordan 1.81 75 2000 - 2021
Lebanon 1.8 76 2000 - 2021
Fiji 1.79 77 2016 - 2021
Iceland 1.74 78 2001 - 2021
Nepal 1.72 79 2000 - 2021
Estonia 1.71 80 2000 - 2021
Latvia 1.68 81 2000 - 2021
Croatia 1.66 82 2000 - 2021
Bulgaria 1.65 83 2000 - 2021
Oman 1.62 84 2000 - 2021
Chile 1.61 85 2000 - 2021
Morocco 1.6 86 2000 - 2021
Germany 1.58 87 2000 - 2021
Canada 1.56 88 2000 - 2021
Slovenia 1.55 89 2000 - 2021
Ireland 1.51 90 2000 - 2021
Italy 1.51 91 2000 - 2021
Turkey 1.48 92 2000 - 2021
Egypt 1.47 93 2000 - 2021
Israel 1.46 94 2000 - 2021
Vietnam 1.46 95 2000 - 2021
Malta 1.44 96 2000 - 2021
Austria 1.41 97 2000 - 2021
Thailand 1.4 98 2000 - 2021
South Korea 1.39 99 2000 - 2021
UK 1.39 100 2000 - 2021
North Macedonia 1.33 101 2000 - 2021
Bahrain 1.32 102 2000 - 2021
Slovakia 1.29 103 2000 - 2021
Saudi Arabia 1.27 104 2000 - 2021
Greece 1.26 105 2005 - 2021
Bhutan 1.23 106 2014 - 2021
Spain 1.23 107 2000 - 2021
Denmark 1.21 108 2000 - 2021
Czechia 1.19 109 2000 - 2021
Kuwait 1.19 110 2000 - 2021
Malaysia 1.18 111 2000 - 2021
UA Emirates 1.17 112 2000 - 2021
Syria 1.16 113 2005 - 2021
Portugal 1.14 114 2000 - 2021
Luxembourg 1.12 115 2000 - 2021
Mauritius 1.09 116 2000 - 2021
Taiwan 1.08 117 2000 - 2021
Belgium 1.04 118 2000 - 2021
Laos 1.03 119 2009 - 2021
Australia 1.01 120 2000 - 2021
Netherlands 1.01 121 2000 - 2021
Iraq 1 122 2006 - 2021
New Zealand 1 123 2007 - 2021
Norway 0.98 124 2000 - 2021
Sweden 0.96 125 2000 - 2021
Finland 0.92 126 2000 - 2021
Hong Kong 0.91 127 2000 - 2021
Lithuania 0.86 128 2000 - 2021
Singapore 0.85 129 2000 - 2021
China 0.81 130 2000 - 2021
France 0.81 131 2000 - 2021
Macao 0.81 132 2000 - 2021
Burma 0.66 133 2011 - 2021
Qatar 0.66 134 2000 - 2021
Russia 0.47 135 2000 - 2021
Japan 0.44 136 2000 - 2021



Definition: Operating expenses of a bank as a share of the value of all assets held. Total assets include total earning assets, cash and due from banks, foreclosed real estate, fixed assets, goodwill, other intangibles, current tax assets, deferred tax assets, discontinued operations and other assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.

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All articles

1. Zimbabwe
2. Argentina
3. Venezuela
4. Zambia
5. Mozambique
6. Cyprus
7. Malawi
8. Liberia
9. Tajikistan
10. Domin. Rep.
11. Uganda
12. Tanzania
13. Kyrgyzstan
14. Ghana
15. Angola
16. Ecuador
17. Honduras
18. Nicaragua
19. Rwanda
20. Lesotho
21. Namibia
22. Jamaica
23. Costa Rica
24. El Salvador
25. Burundi
26. Botswana
27. Azerbaijan
28. Mexico
29. Kenya
30. Guatemala
31. Moldova
32. Bolivia
33. Colombia
34. Belarus
35. Paraguay
36. Brazil
37. Montenegro
38. South Africa
39. Uruguay
40. Indonesia
41. Haiti
42. Nigeria
43. Afghanistan
44. Tr.&Tobago
45. Peru
46. Uzbekistan
47. Guyana
48. Hungary
49. Bosnia & Herz.
50. Serbia
51. Ukraine
52. Ethiopia
53. USA
54. Bahamas
55. Ivory Coast
56. Mongolia
57. Panama
58. Georgia
59. Tunisia
60. Armenia
61. Barbados
62. Romania
63. Bermuda
64. Switzerland
65. Kazakhstan
66. Cape Verde
67. Philippines
68. Pakistan
69. Sri Lanka
70. Poland
71. Cambodia
72. India
73. Albania
74. Bangladesh
75. Jordan
76. Lebanon
77. Fiji
78. Iceland
79. Nepal
80. Estonia
81. Latvia
82. Croatia
83. Bulgaria
84. Oman
85. Chile
86. Morocco
87. Germany
88. Canada
89. Slovenia
90. Ireland
91. Italy
92. Turkey
93. Egypt
94. Israel
95. Vietnam
96. Malta
97. Austria
98. Thailand
99. South Korea
100. UK
101. North Macedonia
102. Bahrain
103. Slovakia
104. Saudi Arabia
105. Greece
106. Bhutan
107. Spain
108. Denmark
109. Czechia
110. Kuwait
111. Malaysia
112. UA Emirates
113. Syria
114. Portugal
115. Luxembourg
116. Mauritius
117. Taiwan
118. Belgium
119. Laos
120. Australia
121. Netherlands
122. Iraq
123. New Zealand
124. Norway
125. Sweden
126. Finland
127. Hong Kong
128. Lithuania
129. Singapore
130. China
131. France
132. Macao
133. Burma
134. Qatar
135. Russia
136. Japan
7.96
7.20
6.68
6.00
5.82
5.70
5.60
5.55
5.54
5.49
5.08
5.07
5.03
4.77
4.71
4.61
4.61
4.43
4.34
4.28
4.09
4.06
3.88
3.83
3.79
3.66
3.60
3.57
3.48
3.42
3.34
3.27
3.22
3.19
3.15
3.14
3.09
2.88
2.80
2.79
2.72
2.71
2.68
2.66
2.64
2.63
2.60
2.55
2.49
2.48
2.44
2.42
2.41
2.39
2.37
2.32
2.30
2.27
2.24
2.21
2.14
2.11
2.07
2.05
1.98
1.97
1.96
1.92
1.89
1.88
1.87
1.85
1.84
1.82
1.81
1.80
1.79
1.74
1.72
1.71
1.68
1.66
1.65
1.62
1.61
1.60
1.58
1.56
1.55
1.51
1.51
1.48
1.47
1.46
1.46
1.44
1.41
1.40
1.39
1.39
1.33
1.32
1.29
1.27
1.26
1.23
1.23
1.21
1.19
1.19
1.18
1.17
1.16
1.14
1.12
1.09
1.08
1.04
1.03
1.01
1.01
1.00
1.00
0.98
0.96
0.92
0.91
0.86
0.85
0.81
0.81
0.81
0.66
0.66
0.47
0.44
0
2
4
6
7.96


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