* indicates monthly or quarterly data series

Bank overhead costs, percent of total assets, 2021 - Country rankings:

The average for 2021 based on 136 countries was 2.44 percent.The highest value was in Zimbabwe: 7.96 percent and the lowest value was in Japan: 0.44 percent. The indicator is available from 1999 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: Bankscope
Select indicator
* indicates monthly or quarterly data series


Countries Overhead cost, 2021 Global rank Available data
Zimbabwe 7.96 1 2001 - 2021
Argentina 7.2 2 2000 - 2021
Venezuela 6.68 3 2000 - 2021
Zambia 6 4 2000 - 2021
Mozambique 5.82 5 2000 - 2021
Cyprus 5.7 6 2000 - 2021
Malawi 5.6 7 2000 - 2021
Liberia 5.55 8 2015 - 2021
Tajikistan 5.54 9 2006 - 2021
Domin. Rep. 5.49 10 2000 - 2021
Uganda 5.08 11 2000 - 2021
Tanzania 5.07 12 2005 - 2021
Kyrgyzstan 5.03 13 2002 - 2021
Ghana 4.77 14 2006 - 2021
Angola 4.71 15 2002 - 2021
Ecuador 4.61 16 2000 - 2021
Honduras 4.61 17 2000 - 2021
Nicaragua 4.43 18 2000 - 2021
Rwanda 4.34 19 2002 - 2021
Lesotho 4.28 20 2001 - 2021
Namibia 4.09 21 2006 - 2021
Jamaica 4.06 22 2003 - 2021
Costa Rica 3.88 23 2000 - 2021
El Salvador 3.83 24 2000 - 2021
Burundi 3.79 25 2000 - 2021
Botswana 3.66 26 2000 - 2021
Azerbaijan 3.6 27 2000 - 2021
Mexico 3.57 28 2000 - 2021
Kenya 3.48 29 2000 - 2021
Guatemala 3.42 30 2000 - 2021
Moldova 3.34 31 2000 - 2021
Bolivia 3.27 32 2000 - 2021
Colombia 3.22 33 2000 - 2021
Belarus 3.19 34 2000 - 2021
Paraguay 3.15 35 2000 - 2021
Brazil 3.14 36 2000 - 2021
Montenegro 3.09 37 2004 - 2021
South Africa 2.88 38 2000 - 2021
Uruguay 2.8 39 2000 - 2021
Indonesia 2.79 40 2000 - 2021
Haiti 2.72 41 2004 - 2021
Nigeria 2.71 42 2000 - 2021
Afghanistan 2.68 43 2007 - 2021
Tr.&Tobago 2.66 44 2000 - 2021
Peru 2.64 45 2000 - 2021
Uzbekistan 2.63 46 2000 - 2021
Guyana 2.6 47 2000 - 2021
Hungary 2.55 48 2000 - 2021
Bosnia & Herz. 2.49 49 2000 - 2021
Serbia 2.48 50 2000 - 2021
Ukraine 2.44 51 2000 - 2021
Ethiopia 2.42 52 2000 - 2021
USA 2.41 53 2000 - 2021
Bahamas 2.39 54 2000 - 2021
Ivory Coast 2.37 55 2000 - 2021
Mongolia 2.32 56 2001 - 2021
Panama 2.3 57 2000 - 2021
Georgia 2.27 58 2000 - 2021
Tunisia 2.24 59 2000 - 2021
Armenia 2.21 60 2000 - 2021
Barbados 2.14 61 2008 - 2021
Romania 2.11 62 2000 - 2021
Bermuda 2.07 63 2010 - 2021
Switzerland 2.05 64 2000 - 2021
Kazakhstan 1.98 65 2000 - 2021
Cape Verde 1.97 66 2009 - 2021
Philippines 1.96 67 2003 - 2021
Pakistan 1.92 68 2000 - 2021
Sri Lanka 1.89 69 2012 - 2021
Poland 1.88 70 2000 - 2021
Cambodia 1.87 71 2003 - 2021
India 1.85 72 2000 - 2021
Albania 1.84 73 2000 - 2021
Bangladesh 1.82 74 2000 - 2021
Jordan 1.81 75 2000 - 2021
Lebanon 1.8 76 2000 - 2021
Fiji 1.79 77 2016 - 2021
Iceland 1.74 78 2001 - 2021
Nepal 1.72 79 2000 - 2021
Estonia 1.71 80 2000 - 2021
Latvia 1.68 81 2000 - 2021
Croatia 1.66 82 2000 - 2021
Bulgaria 1.65 83 2000 - 2021
Oman 1.62 84 2000 - 2021
Chile 1.61 85 2000 - 2021
Morocco 1.6 86 2000 - 2021
Germany 1.58 87 2000 - 2021
Canada 1.56 88 2000 - 2021
Slovenia 1.55 89 2000 - 2021
Ireland 1.51 90 2000 - 2021
Italy 1.51 91 2000 - 2021
Turkey 1.48 92 2000 - 2021
Egypt 1.47 93 2000 - 2021
Israel 1.46 94 2000 - 2021
Vietnam 1.46 95 2000 - 2021
Malta 1.44 96 2000 - 2021
Austria 1.41 97 2000 - 2021
Thailand 1.4 98 2000 - 2021
South Korea 1.39 99 2000 - 2021
UK 1.39 100 2000 - 2021
North Macedonia 1.33 101 2000 - 2021
Bahrain 1.32 102 2000 - 2021
Slovakia 1.29 103 2000 - 2021
Saudi Arabia 1.27 104 2000 - 2021
Greece 1.26 105 2005 - 2021
Bhutan 1.23 106 2014 - 2021
Spain 1.23 107 2000 - 2021
Denmark 1.21 108 2000 - 2021
Czechia 1.19 109 2000 - 2021
Kuwait 1.19 110 2000 - 2021
Malaysia 1.18 111 2000 - 2021
UA Emirates 1.17 112 2000 - 2021
Syria 1.16 113 2005 - 2021
Portugal 1.14 114 2000 - 2021
Luxembourg 1.12 115 2000 - 2021
Mauritius 1.09 116 2000 - 2021
Taiwan 1.08 117 2000 - 2021
Belgium 1.04 118 2000 - 2021
Laos 1.03 119 2009 - 2021
Australia 1.01 120 2000 - 2021
Netherlands 1.01 121 2000 - 2021
Iraq 1 122 2006 - 2021
New Zealand 1 123 2007 - 2021
Norway 0.98 124 2000 - 2021
Sweden 0.96 125 2000 - 2021
Finland 0.92 126 2000 - 2021
Hong Kong 0.91 127 2000 - 2021
Lithuania 0.86 128 2000 - 2021
Singapore 0.85 129 2000 - 2021
China 0.81 130 2000 - 2021
France 0.81 131 2000 - 2021
Macao 0.81 132 2000 - 2021
Burma 0.66 133 2011 - 2021
Qatar 0.66 134 2000 - 2021
Russia 0.47 135 2000 - 2021
Japan 0.44 136 2000 - 2021

Economic outlook around the world

Definition: Operating expenses of a bank as a share of the value of all assets held. Total assets include total earning assets, cash and due from banks, foreclosed real estate, fixed assets, goodwill, other intangibles, current tax assets, deferred tax assets, discontinued operations and other assets. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
7.96
7.20
6.68
6.00
5.82
5.70
5.60
5.55
5.54
5.49
5.08
5.07
5.03
4.77
4.71
4.61
4.61
4.43
4.34
4.28
4.09
4.06
3.88
3.83
3.79
3.66
3.60
3.57
3.48
3.42
3.34
3.27
3.22
3.19
3.15
3.14
3.09
2.88
2.80
2.79
2.72
2.71
2.68
2.66
2.64
2.63
2.60
2.55
2.49
2.48
2.44
2.42
2.41
2.39
2.37
2.32
2.30
2.27
2.24
2.21
2.14
2.11
2.07
2.05
1.98
1.97
1.96
1.92
1.89
1.88
1.87
1.85
1.84
1.82
1.81
1.80
1.79
1.74
1.72
1.71
1.68
1.66
1.65
1.62
1.61
1.60
1.58
1.56
1.55
1.51
1.51
1.48
1.47
1.46
1.46
1.44
1.41
1.40
1.39
1.39
1.33
1.32
1.29
1.27
1.26
1.23
1.23
1.21
1.19
1.19
1.18
1.17
1.16
1.14
1.12
1.09
1.08
1.04
1.03
1.01
1.01
1.00
1.00
0.98
0.96
0.92
0.91
0.86
0.85
0.81
0.81
0.81
0.66
0.66
0.47
0.44
0
2
4
6
7.96
This site uses cookies.
Learn more here


OK