* indicates monthly or quarterly data series

Bank cost to income ratio, in percent, 2021:

The average for 2021 based on 21 countries was 53.86 percent. The highest value was in Lesotho: 77.63 percent and the lowest value was in Mauritius: 41.92 percent. The indicator is available from 2000 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: Bankscope
Select indicator
* indicates monthly or quarterly data series


Countries Bank cost to income ratio, 2021 Global rank Available data
Lesotho 77.63 1 2000 - 2021
Nigeria 65.04 2 2000 - 2021
South Africa 61.01 3 2000 - 2021
Botswana 58.45 4 2000 - 2021
Zambia 57.16 5 2000 - 2021
Liberia 55.86 6 2015 - 2021
Ethiopia 55.42 7 2000 - 2021
Uganda 55.01 8 2000 - 2021
Mozambique 54.89 9 2000 - 2021
Tanzania 54.8 10 2004 - 2021
Angola 54.17 11 2001 - 2021
Namibia 53.63 12 2005 - 2021
Ivory Coast 52.86 13 2000 - 2021
Malawi 52 14 2000 - 2021
Cape Verde 51.67 15 2008 - 2021
Zimbabwe 49.74 16 2001 - 2021
Burundi 49.18 17 2008 - 2021
Ghana 45.45 18 2005 - 2021
Rwanda 42.97 19 2003 - 2021
Kenya 42.18 20 2000 - 2021
Mauritius 41.92 21 2001 - 2021



Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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