* indicates monthly or quarterly data series

Bank cost to income ratio, in percent, 2021:

The average for 2021 based on 40 countries was 47.81 percent. The highest value was in Iraq: 92.41 percent and the lowest value was in Syria: 10.52 percent. The indicator is available from 2000 to 2021. Below is a chart for all countries where data are available.

Measure: percent; Source: Bankscope
Select indicator
* indicates monthly or quarterly data series


Countries Bank cost to income ratio, 2021 Global rank Available data
Iraq 92.41 1 2005 - 2021
Laos 74.68 2 2009 - 2021
Kyrgyzstan 67.78 3 2001 - 2021
Afghanistan 64.39 4 2006 - 2021
South Korea 63.74 5 2000 - 2021
Taiwan 61.71 6 2000 - 2021
Japan 60.57 7 2000 - 2021
Azerbaijan 59.5 8 2000 - 2021
Bhutan 54.16 9 2013 - 2021
Israel 53.88 10 2000 - 2021
Burma 52.81 11 2012 - 2021
Philippines 51.94 12 2003 - 2021
Bahrain 51.67 13 2000 - 2021
Pakistan 51.55 14 2000 - 2021
Hong Kong 50.56 15 2000 - 2021
Jordan 49.55 16 2000 - 2021
Oman 48.57 17 2000 - 2021
Bangladesh 48.34 18 2000 - 2021
India 47.82 19 2000 - 2021
Armenia 47.56 20 2000 - 2021
Indonesia 47.22 21 2000 - 2021
Mongolia 46.43 22 2000 - 2021
Singapore 45.36 23 2000 - 2021
Thailand 44.62 24 2000 - 2021
Nepal 44.46 25 2000 - 2021
Sri Lanka 43.49 26 2011 - 2021
Malaysia 43.43 27 2000 - 2021
Tajikistan 43.11 28 2005 - 2021
Uzbekistan 42.27 29 2000 - 2021
Cambodia 41.97 30 2002 - 2021
Kuwait 40.83 31 2000 - 2021
UA Emirates 39.04 32 2000 - 2021
Georgia 38.33 33 2000 - 2021
Saudi Arabia 38.03 34 2000 - 2021
Vietnam 34.74 35 2000 - 2021
China 31.75 36 2000 - 2021
Kazakhstan 29.94 37 2000 - 2021
Macao 29.65 38 2000 - 2021
Qatar 24.17 39 2000 - 2021
Syria 10.52 40 2005 - 2021



Definition: Operating expenses of a bank as a share of the sum of net-interest revenue and other operating income. The numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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