* indicates monthly or quarterly data series

Non-performing loans as percent of all bank loans, 2022:

The average for 2022 based on 17 countries was 2.78 percent. The highest value was in Cyprus: 7.66 percent and the lowest value was in Sweden: 0.3 percent. The indicator is available from 2000 to 2022. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Non-performing loans, 2022 Global rank Available data
Cyprus 7.66 1 2008 - 2022
Greece 6.53 2 2008 - 2022
Bulgaria 4.63 3 2008 - 2022
Croatia 4.33 4 2006 - 2022
Hungary 3.85 5 2008 - 2022
Malta 3.7 6 2005 - 2022
Spain 3.06 7 2012 - 2022
Slovakia 1.86 8 2005 - 2022
Latvia 1.76 9 2008 - 2022
Slovenia 1.75 10 2008 - 2022
Netherlands 1.61 11 2008 - 2022
Luxembourg 1.59 12 2009 - 2022
Czechia 1.46 13 2008 - 2022
Finland 1.35 14 2007 - 2022
Denmark 1.07 15 2010 - 2022
Estonia 0.8 16 2008 - 2022
Sweden 0.3 17 2016 - 2022



Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.

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