* indicates monthly or quarterly data series

Non-performing loans as percent of all bank loans, 2022:

The average for 2022 based on 15 countries was 12.46 percent. The highest value was in Equatorial Guinea: 55.41 percent and the lowest value was in Botswana: 3.75 percent. The indicator is available from 2000 to 2022. Below is a chart for all countries where data are available.

Measure: percent; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Non-performing loans, 2022 Global rank Available data
Eq. Guinea 55.41 1 2010 - 2022
Chad 27.7 2 2010 - 2022
Ghana 14.79 3 2008 - 2022
C.A. Republic 14.51 4 2010 - 2022
Cameroon 13.03 5 2010 - 2022
Kenya 11.11 6 2006 - 2022
Madagascar 7.68 7 2005 - 2022
Gabon 7.64 8 2010 - 2022
DR Congo 7.43 9 2018 - 2022
Malawi 5.52 10 2015 - 2022
Uganda 5.14 11 2005 - 2022
Mauritius 4.92 12 2009 - 2022
Lesotho 4.31 13 2009 - 2022
Nigeria 4.01 14 2007 - 2022
Botswana 3.75 15 2012 - 2022



Definition: Bank nonperforming loans to total gross loans are the value of nonperforming loans divided by the total value of the loan portfolio (including nonperforming loans before the deduction of specific loan-loss provisions). The loan amount recorded as nonperforming should be the gross value of the loan as recorded on the balance sheet, not just the amount that is overdue.

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