* indicates monthly or quarterly data series

Index of legal rights for creditors and borrowers (0 = weak to 12 = strong), 2019:

The average for 2019 based on 186 countries was 5.69 points. The highest value was in Azerbaijan: 12 points and the lowest value was in Bolivia: 0 points. The indicator is available from 2013 to 2019. Below is a chart for all countries where data are available.

Measure: points; Source: The World Bank
Select indicator
* indicates monthly or quarterly data series


Countries Legal rights, 2019 Global rank Available data
Azerbaijan 12 1 2013 - 2019
Brunei 12 2 2013 - 2019
Montenegro 12 3 2013 - 2019
New Zealand 12 4 2013 - 2019
Puerto Rico 12 5 2013 - 2019
Australia 11 6 2013 - 2019
Colombia 11 7 2013 - 2019
Jordan 11 8 2013 - 2019
Kenya 11 9 2013 - 2019
Malawi 11 10 2013 - 2019
Rwanda 11 11 2013 - 2019
Tajikistan 11 12 2013 - 2019
USA 11 13 2013 - 2019
Vanuatu 11 14 2013 - 2019
Zambia 11 15 2013 - 2019
Afghanistan 10 16 2013 - 2019
Cambodia 10 17 2013 - 2019
Costa Rica 10 18 2013 - 2019
Liberia 10 19 2013 - 2019
Mexico 10 20 2013 - 2019
Micronesia 10 21 2013 - 2019
Nepal 10 22 2013 - 2019
Palau 10 23 2013 - 2019
Solomon Isl. 10 24 2013 - 2019
Tonga 10 25 2013 - 2019
Canada 9 26 2013 - 2019
El Salvador 9 27 2013 - 2019
Georgia 9 28 2013 - 2019
Guatemala 9 29 2013 - 2019
Hungary 9 30 2013 - 2019
India 9 31 2013 - 2019
Jamaica 9 32 2013 - 2019
Kyrgyzstan 9 33 2013 - 2019
Latvia 9 34 2013 - 2019
Mongolia 9 35 2013 - 2019
Nigeria 9 36 2013 - 2019
North Macedonia 9 37 2013 - 2019
Papua N.G. 9 38 2013 - 2019
Romania 9 39 2013 - 2019
Russia 9 40 2013 - 2019
Samoa 9 41 2013 - 2019
Albania 8 42 2013 - 2019
Belgium 8 43 2013 - 2019
Bulgaria 8 44 2013 - 2019
Denmark 8 45 2013 - 2019
Djibouti 8 46 2013 - 2019
Honduras 8 47 2013 - 2019
Hong Kong 8 48 2013 - 2019
Kazakhstan 8 49 2013 - 2019
Moldova 8 50 2013 - 2019
Palestine 8 51 2013 - 2019
Panama 8 52 2013 - 2019
Singapore 8 53 2013 - 2019
Ukraine 8 54 2013 - 2019
Vietnam 8 55 2013 - 2019
Bosnia & Herz. 7 56 2013 - 2019
Cyprus 7 57 2013 - 2019
Czechia 7 58 2013 - 2019
Estonia 7 59 2013 - 2019
Ireland 7 60 2013 - 2019
Malaysia 7 61 2013 - 2019
Peru 7 62 2013 - 2019
Poland 7 63 2013 - 2019
Slovakia 7 64 2013 - 2019
Sweden 7 65 2013 - 2019
Thailand 7 66 2013 - 2019
Tr.&Tobago 7 67 2013 - 2019
Turkey 7 68 2013 - 2019
UK 7 69 2013 - 2019
Armenia 6 70 2013 - 2019
Bahamas 6 71 2013 - 2019
Barbados 6 72 2013 - 2019
Benin 6 73 2013 - 2019
Burkina Faso 6 74 2013 - 2019
Cameroon 6 75 2013 - 2019
C.A. Republic 6 76 2013 - 2019
Chad 6 77 2013 - 2019
Comoros 6 78 2013 - 2019
DR Congo 6 79 2013 - 2019
Dominica 6 80 2013 - 2019
Eq. Guinea 6 81 2013 - 2019
Finland 6 82 2013 - 2019
Gabon 6 83 2013 - 2019
Gambia 6 84 2013 - 2019
Germany 6 85 2013 - 2019
Ghana 6 86 2013 - 2019
Grenada 6 87 2013 - 2019
Guinea 6 88 2013 - 2019
G.-Bissau 6 89 2013 - 2019
Indonesia 6 90 2013 - 2019
Israel 6 91 2013 - 2019
Ivory Coast 6 92 2013 - 2019
Laos 6 93 2013 - 2019
Lithuania 6 94 2013 - 2019
Mali 6 95 2013 - 2019
Mauritius 6 96 2013 - 2019
Niger 6 97 2013 - 2019
R. of Congo 6 98 2013 - 2019
Senegal 6 99 2013 - 2019
Serbia 6 100 2013 - 2019
Switzerland 6 101 2013 - 2019
Togo 6 102 2013 - 2019
UA Emirates 6 103 2013 - 2019
Uzbekistan 6 104 2013 - 2019
Zimbabwe 6 105 2013 - 2019
Ant.& Barb. 5 106 2013 - 2019
Bangladesh 5 107 2013 - 2019
Botswana 5 108 2013 - 2019
Croatia 5 109 2013 - 2019
Egypt 5 110 2013 - 2019
Fiji 5 111 2013 - 2019
Japan 5 112 2013 - 2019
Lesotho 5 113 2013 - 2019
Namibia 5 114 2013 - 2019
Norway 5 115 2013 - 2019
Saint Lucia 5 116 2013 - 2019
St. Vincent & ... 5 117 2013 - 2019
Sierra Leone 5 118 2013 - 2019
South Africa 5 119 2013 - 2019
South Korea 5 120 2013 - 2019
Spain 5 121 2013 - 2019
Tanzania 5 122 2013 - 2019
Uganda 5 123 2013 - 2019
Austria 4 124 2013 - 2019
Belize 4 125 2013 - 2019
Bhutan 4 126 2013 - 2019
Chile 4 127 2013 - 2019
France 4 128 2013 - 2019
Iceland 4 129 2013 - 2019
Kiribati 4 130 2013 - 2019
Swaziland 4 131 2013 - 2019
Uruguay 4 132 2013 - 2019
Bahrain 3 133 2013 - 2019
Belarus 3 134 2013 - 2019
China 3 135 2013 - 2019
Ethiopia 3 136 2013 - 2019
Guyana 3 137 2013 - 2019
Liechtenstein 3 138 2018 - 2019
Luxembourg 3 139 2013 - 2019
Saudi Arabia 3 140 2013 - 2019
Slovenia 3 141 2013 - 2019
Sudan 3 142 2013 - 2019
Tunisia 3 143 2013 - 2019
Algeria 2 144 2013 - 2019
Argentina 2 145 2013 - 2019
Brazil 2 146 2013 - 2019
Burma 2 147 2013 - 2019
Burundi 2 148 2013 - 2019
Greece 2 149 2013 - 2019
Haiti 2 150 2013 - 2019
Iran 2 151 2013 - 2019
Italy 2 152 2013 - 2019
Lebanon 2 153 2013 - 2019
Madagascar 2 154 2013 - 2019
Maldives 2 155 2013 - 2019
Malta 2 156 2013 - 2019
Mauritania 2 157 2013 - 2019
Morocco 2 158 2013 - 2019
Netherlands 2 159 2013 - 2019
Nicaragua 2 160 2013 - 2019
Pakistan 2 161 2013 - 2019
Portugal 2 162 2013 - 2019
Seychelles 2 163 2013 - 2019
Sri Lanka 2 164 2013 - 2019
Suriname 2 165 2013 - 2019
Taiwan 2 166 2013 - 2019
Angola 1 167 2013 - 2019
Cape Verde 1 168 2013 - 2019
Domin. Rep. 1 169 2013 - 2019
Ecuador 1 170 2013 - 2019
Kuwait 1 171 2013 - 2019
Mozambique 1 172 2013 - 2019
Oman 1 173 2013 - 2019
Paraguay 1 174 2013 - 2019
Philippines 1 175 2013 - 2019
Qatar 1 176 2013 - 2019
San Marino 1 177 2013 - 2019
Syria 1 178 2013 - 2019
Venezuela 1 179 2013 - 2019
Bolivia 0 180 2013 - 2019
Eritrea 0 181 2013 - 2019
Iraq 0 182 2013 - 2019
Libya 0 183 2013 - 2019
S.T.&Principe 0 184 2013 - 2019
Somalia 0 185 2015 - 2019
Yemen 0 186 2013 - 2019



Definition: The strength of legal rights index measures whether certain features that facilitate lending exist within the appli­cable collateral and bankruptcy laws. The index ranges from 0 to 12 based on the methodology in the Doing Business 15-20 studies.

Selected articles from our guide:

The unholy trinity of international finance

Most commonly used measures of corruption

All articles

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