Zimbabwe: Lending interest rate
* indicates monthly or quarterly data series
| Zimbabwe |
Interest rates on bank credit to the private sector |
|---|---|
| Latest value | 46.36 |
| Year | 2025 |
| Measure | percent |
| Data availability | 2012 - 2025 |
| Average | 40.89 |
| Min - Max | 6.91 - 170.29 |
| Source | The World Bank |
The latest value from 2025 is 46.36 percent, a decline from 68.89 percent in 2024. In comparison, the world average is 11.86 percent, based on data from 66 countries. Historically, the average for Zimbabwe from 2012 to 2025 is 40.89 percent. The minimum value, 6.91 percent, was reached in 2017 while the maximum of 170.29 percent was recorded in 2023.
See the global rankings or
world map for that indicator or
use the country comparator to compare trends over time.
Select indicator
* indicates monthly or quarterly data series
Recent data
Historical series
The lending interest rate in Zimbabwe shown below is the interest rate on credits from banks to prime borrowers, i.e. to the lowest risk borrowers in the private sector. That includes firms and households.
Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Selected articles from our guide:
Are trade deficits bad for the economy?
Sources of economic growth
Currency values and investment returns
How to write an economics research paper
All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Bank cost to income ratio | 49.74 | 2021 | percent |
| Bank overhead cost | 7.96 | 2021 | percent |
| Net interest margin | 12.83 | 2021 | percent |
| Bank credit to deposits | 47.24 | 2021 | percent |
| Return on assets | 5.23 | 2021 | percent |
| Return on equity | 26.50 | 2021 | percent |
| Banking system z-scores | 8.08 | 2021 | index points |
| Liquid assets to deposits | 48.19 | 2021 | percent |
| Non-interest income to total income | 51.22 | 2021 | percent |
| Lending interest rate | 46.36 | 2025 | percent |
| Real interest rate | -85.89 | 2024 | percent |
| Legal rights | 6.00 | 2019 | points |
| Credit information sharing | 7.00 | 2019 | points |