Zambia: Percent of people aged 15+ who have a credit card
For that indicator, The World Bank provides data for Zambia from 2011 to 2017. The average value for Zambia during that period was 3.29 percent with a minimum of 1.88 percent in 2014 and a maximum of 4.27 percent in 2017.
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use the country comparator to compare trends over time.