Zambia: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 7.58 percent as of December 2025, an increase compared to the previous value of 7.54 percent. Historically, the average for Zambia from November 2004 to December 2025 is 8.64 percent. The minimum of 6 percent was recorded in October 2007, while the maximum of 13.89 percent was reached in August 2016.
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* indicates monthly or quarterly data series
- Measure: percent
- Source: Bank of Zambia
| Recent values | Zambia: Bank deposit interest rate, percent |
|---|---|
| 2025  Dec | 7.58 |
| 2025  Nov | 7.54 |
| 2025  Oct | 7.5 |
| 2025  Sep | 7.45 |
| 2025  Aug | 7.45 |
| 2025  Jul | 7.43 |
| 2025  Jun | 7.48 |
| 2025  May | 7.51 |
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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 15.0 | 2024 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 19.2337 | 3/2026 | Local Currency Units per USD |
| Money supply (broad money) | 194.04 | 11/2025 | billion |
| Consumer Price Index (CPI) | 548.2300 | 2/2026 | index points |
| Inflation, monthly | 0.56 | 2/2026 | percent |
| Inflation, annual | 7.50 | 2/2026 | percent |
| Private sector credit | 98.31 | 11/2025 | billion |
| Deposit interest rate | 7.58 | 12/2025 | percent |