Zambia: Deposit interest rate

* indicates monthly or quarterly data series
The most recent value is 7.58 percent as of December 2025, an increase compared to the previous value of 7.54 percent. Historically, the average for Zambia from November 2004 to December 2025 is 8.64 percent. The minimum of 6 percent was recorded in October 2007, while the maximum of 13.89 percent was reached in August 2016. Click on the following link to see the values of: Deposit interest rate around the world.
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* indicates monthly or quarterly data series

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  • Measure: percent
  • Source: Bank of Zambia

Recent values Zambia: Bank deposit interest rate, percent
2025  Dec 7.58
2025  Nov 7.54
2025  Oct 7.5
2025  Sep 7.45
2025  Aug 7.45
2025  Jul 7.43
2025  Jun 7.48
2025  May 7.51


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Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.

 Related indicators Latest Reference Measure
 Inflation 15.0 2024 percent
 Exchange rate regimes 7 2023 index points
 USD exchange rate 19.2337 3/2026 Local Currency Units per USD
 Money supply (broad money) 194.04 11/2025 billion
 Consumer Price Index (CPI) 548.2300 2/2026 index points
 Inflation, monthly 0.56 2/2026 percent
 Inflation, annual 7.50 2/2026 percent
 Private sector credit 98.31 11/2025 billion
 Deposit interest rate 7.58 12/2025 percent
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