Zambia: Real interest rate

* indicates monthly or quarterly data series
 Zambia

Real interest rate: Bank lending rate minus inflation

 Latest value -3.75
 Year 2020
 Measure percent
 Data availability 1978 - 2020
 Average -0.49
 Min - Max -41.79 - 23.67
 Source The International Monetary Fund
For that indicator, we provide data for Zambia from 1978 to 2020. The average value for Zambia during that period was -0.49 percent with a minimum of -41.79 percent in 1992 and a maximum of 23.67 percent in 1996. The latest value from 2020 is -3.75 percent. For comparison, the world average in 2020 based on 109 countries is 6.74 percent. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series


Recent values chart
Zambia - Real interest rate - Recent values chart

Historical chart
Zambia - Real interest rate - historical chart - 1978-2020




Definition: Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.


 Related indicators Latest value Reference Measure
 Lending-deposit interest rate spread 0.76 2020 interest rate points
 Bank cost to income ratio 57.16 2021 percent
 Non-performing loans 5.82 2021 percent
 Bank overhead cost 6.00 2021 percent
 Net interest margin 9.42 2021 percent
 Bank credit to deposits 38.23 2021 percent
 Regulatory capital to risk-weighted assets 20.09 2020 percent
 Return on assets 4.28 2021 percent
 Return on equity 46.36 2021 percent
 Banking system z-scores 8.86 2021 index points
 Liquid assets to deposits 48.98 2021 percent
 Banking system capital to assets 8.48 2020 percent
 Non-interest income to total income 29.12 2021 percent
 Lending interest rate 9.48 2020 percent
 Real interest rate -3.75 2020 percent
 Legal rights 11.00 2020 points
 Credit information sharing 8.00 2019 points
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